Home Equity Loans in Fitchburg, MA

Looking for the best home equity loan rates in Fitchburg, MA? Compare local lenders offering competitive rates and flexible terms designed to fit your unique needs. Whether it’s home improvements or consolidating debt, finding the right loan starts here.

Fitchburg homeowners trust nearby credit unions and banks for fast funding and personalized service. Unlock your home's potential with a loan that works for you—easy to apply for and tailored to help you achieve your financial goals.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
rfcu
3 - 7.5 %
5 - 30 Yrs
80 %
∞
dcu
5 - 7.5 %
20 Yrs
∞
firsttechfed
5 - 8 %
20 Yrs
∞
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
∞
jdcu
5.75 - 6.75 %
20 Yrs
80 %
∞
websterfirst
5.75 - 8.5 %
15 Yrs
∞
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
∞
nescfcu
5.99 %
2 Yrs
∞
scucu
5.99 - 7.75 %
1 - 25 Yrs
80 %
∞
bcu
6 - 6.75 %
∞

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-SEP-17

Credit Union Loan Rates - Trends & Analysis:

Rockland's HELOC has a 3% APR today, the same as 30 days ago. Its Home Equity loan rates range from 6.38% to 7.5% APR, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when the top rate was 7.75% . Digital has a Home Equity rate range of 5% to 6.5% today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago. Its HELOC rates are 6% to 7.5% now, unchanged from 7 and 30 days ago and down from 30 and 60 days ago, with 90 days ago being higher.

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% now, unchanged from 7 and 30 days ago but lower than 60 days ago and slightly higher than 90 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.25% , also unchanged over the past 90 days. Both rates have stayed steady during this time.

Jeanne D'Arc has a HELOC with an APR range of 5.75% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago. Compared to 90 days ago, the upper end of the range is much lower now, dropping from 18% to 6.75% . Webster First has a HELOC with an APR range of 5.75% to 8% , unchanged from it was 7, 30, and 60 days ago. Their Home Equity loan APR range is 6.5% to 8.5% , also unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago when the minimum was 6.61% .

Affinity Plus has a Home Equity loan with an APR range of 5.9% to 6.39% , unchanged from 7 and 90 days ago but higher than 60 days ago. Its HELOC rate is 6.22% , steady from 7 and 90 days ago but up from 6% over the past 30 and 60 days. The Improvement loan APR ranges from 7.66% to 8.47% , the same as 7 and 90 days ago but higher than 60 days ago. Solar loans match Nesc Credit Union has a HELOC with a minimum APR of 5.99% today, unchanged from 7, 30, and 60 days ago. The rate range was wider in those past periods, from 5.99% to 6.5% . Compared to 90 days ago, today's minimum APR is higher since it was 4.99% back then.

Sharon & Crescent United has a Home Equity loan with an APR range of 5.99% to 7.75% , unchanged from 90 days ago. Their HELOC rates are between 5.99% and 6.25% , unchanged from 7, 30, and 60 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

🏦 Local Lenders in Fitchburg, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Worcester County, MA

✅WORKERS FEDERAL CREDIT UNION
✅ATHOL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅GFA FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅IC CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅LEOMINSTER CREDIT UNION
✅MILLBURY FEDERAL CREDIT UNION
✅SOUTHBRIDGE CREDIT UNION
✅CENTRAL ONE FEDERAL CREDIT UNION
✅LEOMINSTER EMPLOYEES FEDERAL CREDIT UNION
✅ST MARYS CREDIT UNION
✅HOMEFIELD CREDIT UNION
✅SHREWSBURY FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅WORCESTER FIRE DEPT CREDIT UNION
✅WORCESTER POLICE DEPARTMENT FEDERAL CREDIT UNION
✅WORCESTER CREDIT UNION
✅ALLCOM CREDIT UNION

Compare other loan types in Fitchburg, MA

Why compare Home Equity Loans in Fitchburg, MA on LendMesh

If you’re in Fitchburg, MA and exploring home equity loan options, keep comparing lenders on LendMesh to uncover the best rates and terms that fit your needs. Taking the time to review multiple offers can help you find more affordable options and smarter loan solutions, making it easier to unlock your home’s value for renovations, debt consolidation, or other goals.

Stay informed effortlessly by subscribing to LendMesh’s personalized alerts. Simply set your target rate, like 4% or 5%, and receive notifications when offers in Fitchburg drop below that threshold. Along with weekly or monthly updates, you’ll get expert insights, loan trends, and curated deals sent directly to your inbox—helping you stay ahead and secure the best home equity loan rates today.

Customers are also interested in:

Best Home Equity Loan Rates Today