Vehicle Loans in Memphis, TN

Searching for the best car loan APR rates in Memphis, TN? Compare offers from local lenders to find low rates that fit your budget and get you behind the wheel faster. It’s simple to see who can offer you the best deal on new or used vehicles right here in Memphis.

Whether you’re buying your first car or upgrading, local credit unions and banks know Memphis drivers and offer competitive rates with friendly service. Take a moment to compare and choose a loan that keeps your payments affordable and puts you in control of your ride.

NewUsed

Filters

Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
∞
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
navyfederal
3.89 - 7.39 %
1 - 8 Yrs
∞
orionfcu
3.95 %
7 Yrs
∞
sdfcu
3.99 %
3 - 7 Yrs
∞
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
∞
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
∞
leaderscu
3.99 %
3 - 8 Yrs
∞
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.59% and 6.34% APR, also showing no change over the past 7 and 30 days. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Navy Federal Credit Union's auto loans range from 3.89% to 9.9% , with no change from 7 or 30 days ago. Motorcycle loans range from 7.45% to 10.05% APR and have stayed the same over the past 7 and 30 days. Recreational loans also show no change, with rates between 6.95% and 9.9% . Orion's auto loan has a 3.95% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. The rate has stayed steady over the past week after rising from earlier months.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, which have also stayed the same over the last month.

Leaders Credit Union has an auto loan rate of 3.99% APR with no change over the past 90 days. Motorcycle loans are at 8.04% APR, also unchanged. Recreational vehicle loans range from 6.49% to 6.99% APR and have stayed steady for the last 60 days. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago.

🏦 Local Lenders in Memphis, TN

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🏘️ All the Lenders Available in Shelby County, TN

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