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Finding a low interest rate car loan in Raleigh, NC doesn’t have to be a hassle. Compare offers from trusted local credit unions that understand your needs and offer fast approvals to get you behind the wheel sooner.
Raleigh drivers love working with credit unions that provide personalized service and competitive rates. Take a moment to explore your options and find the best loan tailored to your budget and lifestyle right here in North Carolina.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
American Airlines has auto loan rates ranging from 3.34% to 4.59% APR and recreational vehicle loans between 5.59% and 6.34% APR. Unchanged over the past 7 or 30 days. State Employees' vehicle loans range from 3.75% to 10.25% . Unchanged compared to 7 and 30 days ago. The auto loan program is the only one listed with this steady rate range. Navy Federal Credit Union's auto loan rates range from 3.89% to 6.98% APR and have gone down since 7 and 30 days ago. Motorcycle loan rates are between 6.95% and 10.05% APR and have decreased compared to a week and a month ago. Recreational loan rates range from 7.45% to 9.8% APR and show no change from 7 or 30 days ago.
Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which are unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Other loans have rates between 3.99% and 17.59% , staying the same as 7 days ago but down compared to 30, 60, and 90 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Rev's vehicle loans with rates ranging from 4% to 6.5% APR for auto loans and 7% to 7.75% APR for recreational loans. The auto loan rates have stayed the same over the past 7 and 30 days, while recreational loan rates have gone up during that time. Motorcycle loan rates remain steady between 6.75% and 7.25% APR.
Marine's auto loan rates range from 4.15% to 5.75% APR today, with no change from 7 or 30 days ago. Motorcycle loans have a 11% APR, and recreational loans are at 8.75% , both unchanged from 60 and 90 days ago. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. These rates have shown no change compared to 7 and 30 days ago. The credit union maintains steady pricing across all recent periods. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago.
Founders's auto loans with rates ranging from 4.25% to 17.75% APR, which are unchanged from 7 and 30 days ago but up from 60 and 90 days ago. Recreational loans have rates between 7.25% and 18% APR, also steady compared to 7 and 30 days ago and up from 60 and 90 days ago.