Webster First Fitchburg MA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Webster First, your trusted financial partner located at 65 North St, Fitchburg, MA 01420. Since our establishment in 1934, we have been dedicated to serving our members with integrity and a personal touch. With a robust membership base of 92,283 and total assets reaching an impressive $1,448,827,072, we pride ourselves on being a pillar of support in the Fitchburg community. At Webster First, we understand the importance of accessible banking services that meet your needs. Whether you're looking for personal banking options like checking and savings accounts or more specific financial solutions such as auto loans and mortgages, we've got you covered. Our commitment to your financial well-being is reflected in our total deposits of $31,296,104 and our strong net worth of $261,871,848. Our experienced team of 214 employees, led by CEO John Thomasian and Board President Christopher Daoust, is here to assist you every step of the way. We offer not just traditional banking services but also innovative solutions through online and mobile banking platforms. You can easily manage your finances from anywhere! While members can visit us at our Fitchburg branch for all their banking needs, official correspondence should be directed to our mailing address: 65 North St, Fitchburg, MA 01420-4327. Ready to take the next step towards achieving your financial goals? Call us today at 978-342-1827, or visit our website at websterfirst.com to learn more about how we can help you thrive in your financial journey!

Branch History & Mission

Community Commitment

Beyond banking, we actively engage with the community through various outreach programs and partnerships. From sponsoring local events to offering financial literacy workshops, we strive to make a positive impact on the lives of those we serve. Our shared service center further extends our reach by providing access to credit union services even when you're away from home. While members can visit us at 65 North St, official correspondence should be sent to 65 North St, Fitchburg, MA 01420-4327. If you have questions or need assistance, feel free to call us at 978-342-1827 during our operating hours: Monday through Friday from 8:00 AM to 4:00 PM and Saturday from 9:00 AM to 12:30 PM. Join us at Webster First today! Experience how we can support your financial goals while making a difference in your community. Together, let's build a brighter future!

Our Mission

At the heart of Webster First lies a mission: to provide exceptional financial services while fostering community growth. We believe that banking should be more than just transactions; it should empower individuals and strengthen neighborhoods. Our goal is to help members achieve their dreams whether that's buying a new home, starting a business, or planning for retirement. We are proud to offer innovative solutions such as online banking and mobile payments to ensure convenience for all our members. Additionally, our branch features ADA-compliant facilities and drive-thru services for easy access to essential banking transactions.

Branch Location & Accessibility

Additional Services

Webster First offers a wide range of banking services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, if you're a member of a partner credit union, take advantage of our shared service center for basic transactions. While members can visit us at 65 North St, official correspondence should be sent to the same address as well. If you have any questions or need assistance, don't hesitate to call us at 978-342-1827. We look forward to welcoming you at Webster First in Fitchburg!

Branch Features and Accessibility

At our Fitchburg branch, we prioritize your convenience and accessibility. The location is designed with ease of access in mind, featuring ADA-compliant ramps and ample parking options for our members. If you prefer banking on the go, you'll be pleased to know we offer an ATM on-site and drive-thru services for quick transactions without leaving your vehicle.

Operating Hours

Our dedicated team is available to assist you during our operating hours: Monday through Friday from 8:00 AM to 4:00 PM and Saturday from 9:00 AM to 12:30 PM. We aim to fit into your busy schedule, so feel free to drop by when it's convenient for you!

Member Eligibility

At Webster First, we believe that becoming a member is about joining a community that supports and uplifts each other. If you're looking to be part of something special, membership is open to anyone who lives, works, worships, or attends school in Worcester County. We want to make it easy for you to join us! Once you're eligible, you can easily open an account and start enjoying the many benefits we offer, including competitive rates on loans and savings accounts, personalized service, and access to online banking tools. For more detailed information about eligibility criteria, feel free to check out our website at this link. If you have any questions or need assistance, don't hesitate to give us a call at (978) 342-1827. We're excited to welcome you into our family at Webster First, located at 65 North St Fitchburg Ma 01420!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine being able to accept payments seamlessly from your customers while keeping track of every transaction effortlessly. Our merchant services provide just that. From point-of-sale systems to online payment solutions, we help simplify your financial processes so you can focus on what matters most growing your business. Located at 65 North St, Fitchburg, MA 01420, we invite you to visit us or call 978-342-1827 to explore how our business banking solutions can empower your success. Join the thriving network of local businesses that trust Webster First for their financial needs!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $433 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $252,185,545, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM services provide easy withdrawals and balance checks without hassle. Plus, our basic drive-thru banking lets you handle deposits, withdrawals, and simple transactions while remaining in the comfort of your vehicle.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans designed to support your growth. We know how crucial it is for businesses to have access to reliable funding and efficient transaction processing.

Credit Cards

Shopping for rewards? Our credit cards with rewards give you more than just purchasing power; they provide benefits that can enhance your spending experience. Whether it's cash back or travel points, we have options that cater to your spending habits.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Webster First, we offer online and mobile banking that allows you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transactions, staying on top of your finances has never been easier.

Personal Banking

For those seeking reliable and flexible banking options, our personal banking services include checking and savings accounts that help you manage your finances effortlessly. Imagine having an account that not only fits your lifestyle but also offers competitive rates. We understand that life can be unpredictable, so we offer auto loans and vehicle financing to get you on the road quickly and affordably. If you're considering a new home or refinancing your current mortgage, we provide tailored mortgage loans and refinancing options to make the process as smooth as possible. Our personal loans are great for debt consolidation or any unexpected expenses that may arise, ensuring you have the financial support when you need it most.

Shared Branch Transactions

As a member of Webster First, you also gain access to shared branch transactions, allowing you to perform deposits and withdrawals even if you're visiting a partner credit union. At Webster First in Fitchburg, we're committed to making banking accessible and convenient for everyone in our community. If you have questions about any of our services or want assistance in choosing what suits you best, don't hesitate to reach out at 978-342-1827. Join us today and experience a credit union dedicated to supporting your financial journey!

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform at Webster First offers a wide range of features that make managing your money easier than ever. You can view your account balances, transfer funds, and pay bills all with a user-friendly interface that keeps everything organized. Plus, with electronic signature authorization, signing documents is a breeze. No more printing and mailing; you can do it all electronically! If you prefer to keep track of your finances via your smartphone, our mobile application is available for download. This means you can check your balances, deposit checks, and even set up mobile payments right from your device. Whether you're out shopping or simply enjoying a day out, managing your money has never been more convenient.

Stay Informed and Connected

With e-statements available, you can say goodbye to paper clutter while keeping track of your transactions digitally. Not only does this help the environment, but it also makes it easier to find the information you need at any time. And if you ever want to send money to friends or family quickly, our person-to-person transfer feature allows for quick and secure transactions. For those late-night budgeting sessions or unexpected questions about your account, our 24/7 online banking services ensure you're never alone in managing your finances. In summary, Webster First's digital banking services are here to empower you with accessibility and control over your financial life. Experience the peace of mind that comes with knowing you have secure and easy options at your fingertips!

Financial Strength

At Webster First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well-placed. With a net worth of $261,871,848, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1803 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $253,272,775 in share certificates and $55,771,803 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $240,268,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $11,731 in used auto loans and $1,142,784,132 in total loans and leases. Our operational efficiency reflects positively in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 196 full-time employees and 18 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $7,306,890. Total Share and Deposit Accounts: 123,671, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Webster First is your trusted partner. Visit us at 65 North St Fitchburg Ma 01420 or call 978-342-1827 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. With over $178,494,479 in used vehicle loans and $57,179,823 in new vehicle loans already helping members get on the road, our financing options make it easier than ever to drive away in your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $252,185,545 provide the capital necessary for growth and expansion. We are committed to supporting local businesses by offering tailored financing solutions that meet their unique challenges.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $784,642 in loans helping members manage their finances effectively. Whether you need to cover an unexpected expense or wish to consolidate debt, our credit card options can provide you with the support you need.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $80,068,156, make buying or refinancing simple. We offer competitive rates and terms to fit your unique situation.

Refinancing Options

If you're looking to lower your monthly payments or access cash from your existing equity, consider our refinancing options available across various loan types. Our team is here to guide you through eligibility requirements and help determine the best solution for your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions about our loan offerings or would like assistance with your application process, feel free to reach out at (978) 342-1827 or visit us at 65 North St Fitchburg Ma 01420, located in Fitchburg, MA. We're here to help you every step of the way!

Loan Aggregator

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Webster First