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Searching for auto loans near you in Troy, OH? Comparing offers from local lenders helps you find the best rates and terms tailored to your budget. Whether you’re buying new or used, getting the right loan can make your car purchase smoother and more affordable.
Troy residents trust local credit unions and banks for fast, friendly service and flexible options. Take a moment to compare vehicle loans today—saving money and driving off in your next car is easier than you think right here in your community.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-01
Credit Union Loan Rates - Trends & Analysis:
Atomic's auto loan rate is 4.57% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 9.88% APR, also unchanged over the past 7 and 30 days. Recreational loan rates range from 8.36% to 9.21% APR and have stayed steady compared to 7 and 30 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% , and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Connexus's auto loans with an APR range of 4.69% to 6.74% . Unchanged over the past 7, 30, 60, or 90 days.
Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago. Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 4.99% and 7.49% APR, which is up from both 7 and 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end.
Wright–Patt Credit Union's auto loan rates range from 4.99% to 16.44% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans have rates between 6.54% and 17.75% APR, showing no change over the past 7 and 30 days. America First's auto loans with APRs ranging from 4.99% to 7.74% and recreational loans from 7.49% to 7.89% . Unchanged over the past 7 or 30 days. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Other loan types like recreational and other vehicle loans have similar steady rates.
First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days.