Best Auto Loans & Online Banking | Leominster Fitchburg MA Credit Union

Introduction

Welcome to Leominster, your trusted partner in financial services located at 140 Arnhow Farm Rd, Fitchburg, MA 01420. Established in 1954, we have proudly served our community for decades, building strong relationships with our 36,855 members. At Leominster Credit Union, we believe that everyone deserves access to quality financial products and services tailored to their needs. With a solid foundation reflected in our impressive total assets of $916,001,727 and a robust net worth of $72,431,984, we are committed to supporting our members' financial journeys. Our diverse offerings include everything from personal banking options like checking and savings accounts to auto loans and business financing solutions. Whether you're looking for a new vehicle or need assistance with a mortgage, we've got you covered. Our dedicated team of 141 employees, led by our CEO Barbara Mahoney and Board President Michael Savageau, is here to ensure that you receive personalized service every step of the way. We understand the importance of community support, which is why we strive to make banking accessible and convenient through features like online and mobile banking. While you can visit us at our Fitchburg branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 20 Adams St, Leominster, MA 1453. At Leominster Credit Union, we aim to empower you with the tools and knowledge necessary for achieving your financial goals. If you have any questions or would like more information about our services, feel free to reach out at 978-466-7250 or explore our website at www.leominstercu.com. We look forward to welcoming you into our community!

Branch History & Mission

Community Focus

We are not just a bank; we are a part of the Fitchburg community. Throughout the years, we have engaged in numerous outreach programs and partnerships aimed at uplifting those around us. From sponsoring local events to collaborating with schools and nonprofits, we take pride in giving back and making a positive impact on the lives of our members.

Join Us

As we continue to grow and adapt to meet the evolving needs of our community, we invite you to be part of the Leominster family. Experience firsthand the benefits of membership from competitive rates on loans to personalized service from our dedicated team. Visit us during our operating hours from Monday through Friday, 7:30 AM - 2 PM, or give us a call at (978) 466-7250 for more information. Join us today and discover how together, we can build a brighter financial future!

Our Mission

At Leominster, our mission is simple yet powerful: to provide exceptional financial services while supporting the growth and prosperity of our community. We believe that everyone deserves access to quality financial solutions, whether it's through personal checking accounts, auto loans, or business financing. Our commitment goes beyond just numbers; we strive to empower each member by providing resources that help them achieve their financial goals. In addition to traditional banking services, we embrace modern technology to enhance your experience. Our digital offerings include online banking and mobile payments, ensuring you can manage your finances anytime, anywhere. We also prioritize accessibility with ADA-compliant facilities and services tailored for everyone.

Branch Location & Accessibility

Accessibility and Parking

At Leominster, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can comfortably visit us. Additionally, parking is readily available right outside our building, so you won't have to worry about finding a spot when you come in.

Operating Hours

We understand that life can get busy. That's why we are open Monday through Friday from 7:30 AM to 2 PM. Whether you're stopping by for a quick transaction or need assistance with more complex banking needs, our team is ready to help during these hours.

Services Offered

Our branch offers a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with an ATM on-site, you can easily access cash or check your balance anytime. While we don't currently offer drive-thru banking or shared service centers at this location, our friendly staff is always available to assist you in person or over the phone at 978-466-7250.

Visit Us Today!

We invite you to come by and see how Leominster can help you achieve your financial goals. Whether you're looking for guidance on loans or simply want to learn more about our services, we're here for you. Don't hesitate visit us today!

Member Eligibility

At Leominster, we believe in building a community where everyone can thrive together. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the Fitchburg area, you're likely eligible to join our family. We also welcome immediate family members of existing members, which makes it easy for loved ones to share in the benefits of our services. As a member of Leominster, you'll enjoy personalized financial solutions designed to support your needs and goals. To learn more about the specific eligibility requirements, feel free to check out our detailed guide at https://all-onecu.com/about/membership-eligibility/. Once you're ready to take the next step, opening an account is simple! You can start the process online by visiting https://digitalbanking.all-onecu.com/registration or give us a call at (978) 466-7250 if you have any questions. We can't wait to welcome you to our community at 140 Arnhow Farm Rd Fitchburg Ma 01420!

Business Banking & Commercial Services

Financing Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine being able to accept payments effortlessly while managing your cash flow seamlessly. Our merchant services help businesses like yours thrive by offering straightforward payment processing solutions that fit into your daily operations. No matter how small or large your business, we are here to streamline your transactions so you can focus on what really matters growing your enterprise. Located at 140 Arnhow Farm Rd Fitchburg Ma 01420 in Fitchburg, MA, we're ready to partner with you on your financial journey. Call us today at (978) 466-7250 to learn more about how our business banking and commercial services can support your goals!

Comprehensive List Of Services

Accessing Cash When You Need It

Need cash on the go? Our ATM & Cash Withdrawal Services are available to ensure you can access your money whenever necessary. With Basic ATM Access for withdrawals and balance checks, you're always connected to your funds. As a member-focused credit union, we pride ourselves on making banking accessible through various channels. Whether visiting us in person at 140 Arnhow Farm Rd Fitchburg Ma 01420 or accessing our services online from the comfort of your home, we prioritize convenience and security. If you're ready to take charge of your financial future or have questions about any of our services, don't hesitate to reach out! Call us at (978) 466-7250 or visit us at Fitchburg High School today. Your financial wellness is just a conversation away!

Financing Your Dreams

When it comes to financing big purchases, our Auto Loans and Vehicle Financing options can help you hit the road without breaking the bank. Whether you're eyeing a brand-new vehicle or a reliable used car, our flexible terms can fit into your budget. We also provide Mortgage Loans and Refinancing solutions so that owning your dream home becomes a reality.

Helping You Consolidate Debt

If managing multiple debts feels overwhelming, consider our Personal Loans for Debt Consolidation. This service allows you to combine what you owe into one manageable monthly payment, helping you regain control of your finances.

Personal Banking Made Easy

Managing your money should be simple and convenient. That's why we offer Personal Banking services that include Checking and Savings Accounts designed for every lifestyle. Imagine opening your account online with just a few clicks, allowing you to access your funds whenever you need them through our Online and Mobile Banking platforms. Plus, with features like e-statements and mobile payments, keeping track of your finances is easier than ever.

Rewarding Credit Card Options

Don't forget about our Credit Cards with Rewards! They come with benefits that suit everyday spending while giving you points for future purchases. It's an easy way to earn rewards on the things you buy anyway.

Support for Local Businesses

For local entrepreneurs, we offer Business Banking services that include Merchant Services and Business Loans. We understand the unique challenges businesses face today, and we're here to support your growth and success.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service provides 24/7 access, allowing you to check balances, pay bills, and transfer funds with ease. You can even send money to friends or family using our person-to-person transfer feature, making it simple to share expenses or send gifts. For those who prefer managing their finances on the go, our mobile application is readily available. It offers all the features of online banking right in your pocket, including mobile payments that let you make purchases directly from your smartphone.

Security and Accessibility

Your security is our top priority. Our electronic signature authorization ensures that all transactions are safe and secure. Plus, with the option to receive e-statements, you'll never have to worry about lost mail or cluttered paperwork again everything is stored digitally for easy access. With these user-friendly features at your fingertips, managing your money has never been easier. Whether you're checking your account from home or making a quick payment while out and about, Leominster has you covered. Experience the freedom of financial management at your convenience today!

Financial Strength

Growing Trust

We are proud to report that our member base continues to grow, with a total of 73,949 share accounts showing that more people trust us with their finances. This growth reinforces our position as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 140 Arnhow Farm Rd Fitchburg Ma 01420 or call (978) 466-7250 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial future is further highlighted by our impressive lending capacity: with $10,500 in used auto loans and $653,469,480 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our dedication to efficiency; this is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 3 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundations

With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, our financing options are designed to make your journey smoother.

Business Financing

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand. We understand the importance of having access to funds when opportunities arise, and our team is here to support your business goals. At Leominster, we are committed to providing clear and accessible loan options for all our members. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to reach out! Our dedicated team is ready to assist you. For more information about our loan offerings or to discuss your specific needs, please contact us at 978-466-7250 or visit us at 140 Arnhow Farm Rd Fitchburg MA 01420. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important let's build it together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure that you can secure the home of your dreams without unnecessary stress.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option is perfect for those who want to maintain control over their spending while enjoying the benefits of credit.

Loan Aggregator

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Leominster