Abbey Credit Union Troy OH | Best Auto Loans & ATM Services

Introduction

Welcome to Abbey Credit Union Troy Branch, your trusted partner in financial well-being located at 891 W Market St, Troy, OH 45373. Established in 1937, we have been committed to serving our community for over 85 years. With a strong membership base of 13,308 members and total assets amounting to an impressive $162,826,637, we pride ourselves on being a cornerstone of financial support for individuals and families alike. At Abbey, we understand that every member's journey is unique. Whether you're looking to secure an auto loan from our total loans and leases of 7,900 or wanting to open a savings account backed by our robust total deposits of $3,185,861, we are here to help you achieve your financial goals. Our dedicated team of 45 employees, led by CEO Dean Pielemeier and Board President Michael Thein, is passionate about providing personalized service tailored to your needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 891 W Market St, Troy, OH 45373. Our commitment extends beyond transactions; we strive to make a positive impact in the community we serve. With a net worth of $12,232,803 and cash reserves of $1,461,670, Abbey Credit Union stands strong and ready to support your financial journey. We invite you to explore our wide range of services including personal banking accounts, vehicle financing options, mortgage loans, and much more all designed with your needs in mind. Join us at Abbey Credit Union Troy Branch today! Visit our website at abbeycu.com or give us a call at 937-335-7500 for more information. Your financial future starts here!

Branch History & Mission

Mission Statement

At Abbey Credit Union, our mission is simple yet profound: to provide exceptional financial services while fostering a supportive community environment. We believe in helping our members achieve their financial goals through personalized service and innovative solutions. Whether you're looking for checking accounts, auto loans, mortgages, or business banking services, we are here to guide you every step of the way. Community support is also at the core of what we do. Abbey partners with local organizations to promote outreach efforts that strengthen Troy's neighborhoods and enhance the lives of residents. We are not just a financial institution; we are your neighbors committed to making a difference.

Our Journey

Since its inception, Abbey Credit Union has embraced the mission of providing financial services that empower individuals and families. From humble beginnings, we have expanded our offerings and built strong relationships within the Troy community. Today, we proudly serve over 13,300 members and manage assets totaling $162,826,637. Our growth is a testament to the trust placed in us by our members and the commitment of our staff. As we moved into the modern era, Abbey has kept pace with changing times. We have introduced digital banking solutions that make managing finances easier than ever while ensuring that all our services are ADA compliant. Our dedication to customer service includes various initiatives designed with your convenience in mind whether through our online banking platform or mobile application.

Visit Us Today!

While members can visit us at 891 W Market St, official correspondence should be sent to 891 W Market St, Troy, OH 45373 if different from this address. Our operating hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. We also offer ATM availability and drive-thru banking for your convenience. Join us today at Abbey Credit Union! Experience firsthand how we can help you reach your financial dreams while being part of a community-focused organization. For more information or assistance, feel free to call us at 937-335-7500 or visit our website at Abbey Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces. Everyone deserves easy access to their finances, and we strive to provide a welcoming environment for all.

Convenient Location and Nearby Landmarks

Our branch is situated near several well-known landmarks, making it easy to find. Just a short drive from downtown Troy and close to popular spots like the Troy-Hayner Cultural Center, we are proud to be part of this vibrant community. Parking is available right outside our doors, ensuring you can get in and out with ease.

Get in Touch

If you have any questions or would like more information about our services, feel free to call us at 937-335-7500. Our friendly team is ready to assist you! We invite you to visit us at Abbey Credit Union Troy Branch today your trusted partner in achieving your financial goals!

Operating Hours

At Abbey Credit Union Troy Branch, we understand that life can be busy. That's why we offer flexible operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you need assistance during the week or on weekends, we're here when you need us!

Services Offered

Our branch offers a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got your financial needs covered. We also provide drive-thru banking for quick transactions without leaving your vehicle. Additionally, members have access to shared services for seamless transactions with partner credit unions.

Member Eligibility

Becoming a member of Abbey is like joining a caring family that's dedicated to your financial well-being. If you live, work, or go to school in the Troy area or have family members who are already part of our community, you're likely eligible to join us! We believe that everyone deserves access to quality financial services, and as a member of Abbey, you'll enjoy benefits such as lower loan rates and higher savings returns. It's an easy process just visit us at 891 W Market St Troy Oh 45373 or give us a call at (937) 335-7500 for more details on how to open your account. For the most up-to-date eligibility information, check out our resource at . We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify transactions so you can focus on running your business. Whether you're processing payments online or in-store, we offer tools that make it easy to manage sales and improve customer satisfaction. By partnering with us, you're not just getting a financial institution; you're gaining a dedicated ally invested in your success. Visit us at 891 W Market St Troy Oh 45373 in Troy, OH, or call us at (937) 335-7500 to learn more about how we can help your business grow!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $238 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $29 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $39,683,024, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer essential business banking services including merchant services and business loans. We understand that running a business requires flexibility and support, which is why we're here to help you succeed.

Convenient Access

Accessing your funds should be simple and hassle-free. At Abbey, we provide ATM services for cash withdrawals and balance checks whenever you need them. Our drive-thru banking allows for quick transactions like deposits and withdrawals without leaving your vehicle. Plus, with shared branch transactions available for partner credit union members, you can enjoy greater convenience when managing your accounts.

Credit Cards

Who doesn't love rewards? With our credit cards featuring rewards programs, every purchase brings you closer to exciting benefits. Whether it's travel perks or cashback on everyday purchases, our credit cards are tailored to enhance your spending experience.

Digital Banking Features

In today's fast-paced world, digital banking features are vital. With options like online banking and mobile applications, managing your finances from the comfort of home is easy. You can pay bills, send money through person-to-person payments, and stay on top of your finances effortlessly. At Abbey, we strive to be more than just a financial institution; we want to be your partner in financial wellness. If you're ready to take the next step towards better banking experiences or have questions about any of our services, don't hesitate to reach out! Call us at (937) 335-7500 or visit us at 891 W Market St Troy Oh 45373 today!

Loans and Financing

When it comes to financing your dreams, Abbey is here for you. We provide competitive auto loans and vehicle financing to help you get on the road in a new car without breaking the bank. Need a place to call home? Our mortgage loans and refinancing options can make home ownership more accessible than ever. For those unexpected expenses or debt consolidation needs, our personal loans offer a straightforward solution.

Personal Banking

Managing your day-to-day finances has never been easier with our personal banking options. Whether you're looking for a checking or savings account, we have accounts that fit your lifestyle. Imagine having access to online and mobile banking right at your fingertips, allowing you to check balances, transfer funds, and manage your accounts anytime, anywhere.

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your balance, pay bills, and transfer funds anytime you need. Want to send money to a friend? Our person-to-person transfers make it simple and fast. Plus, with the availability of electronic signature authorization, signing documents is a breeze no more printing or mailing paperwork! You can also opt for e-statements, which allow you to access your account statements digitally. It's a great way to stay organized while reducing paper clutter. And if you're always on the move, our mobile application lets you manage your accounts right from your smartphone. Although we currently don't offer mobile payments, our app provides all the essential features you need for everyday banking.

Security & Accessibility

At Abbey, your security is our top priority. We use advanced technology to keep your information safe while ensuring that our online services are user-friendly. You can navigate through our website and app with ease, allowing you to focus on what matters most your finances. In today's fast-paced world, having real-time access to your accounts is crucial. With our comprehensive online banking options, managing your money has never been easier or more secure. Join us at Abbey today and experience the future of banking!

Financial Strength

Commitment to Growth

With $12,232,803 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,831 in used auto loans and $132,269,057 in total loans and leases.

Growing Membership Base

We have a strong and growing member base that trusts us with their finances, as evidenced by our total share accounts totaling 25,237. This trust empowers us to continue enhancing the services we offer while ensuring your financial needs are met. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Abbey is your trusted partner. Visit us at 891 W Market St Troy Oh 45373 or call (937) 335-7500 to learn more about how we can help you achieve your financial goals.

Member-Centric Focus

Members' savings are secured through $45,868,211 in share certificates and $12,852,629 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reliable Operations

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $12,232,803, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $751 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,483,801 in used vehicle loans and $9,828,281 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, our flexible terms can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $39,683,024 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you with tailored solutions. If you're considering refinancing any of these loans, we have options available that may save you money over time. It's worth exploring how our loan offerings can fit into your financial plans. At Abbey, we are committed to helping our members succeed financially. If you're ready to learn more about our loan products or have questions about eligibility and refinancing options, don't hesitate to contact us at (937) 335-7500. Our team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,996,431, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process, making it easier for you to settle into your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,163,568 in loans helping members manage their finances effectively. This option can be an excellent way to handle unexpected expenses or make larger purchases without straining your budget.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Abbey