Personal Loans in Modesto, CA

Looking for a personal loan in Modesto, CA? Compare local offers easily to find competitive rates that fit your budget and goals. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’re just a few clicks away from smarter financing.

Our Modesto neighbors trust credit unions and banks that know the community well. Quick approvals and flexible terms mean you can get the support you need without the hassle. Start comparing today and take control of your financial future with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
redwoodcu
8.99 - 19.74 %
2 - 7 Yrs
500 - $10,000
∞
scefcu
9 - 18 %
2 - 5 Yrs
∞
valleystrong
9 - 26 %
1 - 5 Yrs
$20,000
∞
safecu
9.04 - 16.04 %
1 - 5 Yrs
1,000 - $20,000
∞
sffirecu
9.25 - 9.5 %
3 - 5 Yrs
$25,000
∞
chevronfcu
9.39 - 11.99 %
1 - 5 Yrs
∞
hfcu
9.49 %
$25,000
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
cefcu
9.5 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies to all terms for this loan. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 30 days ago. There has been no change in the rate over the past month. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Modesto, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MOCSE FEDERAL CREDIT UNION
1400 J ST MODESTO CA 95354
ATM
P2P
E-Statements
Assets: $410,506,581
Deposits: $33,106,388
Net Worth: $39,592,401
Employees: 68
Members: 28,790
MODESTO'S FIRST FEDERAL CREDIT UNION
430 12TH ST MODESTO CA 95354
P2P
E-Statements
Assets: $55,630,060
Deposits: $1,690,816
Net Worth: $5,648,959
Employees: 8
Members: 3,150
VALLEY FIRST CREDIT UNION
1419 J ST MODESTO CA 95354
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,035,821,856
Deposits: $140,377,170
Net Worth: $100,415,249
Employees: 171
Members: 74,150

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION
✅SELFHELP CREDIT UNION
✅MOCSE FEDERAL CREDIT UNION
✅MODESTOS FIRST CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅ROLLING F CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

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