I C FEDERAL CREDIT UNION

At I-c, located at 300 Bemis Rd, Fitchburg, MA 01420, we believe in building strong relationships with our members and the community. Established in 1934, our credit union has grown to serve over 36,000 members, providing personalized financial solutions that truly make a difference. With total assets of $604,331,730 and deposits reaching $70,218,176, we are committed to your financial well-being and success. As a member-owned institution, we take pride in offering a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our dedicated team of 118 employees, led by CEO Christopher Hendry and Board President Norman Gariepy, is here to guide you through every step of your financial journey. We understand that trust is key in finance, which is why we ensure transparency in our operations our net worth stands strong at $57,545,076 and we maintain a healthy cash reserve of $5,750,669. Our aim is not just to provide financial services but to foster a sense of community where every member feels valued. While you can visit us at our branch for assistance or advice during our operating hours Monday through Friday from 9 AM to 4:30 PM (and until 6 PM on Thursdays) official correspondence should be directed to the same address: 300 Bemis Rd, Fitchburg, MA 01420. Explore how I-c can support your financial goals by visiting us online at iccreditunion.org or call us at 978-343-3725. We look forward to serving you!

Welcome to I-c, your friendly neighborhood credit union located at 300 Bemis Rd, Fitchburg, MA. Our branch is not just a place for banking; it's a community hub where convenience meets accessibility. Whether you're stopping by to manage your accounts or explore our financial services, you'll find us right in the heart of Fitchburg, easily accessible from major roads and just a stone's throw from local landmarks. While members can visit us at 300 Bemis Rd, official correspondence should be sent to the same address for consistency. We take pride in ensuring that our location is accommodating for everyone. Our branch features ADA-compliant ramps and ample parking, making it easy for all members to access our services without hassle. We're open throughout the week to cater to your busy schedule! Visit us Monday through Wednesday and Friday from 9 AM to 4:30 PM, or swing by on Thursday when we stay open until 6 PM. We even have Saturday hours from 9 AM to noon for those who need a little extra time during the weekend. At I-c, we offer a variety of services tailored to meet your financial needs from personal banking options like checking and savings accounts to vehicle financing and mortgage loans. Plus, with convenient ATM access and drive-thru banking available, managing your money has never been easier. If you have any questions or would like more information about our services, don't hesitate to give us a call at 978-343-3725. We're here to help and look forward to welcoming you at I-c!

At I-c, we believe in building a community where everyone feels welcome and supported. Becoming a member is easy and open to those who live, work, or worship in our local area. We warmly invite you to join us if you meet these simple criteria. Membership opens the door to a range of benefits, including competitive rates on loans, personalized service, and access to various financial products tailored just for you. For those interested in diving deeper into our eligibility requirements, feel free to check out this resource: Membership Eligibility. To start your journey with us, opening an account is a breeze! Just visit our online registration page at Account Opening or give us a call at (978) 343-3725. We're located at 300 Bemis Rd Fitchburg Ma 01420, ready to help you every step of the way as you join our family at I-c!

At I-c, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home, at work, or on the go, our services ensure you have access to your accounts whenever you need them. With our robust online banking platform available at https://www.iccreditunion.org/personal/ , you can take control of your finances with just a few clicks. Need to check your balance or transfer funds? It's all right at your fingertips. Plus, our mobile application makes banking even more convenient, allowing you to manage your accounts directly from your smartphone. Security is a top priority for us. Our online banking features include electronic signature authorization, providing peace of mind while signing documents digitally. And if you prefer going paperless, you'll love our e-statements, which keep your financial records organized and easily accessible. Want to send money to a friend? Our person-to-person transfers make it simple to send cash quickly and securely. And with the option for mobile payments, paying for goods and services has never been easier just tap and go! Enjoy the freedom of accessing your accounts 24/7 with our online banking services. You can manage transactions in real-time, ensuring you're always updated on your financial standing. At I-c, we're committed to making your banking experience seamless, secure, and straightforward. Join us today and discover how easy banking can be!

At I-c, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. You can trust that your financial future is in safe hands with us. With a net worth of $57,545,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $127,092,223 in share certificates and $32,504,215 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $55,597,636 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,307 in used auto loans and $439,333,200 in total loans and leases. Though our net income stands at $0, it reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 112 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 106,477, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I-c is your trusted partner. Visit us at 300 Bemis Rd Fitchburg Ma 01420 or call (978) 343-3725 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.