Personal Loans in Troy, OH

Filters

Lender
APR
Term
Amount
Link
Info
penfed
6.09 - 17.99 %
5 Yrs
$50,000
bcu
7.49 - 8.49 %
affinityplus
7.49 - 15.49 %
3 - 10 Yrs
20,000 - $30,000
nasafcu
7.79 - 8.79 %
1 - 7 Yrs
1,000 - $30,000
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
200
togethercu
8.64 - 10.99 %
6 Yrs
kemba
8.74 - 9.66 %
1 - 5 Yrs
500
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
717cu
8.76 - 9.14 %
2 - 10 Yrs
7,500.01 - $25,000

Miami County includes two institutions with branches in Troy, OH 45373: Abbey Credit Union and Wright-patt Credit Union, Inc. Both appear in the lender list below, which shows published personal loan rates in Troy, OH 45373 and the surrounding area.

Multiple personal loan applications made within a short time frame are generally treated as a single credit inquiry for scoring purposes. This means that if you apply at several lenders in Troy, OH 45373 within that window, the impact on your credit score is usually limited.

Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-01

Credit Union Loan Rates - Trends & Analysis:

Pentagon's Personal loans have a fixed APR of 6.09% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The personal line of credit rate is steady at 8.49% with no change in the past 90 days. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 90 days. Its Holiday loan APR is 6.49% , up from 6.24% seven and 30 days ago. The Personal line of credit rate is 15.49% , slightly higher than it was a week and a month ago.

Nasa's Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago when the rate was 7.69% . These rates have stayed steady over the past week and month. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Together's Personal loan has an APR of 8.64% today, unchanged from it was 7, 30, and 60 days ago. The rate has stayed steady over the past two months. Kemba Financial's personal loans with an Everyday rate APR of 9.16% and a Kemba advantage APR of 8.74% . Both rates have stayed the same over the past 7, 30, 60, and 90 days. These fixed rates provide clear terms for borrowers considering their. Navy Federal Credit Union's personal loans like the Debt consolidation loan and Home improvement loan with an APR of 8.74% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The Personal expense loan also has a steady APR of 8.74% during this time.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Seven Seventeen's personal loans have a 8.76% APR today, which is higher than the 7.5% rate from 7 and 30 days ago. The rate is the same as it was 60 and 90 days ago.

🏦 All Local Lenders in Troy, OH

🏘️ All the Lenders Available in Miami County, OH

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Why compare Personal Loans in Troy, OH on LendMesh

When reviewing the table above, focus on the loan amount ranges each lender offers. If the amount you need falls outside a lender’s minimum or maximum limit, that lender is not a viable option regardless of how low its APR appears. This helps narrow your choices efficiently by excluding lenders whose loan sums do not match your requirements.

LendMesh offers a free weekly newsletter that summarizes recent rate movements alongside rate alerts. To receive these alerts you must have a LendMesh account. You specify a rate figure for each loan type you want to follow, and the alert triggers when a lender publishes a rate below that figure. You select which loan types to monitor rather than receiving alerts for all types by default.

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