Student Loans in Memphis, TN

Looking for the best student loans in Memphis, TN? Compare local loan offers with flexible repayment plans designed to fit your budget and help you focus on your education without stress.

Whether you’re attending college nearby or pursuing advanced degrees, finding the right loan in Memphis means access to trusted lenders and community support that puts your goals first. Start comparing today!

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Filters

Lender
APR
Term
Link
Info
university-credit-union
4.74 - 15 %
y12fcu
5.14 - 12 %
15 Yrs
leaderscu
5.99 - 12 %
dcu
6.25 - 14.5 %
altra
6.49 %
affinityplus
6.49 - 13.4 %
20 Yrs
dupaco
7.5 - 10.02 %
nasafcu
7.75 - 18 %
25 Yrs
bcu
8.1 - 8.25 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier. Y–12's private student loans with variable rates ranging from 5.14% to 12% and fixed rates from 5.64% to 12% . The refinance loans have the same rate ranges for both variable and fixed. There is no rate change compared to 7 or 30 days ago. Leaders Credit Union has variable student loan rates ranging from 5.99% to 12% , unchanged from both 7 and 30 days ago. Their Student Loan Refinance rates start at 6.24% and go up to 13.09% , while Medical Degree Refinance rates range from 6.74% to 10.54% .

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Altra's Student Loan has an APR of 6.49% today. This rate is unchanged from 7 and 30 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month. Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods.

Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

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