MODESTO'S FIRST FEDERAL CREDIT UNION - Modesto, CA

Welcome to Modesto's First, your trusted partner in financial well-being since 1940! Located at 430 12Th St, Modesto, CA 95354, we take pride in serving our community with a strong commitment to member satisfaction. With a robust membership of 3,150 and total assets amounting to an impressive $55,630,060, we are here to support you on your financial journey. At Modesto's First, we offer a range of services designed to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards that reward you for your loyalty. We understand the importance of accessible banking; that's why we provide convenient online and mobile banking options so you can manage your finances anytime, anywhere. While members can visit us at our branch location, official correspondence should be sent to the same address: 430 12th Street, Modesto, CA 95354. Our dedicated team of 8 employees, led by CEO Leslie Ramirez and Board President Cal Maniscalco, is always ready to assist you. You can reach us at 209-521-2020 during our lobby hours from Monday through Friday, 9:00 AM to 5:00 PM. We believe in making a positive impact within our community. That's reflected not only in our lending practices having facilitated over 1,942 loans but also in how we prioritize member service and community engagement. Join us at Modesto's First and experience the difference that personalized banking can make. Visit our website at m1fcu.org or give us a call today!

Welcome to Modesto's First, where our journey began in 1940. Nestled in the heart of Modesto, California, at 430 12Th St, we have proudly served our community for over eight decades. Our founding vision was clear: to provide accessible financial services that empower individuals and families to achieve their dreams. Since then, we have grown into a trusted partner for more than 3,150 members, helping them navigate their financial journeys with confidence. As we evolved through the years, Modesto's First has embraced advancements in technology while maintaining our commitment to personalized service. Our total assets now stand at an impressive $55,630,060, reflecting our stability and dedication to serving our members' needs. Despite our growth, we remain deeply rooted in our mission: to enhance the financial well-being of our community through comprehensive banking solutions and unwavering support. Our operating hours are designed with your convenience in mind Monday through Friday from 9:00 AM to 5:00 PM ensuring that you can access the services you need when it matters most. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 430 12th Street, Modesto, CA 95354. At Modesto's First, we take pride in offering a wide range of services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to provide solutions that fit your lifestyle. Additionally, our online and mobile banking services ensure that you can manage your finances anytime and anywhere. Community is at the core of what we do. We actively engage in outreach initiatives that support local organizations and foster economic growth within Modesto. By partnering with community leaders and participating in events throughout the year, we aim to uplift those around us while ensuring that financial education is accessible for all. We invite you to experience the benefits of being a part of Modesto's First. Join us today and discover how we can help you reach your financial goals together. Whether you're looking for a simple checking account or seeking assistance with a loan, we're here for you every step of the way. Contact us at 209-521-2020 or visit us online at Modesto's First to learn more about membership opportunities!

At Modesto's First, we believe that becoming a member means joining a caring community where your financial needs are prioritized. If you're looking to enjoy personalized banking services and exclusive member benefits, you'll be pleased to know that eligibility is quite straightforward! You can become a member if you live, work, worship, or attend school in Stanislaus County, or if you have a family member who is already part of our credit union family. This welcoming approach makes it easy for you to access the resources and support you need to thrive financially. Ready to get started? Opening an account with us is simple and convenient. For more details about eligibility requirements and the application process, feel free to visit our membership application page. If you have any questions or need assistance, don't hesitate to reach out at 209-521-2020. Our friendly team at Modesto's First, located at 430 12Th St, Modesto, CA 95354, is here to help you every step of the way!

At Modesto's First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a secure banking experience that supports your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $5,648,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,562,846 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,648,959 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $12,982 in used auto loans and a total of $41,228,904 in loans and leases available for various needs. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 5,270, showcasing a strong and growing member base that trusts us with their finances. This trust is crucial as we build long-term relationships with each member who walks through our doors. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Modesto's First is your trusted partner. Visit us at 430 12Th St Modesto Ca 95354 or call 209-521-2020 to learn more about how we can help you achieve your financial goals.