Vehicle Loans in Memphis, TN

Searching for the best car loan APR rates in Memphis, TN? Compare offers from local lenders to find low rates that fit your budget and get you behind the wheel faster. It’s simple to see who can offer you the best deal on new or used vehicles right here in Memphis.

Whether you’re buying your first car or upgrading, local credit unions and banks know Memphis drivers and offer competitive rates with friendly service. Take a moment to compare and choose a loan that keeps your payments affordable and puts you in control of your ride.

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Lender
APR
Term
Link
Info
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
ascend
4.99 - 18 %
5.1 - 12 Yrs
∞
tvacreditunion
4.99 - 5.74 %
2 - 8 Yrs
∞
cccu
5.09 - 6.19 %
3 - 7 Yrs
∞
dupaco
5.19 - 5.59 %
4 - 7 Yrs
∞
listerhill
5.74 - 7.74 %
3 - 8 Yrs
∞
ornlfcu
5.89 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days.

Ascend's auto loan rates range from 4.99% to 18% APR today. These rates are unchanged from 7 and 30 days ago but are up from 60 days ago and down from 90 days ago. Knoxville Tva Employees has vehicle loan rates ranging from 4.99% to 6.24% APR for both auto and recreational loans. These rates have shown no change compared to 7, 30, and 60 days ago. The terms for these loans are not specified. City & County's auto loan rates range from 5.09% to 6.34% APR today. These rates are up from both 7 and 30 days ago, and also higher than 60 and 90 days ago.

Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames. Listerhill's auto loan rates range from 5.74% to 8.25% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are also unchanged from 90 days ago. The 60–day range was higher but is now back to the current range.

Ornl's auto loans with an APR of 5.89% , which is unchanged from 7 and 30 days ago. Recreational vehicle loans have a rate of 8.29% , also showing no change from a week ago.

🏦 Local Lenders in Memphis, TN

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