I-c Fitchburg MA Credit Union | Top Auto Loans & Business Banking

Introduction

Welcome to I-c, your trusted financial partner located at 67 Whalon St, Fitchburg, MA 01420. Since our establishment in 1934, we have proudly served our community and built lasting relationships with our members. With a membership of over 36,000 individuals, we are committed to providing exceptional service tailored to meet your unique financial needs. At I-c, we understand that every dollar matters. That's why we manage a robust total asset base of $604,331,730 and maintain a strong net worth of $57,545,076. Our commitment to responsible lending is reflected in our total loans and leases amounting to 18,943, helping you achieve your dreams whether it's purchasing a new car or financing your home. While members can visit us at our branch location, official correspondence should be sent to the same address: 67 Whalon St, Fitchburg, MA 01420. We invite you to explore the wide range of services we offer, from personal banking options like checking and savings accounts to auto loans and mortgages. Led by our dedicated CEO Christopher Hendry and Board President Norman Gariepy, our team of 118 employees is here to support you. We strive to make banking easy and accessible through various channels including online and mobile banking. If you're ready to take the next step towards better financial health or if you have questions about our services, don't hesitate to reach out! You can call us at 978-353-2671 or visit our website at iccreditunion.org for more information. Join us today and experience the I-c difference!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our growing family at I-c. Experience firsthand how we blend traditional values with modern conveniences in serving your financial needs. Whether you're looking for a new account or seeking advice on loans and financing, we're here for you. Call us today at (978) 353-2671 or visit us during our operating hours from Monday to Friday between 8 AM and 5 PM. Let's embark on this journey together!

Modern Touches

In today's world, we've embraced technology without losing sight of our core values. We offer online and mobile banking options, ensuring that your financial needs can be met conveniently and securely. Our commitment to accessibility is evident in our ADA-compliant facilities, making it easier for everyone in the community to access our services.

Our Journey

From humble beginnings, I-c has evolved significantly. Initially founded to provide local residents with accessible banking options, we have transformed into a robust credit union with total assets exceeding $604,331,730. Our commitment to personal service and community support has remained steadfast throughout this journey. We are proud to say that we operate under values that prioritize people over profit. By focusing on the unique needs of our members, we offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Each service is designed with our members' best interests in mind.

Our Mission

At I-c, our mission is simple yet profound: to empower individuals and families through comprehensive financial services while fostering a sense of community. We believe in building strong relationships with our members and providing them with the tools they need to achieve their financial goals. Our efforts extend beyond traditional banking; we actively engage in community outreach programs and partnerships that uplift those around us. While members can visit us at 67 Whalon St Fitchburg Ma 01420, official correspondence should be sent to 67 Whalon St, Fitchburg, MA 1420 if it differs from our physical location.

Branch Location & Accessibility

Accessibility Features

We understand how important accessibility is for all our members. Our branch features ADA-compliant facilities, including ramps and accessible parking spaces to ensure everyone can visit us comfortably. We prioritize making your banking experience as smooth as possible.

Contact Us

Have questions or want to learn more? Feel free to give us a call at 978-353-2671. Our friendly staff will be happy to assist you with any inquiries or guide you through our services. We invite you to come visit us at I-c on Whalon Street we look forward to serving you!

Operating Hours

Our doors are open Monday through Friday from 8 AM to 5 PM. Whether you need assistance with checking accounts, auto loans, mortgages, or any other service we offer, our dedicated team is here during those hours ready to help you with any banking needs.

Services Offered

At I-c, we provide a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! If you're a business owner, we also offer merchant services and business loans tailored just for you. Plus, our online and mobile banking options allow you to manage your finances anytime and anywhere.

Member Eligibility

At I-c, we believe that being a member means joining a community where everyone looks out for one another. If you're wondering how to become part of our family, it's quite simple! To be eligible, you typically need to live, work, worship, or attend school in our local area, or have a family member who is already a member. This inclusivity ensures that we serve those who are closest to us and can benefit from our services. For the most accurate and detailed eligibility information, feel free to check out this link. Once you know you're eligible, opening an account with us is just as easy! You can start your journey by visiting our online registration page at this link. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (978) 353-2671. We're here to help and excited to welcome you into the I-c community located at 67 Whalon St Fitchburg Ma 01420!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $47 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $29,041,948, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy Saturday at your shop: customers are lined up, eager to make their purchases. Our services ensure transactions happen smoothly, allowing you to focus on what matters most serving your customers. Ready to take your business to the next level? Visit us at 67 Whalon St Fitchburg Ma 01420 in Fitchburg, MA, or give us a call at (978) 353-2671. Let's work together to unlock your business's potential!

Comprehensive List Of Services

Accessibility

While we don't have ATMs or drive-thru services at this branch location, our commitment to accessibility shines through in our friendly staff who are always ready to assist you during lobby hours from Monday to Friday, 8 AM to 5 PM. If you're ready to take control of your finances or explore how we can help you achieve your goals, don't hesitate to reach out! Call us at (978) 353-2671 or visit us at 67 Whalon St Fitchburg Ma 01420 in Fitchburg. We look forward to serving you!

Business Banking

For entrepreneurs and business owners, we provide business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support your financial journey.

Credit Options

Life can throw unexpected expenses your way, which is why we offer personal loans for debt consolidation or other needs. Additionally, our credit cards come with rewards that give back to you for every dollar spent. This means you can earn while managing your finances effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that let you manage your accounts from anywhere. You can check balances, transfer funds, and even make person-to-person payments with just a few taps on your device. Plus, our e-statements ensure you have access to your financial information without the clutter of paper documents.

Personal Banking

We understand that everyone has unique financial goals. That's why our personal banking services are designed to help you manage your money effectively. You can open a checking or savings account that fits your lifestyle and makes everyday transactions simple. For those looking to purchase a vehicle, our auto loans and vehicle financing options offer competitive rates and flexible terms. If you're considering buying a home, our mortgage loans and refinancing services can guide you through the process smoothly, ensuring you find the right fit for your budget.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to view your accounts anytime, anywhere. With e-statements available, you can keep track of your transactions without the clutter of paper statements. Plus, with electronic signature authorization, signing documents has never been easier or more convenient. If you're someone who loves using your phone for payments, our mobile payments feature allows you to make transactions quickly and securely right from your device. And don't forget about our user-friendly mobile application, which puts all your banking needs in the palm of your hand. Need to send money to a friend? Our person-to-person transfers make it simple to send cash instantly, so you can settle up without any hassle.

Security and Accessibility

Your security is our top priority. Our digital banking services are designed with robust security measures in place to protect your personal information. You can bank with confidence knowing that we take every precaution to safeguard your data. With easy access and real-time account management, I-c ensures that you have everything you need at your fingertips. So whether you're checking balances, making payments, or transferring funds, you can do it all with peace of mind. Join us today at I-c and experience the convenience of modern banking!

Financial Strength

A Dedicated Team Ready to Serve You

We also take pride in having 112 full-time employees and 6 part-time employees. This ensures that our branches are always ready to serve you with a knowledgeable, committed team dedicated to meeting your needs.

Building a Solid Foundation

With a net worth of $57,545,076, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, I-c is your trusted partner. Visit us at 67 Whalon St Fitchburg Ma 01420 or call (978) 353-2671 to learn more about how we can help you achieve your financial goals.

Focused on Member Benefits

Unlike traditional banks, our focus is solely on you our members. With non-member deposits at $0, we ensure that our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks tailored to your needs.

Reinvesting for Your Future

Our $55,597,636 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. This means we are continually improving our services to serve you better.

Secure Savings for Our Members

We prioritize your savings. Members' funds are secured through $127,092,223 in share certificates and $32,504,215 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to securing your investments shows how dedicated we are to fostering your financial success.

Supporting Your Financial Goals

With $8,307 in used auto loans and $439,333,200 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for all our members.

Loan Offering

Additional Options

If you need a line of credit for unexpected expenses or cash flow management, our total credit lines amount to $197,589,918. This option allows you to access funds when you need them without the hassle of applying for a new loan each time. At I-c, we're committed to offering competitive rates and personalized service to help you navigate your borrowing needs. If you're interested in refinancing any existing loans or want more information about eligibility options, please don't hesitate to reach out. You can call us at (978) 353-2671, or visit us at 67 Whalon St Fitchburg Ma 01420 in Fitchburg, MA. Whether it's securing a loan for your next vehicle purchase or stepping into homeownership, let us help you find the right financial solutions for your life.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,650,709 in used vehicle loans and $29,324,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $29,041,948 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are here to support your entrepreneurial journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,291,961 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit your lifestyle while providing you with financial flexibility.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $47,747,441, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the mortgage process.

Loan Aggregator

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