Home Equity Loans in Castro Valley, CA

If you’re a homeowner in Castro Valley, CA, a mortgage line of credit can be a smart way to access your home’s equity. Whether you’re planning renovations or consolidating debt, comparing offers helps you find the best rates and terms that fit your needs.

Local lenders understand the Castro Valley community and offer flexible, fast funding with personalized support. Take a moment to explore your options and see how tapping into your home’s value can give you financial freedom with confidence.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
sffcu
6.75 - 8.875 %
∞
schoolsfirstfcu
6.75 - 10.875 %
80 %
∞
scefcu
6.75 - 11.75 %
∞
cafcu
6.75 - 12.25 %
90 %
∞
cusocal
6.757 - 7.857 %
20 Yrs
80 %
∞
hfcu
6.865 - 10.615 %
20 Yrs
100 %
∞
golden1
6.875 - 7.94 %
10 - 20 Yrs
80 %
∞
sdccu
6.875 - 8.75 %
15 Yrs
70 %
∞
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. San Francisco has a HELOC rate of 6.75% today, down from 7.5% at 7, 30, 60, and 90 days ago. Its Home Equity loan rate is 8.88% , which is up from 8.75% over the same time periods. Schoolsfirst has a HELOC with an APR range of 6.25% to 10.25% , unchanged from 7 and 30 days ago. Its Home Equity loan shows an APR range of 6.75% to 10.88% , unchanged from 7, 30, 60, and 90 days ago. Both products have stable rates over the past three months.

Rize's HELOC has a minimum APR of 6.75% today, unchanged from 7 and 30 days ago but higher than the 4% –8% range from 60 and 90 days ago. The Home Equity loan APR range is 6.75% –1% 1.75% , unchanged from 7 and 30 days ago. The HELOC rate is steady compared to last week but up from two to three months ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum.

Credit Union Of Southern California has a HELOC with an APR range of 6.76% to 6.76% , unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows an APR range of 7.63% to 7.86% , unchanged from 30 days ago. Both products have steady rates over the past month. Hanscom has a HELOC with an APR range of 6.25% to 8.25% today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan shows an APR range of 6.87% to 10.62% , also unchanged from the past 7, 30, 60, and 90 days. Both products have steady rates over the last three months.

The Golden 1 has a HELOC with an APR range of 6.88% to 7.94% today. This rate is the same as it was 7, 60, and 90 days ago but higher than 30 days ago when the range was 4.99% to 7.44% . San Diego County shows a Home Equity APR range of 6.88% to 7.38% today, unchanged from 7 and 30 days ago and nearly unchanged from 60 and 90 days ago. Its HELOC rates remain steady at 8.25% to 8.75% with no change over the past 7, 30, 60, or 90 days. Both products have held their rates stable throughout this period.

America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

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If you’re exploring mortgage lines of credit in Castro Valley, CA, it’s wise to compare multiple lenders to find the best rates and terms that fit your needs. LendMesh makes it easy to browse a variety of offers side by side, helping you unlock your home’s value with confidence. Taking a little extra time to review options can lead to savings and more flexible solutions tailored to your financial goals.

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