Personal Loans in Birmingham, AL

Looking to borrow money online in Birmingham, AL? Compare personal loan offers from trusted local lenders to find the best rates and terms that fit your needs. Whether it’s for home improvements, medical bills, or debt consolidation, we make it simple to explore your options.

Today’s Personal Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Affinity has a Certificate secured loan with an APR of 2% , which is unchanged from both 7 and 30 days ago. Their Personal loan has a 12.5% APR that has also stayed steady over the past month. The Privateline overdraft protection rate is 14.25% today, down from 14.75% 30 days ago but the same as 7 days ago.

All In has a Certificate secured loan with an APR of 3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Open–end line of credit and unsecured loans have a fixed APR of 14.99% , also unchanged during these periods. Connexus has a Personal line of credit (flex) with an APR of 13.24% , which is unchanged from 7 and 30 days ago but lower than 30 days ago. The Personal line of credit (flexplus) has a rate of 11.74% , also steady from 7 days ago and down from 30 days ago.

Avadian s boat loans with an APR of 5.75% , which has stayed the same over the past 7 days. Home improvement loans for 36 months have a rate of 8.24% , also unchanged from a week ago. Both rates provide clear terms for borrowers looking for specific loan types. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, and 60 days. The Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during that time. Baxter has a Personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. The Personal line of credit has an APR of 8.99% , down from 9.24% 30 days ago. Both rates have been steady compared to 7 days ago. Pen Air has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.9% , also unchanged from 7 and 30 days ago.

Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7 and 30 days ago. No changes have been reported for this loan in the past month. University s Personal loans with an APR of 9.14% , which has stayed the same over the past 7 and 30 days. Their Unsecured loans have a 10.24% APR, also unchanged from one week and one month ago.

🏦 All Local Lenders in Birmingham, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
AMERICA'S FIRST FEDERAL CREDIT UNION
1200 4TH AVE N BIRMINGHAM AL 35203
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $2,514,666,869
Deposits: $241,463,130
Net Worth: $284,700,495
Employees: 436
Members: 195,392
ALABAMA CREDIT UNION
351 24TH ST N BIRMINGHAM AL 35203
P2P
E-Statements
E-Signature
Assets: $1,923,885,152
Deposits: $80,198,128
Net Worth: $182,824,392
Employees: 390
Members: 146,607
APCO EMPLOYEES CREDIT UNION
750 17TH ST N BIRMINGHAM AL 35203
ATM
Drive-Thru
P2P
E-Statements
Assets: $3,509,874,314
Deposits: $347,253,658
Net Worth: $491,414,926
Employees: 169
Members: 85,419
SOUTHERN ENERGY CREDIT UNION
600 18TH ST N BIRMINGHAM AL 35203
ATM
P2P
E-Statements
Assets: $3,616,698,162
Deposits: $495,220,142
Net Worth: $504,995,879
Employees: 174.0
Members: 90,641
JEFFERSON CREDIT UNION CREDIT UNION
716 RICHARD ARRINGTON JR BLVD N BIRMINGHAM AL 35203
ATM
P2P
E-Statements
Assets: $82,907,439
Deposits: $16,864,218
Net Worth: $8,006,813
Employees: 19
Members: 6,885
FIREMAN'S CREDIT UNION
1808 7TH AVE N BIRMINGHAM AL 35203
Assets: $6,878,701
Deposits: $589,950
Net Worth: $2,520,881
Employees: 3
Members: 863
FIREMAN'S CREDIT UNION
1808 7TH AVE N BIRMINGHAM AL 35203
Assets: $6,878,701
Deposits: $589,950
Net Worth: $2,520,881
Employees: 3
Members: 863
ALABAMA POSTAL CREDIT UNION
351 24TH ST N BIRMINGHAM AL 35203
E-Statements
Assets: $5,946,456
Deposits: $1,801,180
Net Worth: $2,616,069
Employees: 4
Members: 892

🏘️ All the Lenders Available in Jefferson County, AL

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