Alabama One Credit Union Birmingham AL | Convenient ATM Services

Introduction

Welcome to Alabama Postal Credit Union, where your financial well-being is our top priority! Located at 351 24Th St N, Birmingham, AL 35203, we have proudly served our community since 1927. With a rich history and a commitment to our members, we currently boast a membership of 892 individuals who trust us with their financial needs. At Alabama Postal Credit Union, we understand that banking isn't just about numbers it's about building relationships. Our total assets stand at an impressive $5,946,456, reflecting the strength and stability we offer to our members. Our dedicated team of 4 employees, led by CEO Randy Allen and Board President James Schilling, is here to guide you through every step of your financial journey. While you can visit us at our branch address for in-person services, if you need to send official correspondence, please use our mailing address: P.O. 11627, Birmingham, AL 35202. We pride ourselves on maintaining clear communication with our members. We are here to help you with various services including loans currently totaling 496 in number alongside deposits amounting to $1,801,180. Our commitment extends beyond transactions; it's about fostering a supportive environment where your financial aspirations can flourish. With a net worth of $2,616,069, we ensure that your funds are secure while providing competitive options for loans and savings. Join us in making a difference in your financial life! Whether you're looking to save more or borrow wisely, Alabama Postal Credit Union is ready to assist you. For any inquiries or assistance, don't hesitate to reach out at (205) 252-4812. Your journey towards better banking starts here!

Branch History & Mission

Community Connection

We take pride in being more than just a credit union; we are an integral part of the Birmingham community. Through various outreach programs and partnerships, we aim to give back and support those around us. Our efforts extend beyond traditional banking as we engage in initiatives that promote financial literacy and community well-being.

Join Us

As we continue this journey together, we invite you to become part of the Alabama Postal Credit Union family. Experience the benefits of membership where your financial needs are met with care and where your voice matters. Together, let's build a brighter future for ourselves and for Birmingham. For more information or assistance, feel free to reach out at (205) 252-4812 or visit us online at Alabama Postal Credit Union. We look forward to welcoming you!

Our Journey

Located at 351 24Th St N, Birmingham, AL 35203, our branch has seen many changes throughout its history. From our humble beginnings, we have embraced innovation while staying true to our roots. We've adapted to the needs of our members by implementing modern banking solutions such as online banking and mobile payments. This commitment ensures that every member can access their finances conveniently and securely. While members can visit us at 351 24Th St N Birmingham Al 35203, official correspondence should be sent to P.O. 11627, Birmingham, AL 35202.

Our Mission

At Alabama Postal Credit Union, our mission is simple yet profound: to provide exceptional financial services while uplifting our community. We strive to empower individuals through education about personal finance and offer loans that help dreams come true whether it's buying a home or securing a vehicle. Our goal is not just to be your financial partner but also to make meaningful contributions to local initiatives that foster growth and prosperity in Birmingham. Our operating hours reflect our dedication to accessibility; we are open Monday through Friday from 11:00 AM to 4:00 PM. Though we currently do not offer ATM services or drive-thru banking, we are committed to enhancing your banking experience through innovative digital solutions.

Branch Location & Accessibility

Call to Action

We invite you to stop by and discover how Alabama Postal Credit Union can help you achieve your financial goals. If you have any questions or would like more information before your visit, feel free to give us a call at 205-252-4812. We look forward to welcoming you!

Local Landmarks and Accessibility

Nestled close to local landmarks and just a short drive from downtown Birmingham, our branch is accessible for everyone. We prioritize your convenience with ample parking options nearby and ADA-compliant features that ensure accessibility for all members. Whether you're visiting us for personal banking needs or seeking assistance with loans and deposits, we strive to make your experience as smooth as possible.

Operating Hours and Services

We're here for you during our lobby hours from 11:00 AM to 4:00 PM, Monday through Friday. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is ready to assist you in-person with a range of services tailored to meet your financial needs.

Member Eligibility

At Alabama Postal, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward. We welcome individuals who live, work, or worship in the Birmingham area, as well as those who are related to current members. Becoming part of our credit union means you can enjoy personalized service, lower fees, and access to a variety of financial products designed with your needs in mind. To get started on your membership journey at Alabama Postal, simply visit us at our branch located at 351 24Th St N Birmingham Al 35203 or give us a call at (205) 252-4812 for any questions you may have. You can also find more detailed information about eligibility by checking out our website here: . We're excited to welcome you and help you achieve your financial goals!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner that helps streamline your payment processes. Our merchant services offer practical benefits like easy payment acceptance and secure transactions, allowing you to focus on what you do best running your business. Whether it's card processing or online payments, we ensure you have the tools needed to meet your customers' demands efficiently. Located at 351 24Th St N Birmingham Al 35203 in Birmingham, AL, we're here to help local businesses succeed. Reach out to us at (205) 252-4812 during our lobby hours from 11:00 AM to 4:00 PM. Together, let's pave the way for your business's future!

Comprehensive List Of Services

Digital Banking at Your Fingertips

In today's fast-paced world, having digital banking options is crucial. At Alabama Postal, we offer online banking and mobile applications that make managing your account simple and straightforward. You can check your balances, transfer money between accounts, and even set up bill payments all from the comfort of your home or while on the go. Picture yourself sitting at your favorite café, effortlessly paying bills through our mobile app while enjoying a cup of coffee.

Everyday Banking Solutions

We know that life can get busy, and having easy access to your funds is essential. That's why we provide convenient ATM services only. Although we don't have ATMs on-site, our strategic partnerships allow you to access cash when you need it most. Imagine being able to quickly withdraw cash for a spontaneous outing or pay for groceries without any hassle.

Personalized Member Support

We pride ourselves on building lasting relationships with our members. When you reach out to us at (205) 252-4812, you will connect with friendly staff who genuinely care about your financial well-being. Whether you have questions about your account or need assistance navigating our services, we are just a phone call away.

Visit Us Today!

If you're ready to take control of your finances or simply want more information about what we offer, don't hesitate to stop by our branch located at 351 24Th St N Birmingham Al 35203 in Birmingham, AL. Our doors are open from 11:00 AM to 4:00 PM on weekdays, and we look forward to welcoming you into the Alabama Postal Credit Union family. Your financial journey starts here! Explore our services today and see how Alabama Postal can help make banking easier for you.

Digital & Online Banking

Key Features

One of the highlights of our online banking is the ability to view e-statements. You can say goodbye to paper clutter and easily manage your statements with a few simple clicks. Plus, if you're on the go, our mobile application allows you to stay connected with your accounts right from your smartphone. For those who enjoy making purchases with ease, our mobile payments feature lets you pay securely using your mobile device. Just think of how convenient it is to leave your wallet at home and still have everything you need for shopping or dining out! If you ever need to send money to friends or family quickly, our person-to-person transfers make it simple. However, please note that this feature is currently not available at Alabama Postal.

Security and Accessibility

Your security is our top priority. Even though we do not offer electronic signature authorization at this time, rest assured that all transactions through our online platform are protected with advanced security measures. With all these features combined, managing your finances has never been easier! Join us today at Alabama Postal and take full advantage of our digital banking services designed for your busy lifestyle. Remember, whether it's day or night, we're here for you!

Financial Strength

Commitment to Growth

With $2,616,069 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to fostering community growth is evident in our lending capacity; with $114 in used auto loans and $2,233,732 in total loans and leases, we're ready to support your financial goals across various sectors.

Growing Membership Base

Total Share Accounts: 943, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama Postal is your trusted partner. Visit us at 351 24Th St N Birmingham Al 35203 or call (205) 252-4812 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $824,688 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reliable Operations

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 2 part-time employees who are dedicated to serving you with a knowledgeable team.

Strong Foundation

With a net worth of $2,616,069, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $4,399 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,360,276 in used vehicle loans and $102,171 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new ride or a reliable pre-owned vehicle, we make the process straightforward and hassle-free.

Credit Lines

For those looking for flexible borrowing options, our total credit lines amount to $700,000, providing ample support for various personal projects or emergencies. This gives you the freedom to manage your finances effectively without the pressure of immediate repayment.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While currently we don't have specific offerings for Junior Lien 1-4 Family Residential Properties loans totaling $0, we encourage you to inquire about potential options that may suit your situation as we continue to grow our services.

Refinancing Options

If you're exploring ways to reduce monthly payments or lower interest rates on existing loans, ask us about refinancing options available at Alabama Postal. We can help tailor solutions that fit your financial landscape and goals. For inquiries or assistance with any of our loan products, don't hesitate to reach out! You can contact us at 205-252-4812 or visit us at 351 24Th St N, Birmingham, AL 35203. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Alabama Postal, we're here to support you every step of the way as you navigate your financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding balances in this category ($0), it's worth noting that this option exists for members who want to maintain better control over their spending while building credit.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out in several important ways: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the information presented. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can make informed decisions without undue influence. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to compare options easily and select what best fits their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and efficient the platform can be for those looking to secure a better deal. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures that the offers you see are fair and transparent. By focusing on verified data, LendMesh guarantees that users receive only legitimate loan options from trusted financial institutions.

ALABAMA POSTAL CREDIT UNION - Birmingham, AL