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Finding a low interest rate car loan in Raleigh, NC doesn’t have to be a hassle. Compare offers from trusted local credit unions that understand your needs and offer fast approvals to get you behind the wheel sooner.
Raleigh drivers love working with credit unions that provide personalized service and competitive rates. Take a moment to explore your options and find the best loan tailored to your budget and lifestyle right here in North Carolina.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-05
Credit Union Loan Rates - Trends & Analysis:
Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except for a slight decrease at the high end. Nasa's auto loan rates range from 4.94% to 7.24% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 6.04% and 8.99% APR and have also increased compared to the past 7 and 30 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates show no change compared to 7 and 30 days ago. Other loan types like recreational and other loans have rates starting at 8.99% APR with no recent changes.
Centra's auto loans range from 4.99% to 16.79% , with no change from 7, 30, or 60 days ago but down from 90 days ago. Other loans show rates between 6.75% and 19.25% , which have stayed the same over the past 7, 30, and 60 days. Abnb's auto loan rates range from 4.99% to 6.74% APR today. There is no change compared to 7 or 30 days ago. This range applies to all terms listed for their auto loans. America First has auto loan rates ranging from 4.99% to 7.74% APR with no change in the past 7 or 30 days. Recreational loan rates are between 7.49% and 7.74% APR, which is down from 7.89% seven and 30 days ago. Other loan rates range from 7.74% to 7.89% APR.
First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Advancial's auto loan rates range from 5.05% to 6.25% APR today, which is up from 7 and 30 days ago. Their other loan rates are between 6.61% and 8.03% APR, also up compared to a week and a month earlier.
Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, with no change from 7 days ago but up since 30 days ago. Recreational loan rates are between 7.09% and 10.04% APR and have stayed the same over the past 7 and 30 days. Truliant's auto loan rates range from 4.49% to 17.99% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans have rates between 10.49% and 18% APR, showing no change over the past 7 and 30 days.