Vehicle Loans in Utica, NY

Ready to find the best car loan rates in Utica, NY? Compare offers from local lenders who understand your needs and deliver quick, friendly service. Whether you’re buying new or used, getting a great rate is easier than ever.

Utica drivers can save money and support our community by choosing flexible loan options tailored just for you. Start comparing today and drive away with confidence knowing you’ve found the right loan at the right price.

NewUsed

Filters

Lender
APR
Term
Link
Info
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
jfcu
4.69 - 7.09 %
3 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
northcountry
4.83 - 10.38 %
2 - 8 Yrs
togethercu
4.99 - 5.99 %
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
unfcu
5 %
0.5 - 6 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.44% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.59% and 10.49% , which have also stayed the same over the past month. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago.

Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

North Country's auto loans with an APR range of 4.83% to 10.38% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent periods. Together's auto loans with APRs ranging from 4.64% to 5.99% , and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

United Nations has an auto loan with an APR of 5% . This rate has not changed in the past 7, 30, 60, or 90 days.

🏦 Local Lenders in Utica, NY

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Oneida County, NY

Compare other loan types in Utica, NY

Why compare Vehicle Loans in Utica, NY on LendMesh

If you’re searching for the best rate on a car loan in Utica, NY, it pays to keep comparing lenders on LendMesh. With access to multiple trusted banks and credit unions, you can explore a variety of options to find deals that fit your budget. Taking a little extra time to compare could lead to cheaper rates and better terms, helping you save more on your next vehicle purchase.

Consider subscribing to LendMesh for personalized loan alerts tailored to your target rate. Whether you want updates weekly or monthly, you’ll receive expert insights, rate trends, and hand-picked offers right in your inbox. Join many Utica borrowers who use these timely notifications to stay informed and snag the best car loan deals without any hassle.

Customers are also interested in:

Best Rate On A Car Loan