Type of Loan Offerings
Home Equity Loans
Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
Personal Loans
Program Name
APR
Term
Amount
Link
Student Loans
Vehicle Loans
Loan Program
Loan Type
APR
Term
Link
Introduction
Welcome to Digital, your trusted financial partner located at 350 John Fitch Hwy, Fitchburg, MA 01420. Since our establishment in 1979, we have been dedicated to serving the community with a range of financial products and services tailored to meet the needs of our members. With over 1,154,404 members benefiting from our offerings, we pride ourselves on being a pillar of support in the Fitchburg area. At Digital, we manage assets totaling an impressive $12,123,497,336 and maintain a robust net worth of $1,170,409,164. Our commitment to financial health is reflected in our total deposits of $935,554,608, allowing us to provide loans and leases amounting to 566,509. We understand that financial decisions can be overwhelming, which is why our team of dedicated professionals is here to guide you every step of the way. Led by CEO Shruti Miyashiro and Board President Lionel Raffi, our team is not just about numbers; we are passionate about making a positive impact in our community. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking services including merchant services and business loans, we have something for everyone. While members can visit us at our Fitchburg branch, official correspondence should be sent to the same address: 350 John Fitch Hwy, Fitchburg, MA 01420. You can also reach us at 978-343-2222 for any inquiries or assistance. We invite you to explore all that we offer on our website: https://www.dcu.org/. Experience the difference that comes with being part of a credit union that truly cares about its members. Come join us today!
Branch History & Mission
Join Us
As we continue this journey together, we invite you to become part of our growing family at Digital. Experience firsthand how we can support your financial goals while contributing positively to the community. Reach out today at (978) 343-2222 or explore more about our services online at our website. Together, let's build a brighter future!
Our Evolution
Since opening our doors, we have consistently expanded our services and member offerings. Over the years, we have achieved remarkable milestones, including reaching total assets of approximately $12.12 billion. This growth reflects not just our financial strength but also our dedication to providing excellent service tailored to meet the diverse needs of our members. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 9:00 am to 5:00 pm, Thursday and Friday from 9:00 am to 7:00 pm, and Saturday from 9:00 am to 3:00 pm. Whether you prefer visiting us in person or utilizing our ATM services available on-site, we are here to help you every step of the way.
Our Mission
At Digital, our mission is clear: to empower our members through exceptional financial services while actively supporting and enriching our community. We aim to provide personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Beyond just banking, we pride ourselves on being a resource for business banking services as well. We understand that banking goes beyond transactions; it's about building relationships and trust within the community. That's why we engage in various outreach initiatives and partnerships aimed at uplifting local organizations and fostering economic growth right here in Fitchburg. While members can visit us at 350 John Fitch Hwy Fitchburg Ma 01420, official correspondence should be sent to 350 John Fitch Hwy, Fitchburg, MA 1420 if different from the branch address.
Branch Location & Accessibility
Call To Action
We invite you to stop by and see how Digital can support your financial journey. Feel free to call us at (978) 343-2222 if you have any questions or need further assistance before your visit. We look forward to welcoming you soon!
Nearby Landmarks
Located near popular spots in Fitchburg, such as parks and shopping areas, our branch is easy to find. Plus, there's ample parking available for those visiting us in person. We ensure that our facility meets ADA compliance standards so that everyone can access our services comfortably.
Operating Hours
We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Wednesday from 9:00 am to 5:00 pm, Thursday and Friday from 9:00 am to 7:00 pm, and on Saturday from 9:00 am to 3:00 pm. Our extended hours during the week and Saturday accessibility mean you can fit your banking around your schedule.
Services Offered
At Digital, we're proud to provide a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options for everyone. Need cash? Our branch features an ATM for quick withdrawals and balance checks. While we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside the branch.
Member Eligibility
Becoming a member of Digital is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, or worship in the Fitchburg area, or if you're related to someone who does, you're already on the path to membership! At Digital, we believe in making banking accessible and friendly for everyone. Not only will you gain access to a range of personalized services, but you'll also benefit from competitive rates and a supportive community that prioritizes your needs. To learn more about how to become part of our family, check out the detailed eligibility criteria at https://www.dcu.org#membership. We've made it easy for you to start your journey with us. If you're ready to open an account or have any questions, feel free to give us a call at (978) 343-2222. We're excited to welcome you to Digital, located at 350 John Fitch Hwy Fitchburg Ma 01420, where your financial goals are our priority!
Business Banking & Commercial Services
Business Loans That Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,412 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,402,850,493, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services for Everyday Needs
Imagine running your business smoothly without worrying about payment processing. Our merchant services are designed to simplify transactions, so you can focus on what matters most growing your business. From easy card processing to online payment solutions, we provide the tools that keep your cash flow healthy and efficient. Discover how Digital at 350 John Fitch Hwy Fitchburg Ma 01420, Fitchburg, MA can partner with you on your journey toward success. Reach out today at (978) 343-2222 to learn more!
Comprehensive List Of Services
Business Banking Solutions
For local business owners, we know how important it is to have the right financial tools at your disposal. Our business banking services include merchant services for smooth transactions and business loans that empower you to grow. No matter if you're just starting out or looking to expand, we're here to support your journey.
Digital Banking Features
In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere. You can check balances, transfer funds, and even make person-to-person payments quickly and securely. With ATM access available, withdrawing cash is simple just head to one of our ATMs for hassle-free service. At Digital, we strive to ensure that every member has access to essential financial tools in a way that's comfortable and convenient. If you have any questions or want to learn more about how we can assist you further, don't hesitate to reach out! Call us at (978) 343-2222 or visit us online at Fitchburg. We look forward to serving you!
Loans & Credit Cards
We understand that life can throw unexpected expenses your way. That's why our personal loans and debt consolidation solutions are here to help you manage those costs effectively. Plus, with our credit cards that offer rewards, you can earn while you spend! Whether it's cash back on groceries or points towards travel, we have a card that fits your lifestyle.
Personal Banking
Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts that cater to both everyday spending and long-term savings. If you're considering a new car, our auto loans and vehicle financing options can help you hit the road without breaking the bank. For those looking to buy a home or refinance an existing mortgage, we provide competitive mortgage loans and refinancing options designed for your comfort.
Digital & Online Banking
Key Services
With our 24/7 online banking services, you have the freedom to check your account, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, managing your finances has never been easier. Our user-friendly platform ensures you can navigate through your accounts effortlessly. Need to send money to a friend? Our person-to-person transfers feature allows you to do just that with just a few taps on your device. Plus, for those who prefer using their smartphones, our dedicated mobile application makes it easy to access all your banking needs right from your pocket. Security is a top priority at Digital. We offer electronic signature authorization, ensuring that your transactions are secure and authenticated. You'll also appreciate the availability of e-statements, which not only help you keep track of your financial activities but also reduce paper clutter making it an eco-friendly choice. If you're into mobile payments, you'll be pleased to know that we support this feature too! You can easily make payments using your mobile device, adding another layer of convenience to your daily life. In summary, our digital and online banking services at Digital empower you to take control of your finances with ease. From secure transactions to real-time account management, we are here to support you every step of the way. Visit us today at https://www.dcu.org/ and experience banking made simple!
Financial Strength
A Solid Foundation
With a net worth of $1,170,409,164, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $965 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Committed Workforce
We also take pride in having 1,693 full-time employees and 101 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce plays a crucial role in maintaining our high standards of service.
Conclusion: Your Trusted Partner
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Digital is your trusted partner. Visit us at 350 John Fitch Hwy Fitchburg Ma 01420 or call (978) 343-2222 to learn more about how we can help you achieve your financial goals.
Member Savings and Growth
Members' savings are secured through $1,408,876,162 in share certificates and $2,932,199,001 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Reinvesting for Your Future
With $1,170,409,164 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $186,169 in used auto loans and $10,800,075,946 in total loans and leases.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,486,644,812 in used vehicle loans and $1,320,728,760 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or looking for something pre-owned, our financing options are designed to make your experience easy and affordable.
Business Financing
For business owners, our outstanding commercial loans totaling $1,402,850,493 provide the capital needed to grow and expand. We know that every business has unique needs, and our team is here to help you find the right financial solution.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $880,247,336, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure your dream home without overwhelming financial strain.
Refinancing Options
If you're considering refinancing any existing loans, we can assist with that too! Our refinancing options could help reduce your monthly payments or lower your interest rate, depending on your situation. To learn more about how our loan offerings can benefit you, feel free to reach out at (978) 343-2222, or visit us at 350 John Fitch Hwy Fitchburg Ma 01420 in Fitchburg, MA. Our team is ready to assist you through every step of your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Unsecured Credit Card Loans
Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $694,219,562 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while building your credit score!
Loan Aggregator
Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Every loan comparison reflects current rates and terms from reliable lenders, allowing you to make informed choices without hidden surprises.
Key Benefits of Using LendMesh
- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring you have access to trustworthy information. - No Sponsored Listings: Unlike other comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, helping you find the most competitive options quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive impact LendMesh has had on its users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.