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Finding a low interest rate car loan in Raleigh, NC doesn’t have to be a hassle. Compare offers from trusted local credit unions that understand your needs and offer fast approvals to get you behind the wheel sooner.
Raleigh drivers love working with credit unions that provide personalized service and competitive rates. Take a moment to explore your options and find the best loan tailored to your budget and lifestyle right here in North Carolina.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
First Flight has auto loan rates ranging from 4.26% to 4.77% APR and motorcycle loans from 5.06% to 5.31% APR. These rates show no change from 30 days ago. Recreational loan rates are between 6.33% and 6.84% APR, also with no change over the past month. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, which have also stayed the same over the last month.
Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Skyla's auto loans with APRs ranging from 4.49% to 7.49% , which are up from 7 and 30 days ago. Recreational vehicle loans have rates between 7% and 10.25% , also up compared to the same periods. University's auto loans with APRs ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , down from higher rates 60 and 90 days ago.
Connexus vehicle loans range from 4.69% to 6.74% for auto loans and 6.59% to 10.49% for recreational loans. These rates show no change from 7, 30, or 90 days ago. Both loan types have steady rates over the past few months. Allegacy's auto loans with APRs ranging from 4.69% to 7.64% and motorcycle loans from 7.75% to 8.25% . Unchanged over the past 7 or 30 days. Recreational vehicle loan rates remain steady between 10% and 11.5% . Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 4.99% and 7.49% APR, which is up from both 7 and 30 days ago.
Empeople's auto loan rates range from 4.74% to 5.74% APR today, with no change from 7 days ago but up from 30 days ago. Other loan rates are between 5.99% and 10.24% APR and have stayed the same over the past week. Sharonview has an auto loan APR of 4.74% , which is up from 4.49% seven and thirty days ago. The motorcycle loan rate is the same at 4.74% today, also up from 4.49% in the past month. Recreational loans have a 9.99% APR, up from 9.74% over the same period.