Home Equity Loans in Memphis, TN

Looking to tap into your Memphis home's equity? A mortgage line of credit offers flexible access to funds for home improvements, debt consolidation, or unexpected expenses—all while staying rooted in your community.

Compare competitive rates and personalized offers from local lenders in Memphis, TN. Find the best fit for your financial goals with expert guidance tailored to help you make smart, confident decisions.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
∞
leaderscu
7 %
∞
tvacreditunion
7 - 18 %
∞
connexuscu
7.31 - 9.41 %
15 Yrs
80 %
∞
navyfederal
7.34 %
5 Yrs
70 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

America First has a Home Equity loan with an APR range of 6.89% to 10.49% today. This rate is the same as it was 7, 30, and 90 days ago, but the upper end was lower at 8.24% sixty days ago. The minimum APR has stayed steady throughout this period. Leaders Credit Union has a HELOC with an APR range of 5.99% to 18% today. This rate range is the same as it was 7 days ago, but higher than the single 5.99% rate from 30, 60, and 90 days ago. The minimum APR has stayed steady at 5.99% over all these periods.

Knoxville Tva Employees has a HELOC with an APR range of 7% to 18% today. This is up from 5.99% to 18% seven, 30, 60, and 90 days ago. The minimum APR increased while the maximum stayed the same over the past three months. Connexus has a Home Equity loan with an APR range of 7.31% to 9.41% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 7.51% and 8.01% , also unchanged from 7, 30, and 60 days ago. Both products show stable rates over the past three months.

Navy Federal Credit Union has a Home Equity loan with an APR of 7.34% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

🏦 Local Lenders in Memphis, TN

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🏘️ All the Lenders Available in Shelby County, TN

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