Home Equity Loans in Memphis, TN

Looking to tap into your Memphis home's equity? A mortgage line of credit offers flexible access to funds for home improvements, debt consolidation, or unexpected expenses—all while staying rooted in your community.

Compare competitive rates and personalized offers from local lenders in Memphis, TN. Find the best fit for your financial goals with expert guidance tailored to help you make smart, confident decisions.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %
∞
university-credit-union
6.5 - 6.75 %
15 - 20 Yrs
80 %
∞
affinityfcu
6.63 %
10 - 30 Yrs
80 %
∞
cccu
6.74 - 8.59 %
20 Yrs
90 %
∞
penfed
6.75 %
10 - 20 Yrs
85 %
∞
bcu
6.75 - 7 %
∞
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
∞
orionfcu
6.75 - 10.75 %
10 Yrs
∞
cafcu
6.75 - 12.25 %
90 %
∞
redfcu
6.875 %
15 Yrs
95 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Consumers has a Home Equity rate range of 6.25% to 9.75% today, which is lower than 60 days ago when the minimum was 6.75% . Their HELOC rates remain steady at 6.25% to 9.75% , unchanged from 7, 30, 60, and 90 days ago. University has a HELOC with an APR range of 6.5% to 17.99% today. This is up from 6.25% to 17.74% seven, 30, 60, and 90 days ago. The minimum APR rose while the maximum APR also increased compared to the past three months. Affinity has a HELOC with a minimum APR of 6.63% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. There has been no change in the APR over the past three months.

City & County has a Home Equity loan with an APR range of 6.74% to 8.59% , which hasn't changed in the past 7, 30, 60, or 90 days. Their HELOC rates are now 7% to 8% , up from 6.75% to 7.75% over the last 7, 30, 60, and 90 days. Pentagon's HELOC has an APR range of 6.75% to 18% today, unchanged from 7 and 90 days ago. The rate is higher than 30 and 60 days ago, when the APR was a flat 6.75% . Baxter has a HELOC with a 6.75% APR today, which is up from 6% over the past 7, 30, 60, and 90 days. Their Home Equity loan rate is 7% now, higher than the 6.75% it was at 7, 30, 60, and 90 days ago.

Northrop Grumman has a HELOC with an APR range of 6.75% to 7.75% , unchanged from 7, 30, and 60 days ago but lower than 90 days ago when it was 7% to 8.5% . Their Home Equity loan APR is between 8.74% and 8.87% , unchanged from 7, 30, 60, and 90 days ago. Orion's HELOC has a today's APR range of 6.75% to 10.75% , which is up from 6.5% to 10.75% seven days ago. The rates are also higher compared to 30, 60, and 90 days ago, where the range was steady at 6.5% to 10.75% .

California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. Redstone's HELOC has a minimum APR of 6.88% today, unchanged from 7, 30, and 60 days ago. This rate is lower than the range of 7.12% to 18% seen 90 days ago.

🏦 Local Lenders in Memphis, TN

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🏘️ All the Lenders Available in Shelby County, TN

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