Home Equity Loans in Fairfield, NJ

Looking for the best bank to get a home equity loan in Fairfield, NJ? Start here to compare offers from trusted local lenders who understand your needs and can help you access your home’s value with competitive rates and flexible terms.

Whether you’re planning a remodel or need to consolidate debt, Fairfield homeowners can find personalized guidance and fast funding. Explore your options today and take the first step toward making your financial goals a reality.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
americanheritagecu
4.99 - 7.99 %
15 Yrs
95 %
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
dcu
5.25 - 7.75 %
20 Yrs
50 %
∞
gardensavingsfcu
5.48 - 6.625 %
5 - 30 Yrs
100 %
∞
andrewsfcu
5.74 %
20 Yrs
95 %
∞
firstcomcu
5.74 - 7.25 %
3 - 20 Yrs
90 %
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
∞
visionsfcu
6.25 - 6.5 %
15 Yrs
90 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

American Heritage has a Home Equity loan with an APR range of 4.99% to 7.99% today, unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates also stay steady at 5.74% to 7.99% over the same time periods. Neither product shows any change in rates recently. First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. Its HELOC rates are between 6.75% and 6.88% now, unchanged from the past 7 and 30 days, down from 7% to 7.12% 60 days ago, and up compared to 90 days ago.

State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time. Digital has a Home Equity rate range of 5.25% to 6.75% today, which is up from 5% to 6.5% seven days ago but down from 6.99% to 7.74% thirty and sixty days ago. The HELOC rate range is 6.25% to 7.75% today, also up from 6% to 7.5% a week ago and lower than the 6.75% to 8.49% seen thirty, sixty, and ninety days ago.

Garden Savings has a HELOC with rates today from 5.48% to 6.25% , down from 5.95% to 7% seven and 30 days ago. Their Home Equity loan shows rates between 6% and 6.62% , which is also lower than the 6.38% to 7% range seen over the past 7, 30, 60, and 90 days. Andrews Federal Credit Union has a Home Equity rate of 5.74% today, unchanged from 7 and 30 days ago but higher than the 5.49% rate from 30, 60, and 90 days ago. The rate has gone up since last month and earlier periods.

First Commonwealth has a Home Equity rate range of 5.74% to 6.49% today, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Its HELOC rates are steady at 6.75% to 7.25% , unchanged over the past 7, 30, 60, and 90 days. Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match

Nasa has a Home Equity loan with an APR range of 6% to 8.75% today. This rate is the same as it was 7, 30, 60, and 90 days ago, showing no change over the past three months. The minimum APR remains at 6% . Visions has a Home Equity rate of 6.25% today, unchanged from 7 and 30 days ago but lower than 90 days ago when it was 6.5% . The HELOC rate is 6.5% now and has not changed in the past 7, 30, or 60 days.

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🏘️ All the Lenders Available in Essex County, NJ

✅EAST ORANGE FIREMENS FEDERAL CREDIT UNION
✅ESSEX COUNTY TEACHERS FEDERAL CREDIT UNION
✅XCEL FEDERAL CREDIT UNION
✅BLOOMFIELD FIRE AND POLICE FEDERAL CREDIT UNION
✅VISIONS FEDERAL CREDIT UNION
✅POLISH SLAVIC CREDIT UNION
✅EAST ORANGE VA HOSPITAL FEDERAL CREDIT UNION
✅MESSIAH BAPTIST CHURCH FEDERAL CREDIT UNION
✅ADVANCED FINANCIAL FEDERAL CREDIT UNION
✅THE ATLANTIC FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅GARDEN SAVINGS FEDERAL CREDIT UNION
✅NORTH JERSEY FEDERAL CREDIT UNION
✅ISRAEL MEMORIAL A M E FEDERAL CREDIT UNION
✅NEW COMMUNITY FEDERAL CREDIT UNION
✅FEDERAL EMPLOYEES NEWARK FEDERAL CREDIT UNION
✅NEWARK POST OFFICE EMPLOYEES CREDIT UNION
✅PUBLIC SERVICE PLAZA FEDERAL CREDIT UNION
✅RUTGERS FEDERAL CREDIT UNION
✅NEWARK POLICE FEDERAL CREDIT UNION
✅UNITED CITIES CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅LOCAL 1233 FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅DIVISION 819 TRANSIT EMPLOYEES CREDIT UNION
✅PROPONENT FEDERAL CREDIT UNION
✅NEWARK FIREMEN FEDERAL CREDIT UNION

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Why compare Home Equity Loans in Fairfield, NJ on LendMesh

If you’re in Fairfield, NJ, exploring your home equity loan options, it’s smart to keep comparing lenders on LendMesh. By browsing multiple offers, you can uncover more competitive rates and flexible terms that match your needs. Taking a little extra time to shop around helps ensure you find the best deal without any pressure—making the most of your home’s value for renovations, debt consolidation, or other goals.

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