Auto Loans in Memphis, TN 38125

Searching for the best car loan APR rates in Memphis, TN? Compare offers from local lenders to find low rates that fit your budget and get you behind the wheel faster. It’s simple to see who can offer you the best deal on new or used vehicles right here in Memphis.

Whether you’re buying your first car or upgrading, local credit unions and banks know Memphis drivers and offer competitive rates with friendly service. Take a moment to compare and choose a loan that keeps your payments affordable and puts you in control of your ride.

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4.24 - 5.49 %

2 - 7 Yrs

∞

4.39 - 16.99 %

5.3 - 7 Yrs

∞

4.4 - 6.99 %

3.1 - 7 Yrs

∞

4.49 - 8.49 %

3 - 7 Yrs

∞

4.49 %

7 Yrs

∞

4.69 - 6.44 %

2 - 7 Yrs

∞

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.74 %

3 - 7 Yrs

∞

4.74 - 9.74 %

7 Yrs

∞

4.75 %

5 - 8 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7, 30, or 60 days. Tennessee Valley's auto loans with APRs ranging from 4.39% to 18% , showing no change from 7 or 30 days ago. Recreational loans have rates between 6.99% and 13.99% , which have also stayed the same over the past month. Both loan types maintain steady rates compared to earlier periods.

Fedex Employees Credit Association's auto loans with APRs ranging from 4.4% to 7.24% , which have not changed over the past 60 and 90 days. Motorcycle loan rates range from 6.29% to 10. University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. First South Financial has an auto loan rate of 4.49% APR, which has not changed in the past 7 or 30 days. Recreational loans have a rate of 10.1% APR, and other loans are at 10.35% APR, both remaining steady over the same periods.

Connexus's auto loans with APRs ranging from 4.69% to 6.44% , which have not changed over the past 7 or 30 days. Recreational loans have rates between 6.59% and 10.49% , remaining steady compared to 7, 30, and 60 days ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago.

Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time. Fortera's auto loan rates range from 4.74% to 11.24% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loan rates are between 6.24% and 12.74% APR, also unchanged from 7 and 30 days ago and down from 30 days ago.

Redstone's auto loan rates range from 4.75% to 5% APR today, with no change from 7 or 30 days ago. Motorcycle loans are between 6.49% and 6.99% , also showing no change over the past 7 and 30 days. Recreational loan rates remain steady at 6.49% APR compared to those same periods.

🏦 Local Lenders in Memphis, TN

FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION — 3670 HACKS CROSS RD MEMPHIS TN 38125
ORION FEDERAL CREDIT UNION — 7960 LOWRANCE RD MEMPHIS TN 38125
FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION — 7166 WINCHESTER RD MEMPHIS TN 38125
F A A FEDERAL CREDIT UNION — 7974 CENTENNIAL DR MEMPHIS TN 38125

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🏘️ All the Lenders Available in Shelby County, TN

✅METHODIST HEALTHCARE FEDERAL CREDIT UNION

✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅FIRST SOUTH FINANCIAL FEDERAL CREDIT UNION

✅F A A FEDERAL CREDIT UNION

✅HEALTHNET FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅FEDTRUST FEDERAL CREDIT UNION

✅SHELBY COUNTY FEDERAL CREDIT UNION

✅TVA MIDSOUTH CREDIT UNION

✅U T CREDIT UNION

✅ORION FEDERAL CREDIT UNION

✅SOUTHERN SECURITY FEDERAL CREDIT UNION

✅OLIVET BAPTIST CREDIT UNION

✅HOPE 24829 CREDIT UNION

✅KENNEDY VA EMPLOYEES FEDERAL CREDIT UNION

✅KIMBERLY CLARK CREDIT UNION

✅BULAB EMPLOYEES FEDERAL CREDIT UNION

✅MEMPHIS CITY EMPLOYEES CREDIT UNION

✅L G W CREDIT UNION

✅NUCOR EMPLOYEES FEDERAL CREDIT UNION

✅DELTA REFINING CO EMP FEDERAL CREDIT UNION

✅UPS EMPLOYEES CREDIT UNION

✅KELLOGG MEMPHIS EMPLOYEES FEDERAL CREDIT UNION

✅OWENSBORO FEDERAL CREDIT UNION

✅ESPEECO FEDERAL CREDIT UNION

✅SOUTHEAST FINANCIAL CREDIT UNION

✅MEMPHIS MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅CNIC EMPLOYEES CREDIT UNION

✅KEMBA DELTA FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅LEADERS CREDIT UNION CREDIT UNION

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