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Searching for auto loans near you in Troy, OH? Comparing offers from local lenders helps you find the best rates and terms tailored to your budget. Whether you’re buying new or used, getting the right loan can make your car purchase smoother and more affordable.
Troy residents trust local credit unions and banks for fast, friendly service and flexible options. Take a moment to compare vehicle loans today—saving money and driving off in your next car is easier than you think right here in your community.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-01
Credit Union Loan Rates - Trends & Analysis:
American Airlines's auto loans with APRs ranging from 3.34% to 4.59% and recreational vehicle loans with rates between 5.59% and 6.34% . These rates have shown no change compared to 7 and 30 days ago. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is unchanged from 7 and 30 days ago but down from 30 days ago. Their other vehicle loans have rates between 3.99% and 17.59% , also steady from 7 days ago and lower than 30 days ago. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago.
State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Atomic's auto loan rate is 4.57% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 9.88% APR, also unchanged over the past 7 and 30 days. Recreational loan rates range from 8.36% to 9.21% APR and have stayed steady compared to 7 and 30 days ago. Baxter's auto loans with rates ranging from 2.89% to 7.44% APR today. These rates are unchanged from 7 and 30 days ago but are down compared to 30 and 60 days ago.
Connexus's auto loans with an APR range of 4.69% to 6.74% . Unchanged over the past 7, 30, 60, or 90 days. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago. Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 4.99% and 7.49% APR, which is up from both 7 and 30 days ago.
Navy Federal Credit Union's auto loan rates range from 3.89% to 6.98% APR and have gone down since 7 and 30 days ago. Motorcycle loan rates are between 6.95% and 10.05% APR, which is up from 7 days ago but down from 30 and 60 days ago. Recreational loan rates range from 7.45% to 9.8% APR and have increased since 7 and 60 days ago.