Personal Loans in Memphis, TN

Looking for a loan with a low interest rate in Memphis, TN? Compare offers from trusted local lenders to find the best rates and terms tailored to your needs. It’s easy to get started and see which loan fits your budget.

Whether you’re handling unexpected expenses or planning a big purchase, Memphis lenders offer flexible options with fast approvals. Take a moment to explore and secure a loan that supports your financial goals without the hassle.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
cccu
6.99 - 10.99 %
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
tvacreditunion
7.99 - 12.94 %
1 - 5 Yrs
∞
tvfcu
7.99 - 16.99 %
1 - 5 Yrs
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Baxter has a personal loan with an APR of 7.49% , which is unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan has a steady APR of 4.5% , remaining the same over the past 90 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7 and 30 days. Their Homeowner debt consolidation loan has an APR of 7.49% , unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit rate is 15.24% , steady across the last 7 and 30 days.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has a rate of 10.99% , also unchanged during these periods. Nasa's Cashline line of credit has an APR of 11.74% today, which is up from 11.49% seven and 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR now, unchanged from seven and 30 days ago but higher than 7.69% sixty days ago and 7.44% ninety days ago.

Knoxville Tva Employees has a Credit builder loan with an APR of 2.15% , which has stayed the same over the past 7, 30, and 60 days. Their Signature loan fixed rate is 7.99% , also unchanged from 7, 30, 60, and 90 days ago. Tennessee Valley's Personal term loan has a 7.99% APR today, which is unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago when it was 7.9% . This rate has stayed steady over the past two months. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Firefighters First has a Signature loan with an APR of 8.74% . This rate has stayed the same compared to 7, 30, and 90 days ago. No changes have been made to the rate during this time. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Memphis, TN

Lender NameBranch AddressOffice ServicesLender Snapshot
MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
577 DR ML KING JR AVE MEMPHIS TN 38126
ATM
Drive-Thru
P2P
E-Statements
Assets: $15,077,797
Deposits: $1,227,732
Net Worth: $3,034,879
Employees: 8.0
Members: 3,131

🏘️ All the Lenders Available in Shelby County, TN

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✅UPS EMPLOYEES CREDIT UNION
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✅OWENSBORO FEDERAL CREDIT UNION
✅ESPEECO FEDERAL CREDIT UNION
✅SOUTHEAST FINANCIAL CREDIT UNION
✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅CNIC EMPLOYEES CREDIT UNION
✅KEMBA DELTA FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅LEADERS CREDIT UNION CREDIT UNION

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