Wright-Patt Credit Union Troy OH | Affordable Auto Loans & Mobile Banking

Introduction

Welcome to Wright-patt Credit Union, Inc., your trusted financial partner located at 2501 W Main St, Troy, OH 45373. Since our establishment in 1932, we've been dedicated to serving our community and providing exceptional banking services tailored to the needs of our 520,736 members. With total assets amounting to an impressive $8,816,874,903, we are committed to helping you achieve your financial goals. At Wright-patt Credit Union, we're more than just a place to deposit your money; we are a community-focused institution that offers various services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team of 1,394 employees, led by CEO Timothy Mislansky and Board President Joseph Linsenmeyer, is always here to assist you with personalized service that makes banking simple and straightforward. While members can visit us at our Troy branch for all their financial needs, official correspondence should be sent to the same address: 2501 W Main St, Troy, OH 45373-8444. We pride ourselves on transparency and accessibility call us anytime at 800-762-0047 or visit our website at wpcu.coop for more information. With total deposits exceeding $570,995,952 and a net worth of $959,289,927, Wright-patt Credit Union stands strong as a secure choice for your financial journey. Whether you're looking to open a new account or explore loan options with over 351,932 loans and leases currently active we are here to support you every step of the way. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

Branch History & Mission

At Wright-patt Credit Union, Inc., we take pride in our rich history and commitment to our members. Established in 1932, our Troy branch has been a cornerstone of financial support for the community for over nine decades. Located at 2501 W Main St, Troy, OH 45373, we have grown alongside our members, expanding our services to meet their evolving needs. With a total membership of 520,736 and assets exceeding $8,816,874,903, we are dedicated to providing comprehensive financial solutions that empower individuals and families. Our mission is straightforward yet profound: to provide exceptional financial services while fostering a sense of community and belonging. We believe in the power of member-focused banking offering everything from personal checking and savings accounts to auto loans and mortgage refinancing. Our commitment extends beyond banking; we actively engage in community outreach programs aimed at supporting local initiatives and improving the quality of life for all Troy residents. As part of our dedication to innovation and accessibility, we offer various digital banking options, including mobile payments and online banking. This ensures that our members can manage their finances conveniently and securely. Our facility is ADA-compliant, ensuring that everyone can access our services without barriers. While members can visit us at 2501 W Main St, official correspondence should be sent to 2501 W Main St, Troy, OH 45373-8444. We invite you to experience our drive-thru services as well as ATM availability, making your banking transactions quicker and easier. Wright-patt Credit Union is more than just a financial institution; we are part of the fabric of Troy. We partner with local organizations to promote financial literacy and support economic growth within the community. We encourage you to join us today! Discover how becoming a member can provide you with personalized service and the tools you need to achieve your financial goals. Call us at 800-762-0047 or visit our website at wpcu.coop for more information on membership eligibility and account opening options. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch!

If you have questions or need assistance, feel free to give us a call at 800-762-0047. We're excited to help you manage your finances in a way that suits your lifestyle. Come visit us today at 2501 W Main St, or check out our website at wpcu.coop for more information about membership and services. We look forward to serving you!

Nearby Landmarks and Accessibility Features

Our Troy branch is situated near local favorites like the Troy Public Library and the Miami County Courthouse, which makes it a familiar stop for many in the community. With ample parking available, including accessible spaces, visiting us is straightforward for everyone. The branch is ADA compliant, ensuring that all members can enjoy our services without barriers.

Operating Hours and Services Offered

We're here for you during convenient hours: Monday through Friday from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM (with drive-thru open until 2:00 PM). Our drive-thru banking services make it even easier to handle quick transactions without leaving your car. At Wright-patt Credit Union, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our shared service center allows members from partner credit unions to conduct basic transactions with ease.

Member Eligibility

At Wright-patt Credit Union, Inc., we believe that everyone deserves access to a supportive financial community. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or attends school in our local area. This means that you can join us and enjoy a range of benefits designed to help you achieve your financial goals. Whether you're interested in personal banking, auto loans, or business services, becoming a member at our Troy branch located at 2501 W Main St, Troy, OH 45373 means you'll have access to competitive rates and personalized service tailored just for you. Getting started is easy! For more detailed information about the eligibility criteria and how you can become part of our community, feel free to check out this link. When you're ready to open an account, just visit this page to complete the application process. If you have any questions along the way, don't hesitate to reach out to us at 800-762-0047. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,816 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $19 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $855,072,309, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Picture a busy café seamlessly processing payments while keeping lines moving quickly. Our tools enable businesses like yours to accept payments easily, manage inventory, and track sales all from one platform. Let's work together to build your business dreams at 2501 W Main St Troy Oh 45373, Troy, OH. Contact us at (800) 762-0047 to learn more about how our tailored solutions can support your journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, we have you covered too! Our Business Banking services include merchant services and business loans that help facilitate growth and success. We know how important it is to manage cash flow efficiently.

Conclusion

At Wright-patt Credit Union, Inc., we pride ourselves on being more than just a credit union; we are a community-focused institution committed to helping our members achieve their financial goals. Ready to explore what we can do for you? Give us a call at (800) 762-0047, visit us at our branch in Troy, or check out our website at Troy. We're excited to assist you on your financial journey!

Convenience at Your Fingertips

With the rise of digital banking, we've made it easier than ever for you to manage your finances on the go. Our Online & Mobile Banking platforms allow you to perform transactions anytime and anywhere. Plus, our ATM and cash withdrawal services ensure you always have access to your money when needed. For those who prefer in-person service, we offer basic drive-thru banking for deposits and withdrawals along with shared branch transactions for partner credit union members. You can also take advantage of our ATM access for quick withdrawals and balance checks without any hassle.

Credit Cards

For everyday purchases or unexpected expenses, our Credit Cards with Rewards offer great benefits that make spending rewarding. Imagine earning points every time you shop, which can be redeemed for exciting rewards!

Loans and Financing

If you're considering purchasing a car or refinancing your mortgage, our Auto Loans & Vehicle Financing options are competitive and straightforward. You could be driving away in your dream car sooner than you think! For those who need assistance with larger purchases or consolidating debt, our Personal Loans & Debt Consolidation services provide flexible solutions tailored just for you. Homeownership is within reach with our Mortgage Loans & Refinancing options. Our experts will guide you through the process, making it easier to navigate this significant investment.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to fit various lifestyles. Imagine easily accessing your funds through online and mobile banking, where you can check balances, transfer money, and pay bills with just a few taps on your phone.

Digital & Online Banking

At Wright-patt Credit Union, Inc., we understand that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed with your convenience in mind. With 24/7 access to your accounts, you can bank whenever it suits you, right from the comfort of your home or on-the-go. Explore our online banking features at https://www.wpcu.coop/. Our platform provides real-time account management so you can keep track of your spending, pay bills, and transfer money effortlessly. Need to send money to a friend? With our person-to-person transfer service, it's as simple as a few taps on your mobile device. Security is a top priority for us. We use electronic signature authorization to ensure that your transactions are safe and protected. Plus, with e-statements available, you can easily access your financial documents without the hassle of paper clutter. For those who prefer banking on their smartphones, our mobile application is ready for download. It brings all the functionalities of online banking right to your fingertips, including mobile payments so you can make purchases quickly and securely wherever you are. Whether you're checking balances or managing transactions, our user-friendly tools empower you to take control of your finances. Join us at Wright-patt Credit Union, Inc. and experience a new level of convenience with our digital and online banking services!

Financial Strength

At Wright-patt Credit Union, Inc., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your finances are in safe hands, and we're proud to share our strong financial position with you. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $959,289,927, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1086 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your savings by securing them through $1,727,077,589 in share certificates and $2,815,749,127 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you through better loan rates and exclusive perks with non-member deposits totaling $54,602,000. With $893,226,827 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $112,428 in used auto loans and a total of $6,476,381,636 in loans and leases available to meet your needs. Our operational efficiency is evident with a net income of $51,181,843, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,331 full-time employees and 63 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your financial well-being. With net shares amounting to $95,066,914 and a total of 1,173,411 share accounts, it's clear that our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving for a rainy day or planning for your future goals like buying a car or home improvement projects, Wright-patt Credit Union is your trusted partner. Visit us at 2501 W Main St Troy Oh 45373 or call us at 800-762-0047 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,754,752,024 in used vehicle loans and $590,878,568 in new vehicle loans already helping members get on the road. We also provide refinancing options for those who want to lower their monthly payments or access cash from their vehicles.

Business Loans

For business owners, our outstanding commercial loans totaling $855,072,309 provide the capital needed to grow and expand your business. We understand the challenges faced by small businesses and are committed to providing support through tailored lending solutions. At Wright-patt Credit Union, we're dedicated to helping our members navigate their borrowing journey with ease. If you're interested in exploring eligibility options or would like more information about our loan offerings, please feel free to call us at 800-762-0047 or visit us online at wpcu.coop. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $512,008,680. Our team can guide you through the process and help you find the right mortgage solution for your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses has never been easier with our flexible terms on unsecured credit card loans. With a total of $270,394,753 in unsecured credit card loans available, our cards can help you manage your finances effectively while earning rewards along the way.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. With LendMesh, users can trust that the information they receive is reliable and up-to-date.

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, which guarantees transparency in what users see. - No Sponsored Listings: Unlike many other comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that serve the user's best interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from various institutions, allowing them to compare options effectively and choose the best fit for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

WRIGHT PATT CREDIT UNION, INC. CREDIT UNION - Troy, OH

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Troy, OH (45373)