Home Equity Loans in Fremont, CA

Looking for the best HELOC interest rates in Fremont, CA? Compare home equity loan offers tailored to your needs and find flexible options that fit your budget. Whether you’re planning renovations or consolidating debt, smart choices start here.

Fremont homeowners trust local lenders who understand the community and provide fast, friendly service. Unlock your home's value with confidence by exploring competitive rates and terms designed to help you achieve your goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
noblecu
6.89 - 12.75 %
20 Yrs
∞
meriwest
7 %
∞
calcoastcu
7 - 7.875 %
10 - 20 Yrs
∞
nuvisionfederal
7 - 8 %
10 - 25 Yrs
80 %
∞
bayfed
7 - 8.5 %
80 %
∞
togethercu
7.125 %
15 Yrs
∞
globalcu
7.125 - 9.513 %
20 Yrs
80 %
∞
firstent
7.125 - 9.75 %
10 - 15 Yrs
90 %
∞
patelco
7.25 - 10 %
20 Yrs
125 %
∞
wescom
7.25 - 11.5 %
5 - 20 Yrs
80 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Noble's Home Equity loan has an APR range of 6.89% to 12.39% , unchanged from it was 7, 30, 60, and 90 days ago. The HELOC rates are also steady, with a range of 7.25% to 12.75% , showing no change over the past three months. Both products have held their rates steady during this time. Meriwest has a HELOC with a 7% APR today, unchanged from 7, 30, and 60 days ago. This rate is higher than the 5.99% to 7% range seen 90 days ago. California Coast has a Home Equity rate range of 7% to 7.88% today. This rate is the same as it was 7, 30, 60, and 90 days ago. There has been no change in the APR for this product over the past three months.

Nuvision has a HELOC with an APR range of 7% to 8% today. This rate is the same as it was 7, 30, 60, and 90 days ago. The APR has stayed steady over the past three months. Bay has a HELOC with an APR range of 7% to 8.5% today, unchanged from 7 and 30 days ago. This rate is higher than it was 30, 60, and 90 days ago when the range started at 2.99% . The top of the range has stayed steady at 8.5% throughout this time. Together has a HELOC with an APR range of 4.99% to 5.03% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan has a fixed APR of 7.12% , also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Global has a Home Equity rate range of 7.12% to 9.51% today, unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The 90–day rates were lower at 6.88% to 9.25% . Their HELOC rates are 7.75% to 8.75% now, unchanged from both 7 and 30 days ago, but lower than 60 days ago when the rate was 8.25% . First Entertainment has a Home Equity rate range of 7.12% to 8.12% today, unchanged from 7 and 30 days ago but lower than 30 days ago and higher than 60 days ago. Their HELOC rates remain steady at 7.25% to 9.75% , showing no change from 7, 30, 60, or 90 days ago.

Patelco's HELOC has an APR range of 5.49% to 10% today, unchanged from 7 and 30 days ago but higher than 60 days ago when the top rate was 9% . The Home Equity loan shows a range of 8.06% to 8.31% , steady compared to 7 and 30 days ago but up slightly from 60 days ago. Wescom Central has a HELOC with an APR range of 7.25% to 11.5% today. This rate range is the same as 7 days ago but higher than the 30–and 60–day ranges, which were 7.25% to 10.25% . Compared to 90 days ago, the minimum APR is up while the maximum is also higher.

🏦 Local Lenders in Fremont, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Alameda County, CA

✅SEA WEST COAST GUARD FEDERAL CREDIT UNION
✅1ST UNITED CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅BAY CITIES CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅PATELCO CREDIT UNION
✅CITIZENS EQUITY FIRST CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅SANDIA LABORATORY CREDIT UNION
✅UNCLE CREDIT UNION
✅KEYPOINT CREDIT UNION
✅SMW 104 FEDERAL CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅PACIFIC SERVICE CREDIT UNION
✅THE POLICE CREDIT UNION
✅PUBLIC EMPLOYEES 64390 CREDIT UNION
✅SELFHELP CREDIT UNION
✅ILWU CREDIT UNION
✅UTILITY DISTRICT CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅MATSON EMPLOYEES FEDERAL CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅PACIFIC POSTAL CREDIT UNION
✅INOVA CREDIT UNION
✅BLUPEAK CREDIT UNION

Compare other loan types in Fremont, CA

Why compare Home Equity Loans in Fremont, CA on LendMesh

If you’re exploring HELOC interest rates in Fremont, CA, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options tailored to your needs. Browsing through different offers allows you to find the right balance of rates and terms without feeling rushed. Empower your decision with a little extra research and see how much you could save on your home equity line of credit.

Stay informed effortlessly by subscribing to LendMesh’s alert service. Simply share your target HELOC rate—whether it’s 5% or 4%—and we’ll notify you as soon as offers drop below that threshold. Choose weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals, all sent directly to your inbox. Join other Fremont homeowners who trust LendMesh to keep them ahead of the market and ready to act when the best opportunities arise.

Customers are also interested in:

Heloc Interest