Student Loans in Modesto, CA

Refinancing your student loans in Modesto, CA just got easier. Compare offers from trusted local lenders to find the lowest interest rates and repayment plans that fit your budget—helping you save money and stress less about your future.

Join many Modesto students and families who’ve found flexible, affordable solutions right here at home. Take a moment to explore your options and make an informed choice tailored to your unique financial goals.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
altaone
1.95 - 17.64 %
∞
blupeak
1.95 - 17.64 %
∞
calcoastcu
1.95 - 17.64 %
∞
globalcu
1.95 - 17.64 %
∞
hfcu
1.95 - 17.64 %
∞
safecu
1.95 - 17.64 %
∞
techcu
1.95 - 17.64 %
∞
gosunward
2.09 - 3.46 %
∞
connexuscu
2.45 - 8.7 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Altaone's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , down slightly from 1.99% to 17.49% seven days ago and lower than 2.89% to 17.49% sixty days ago.

Blupeak's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , up from 3.62% to 14.33% a week ago. California Coast's fixed Medical school loans with APRs ranging from 1.95% to 14.97% and variable Medical residency loans with rates between 6.21% and 11.48% . These rates are unchanged from 7 and 30 days ago.

Global's Medical school loan (fixed) has an APR range of 1.95% to 14.97% today, down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , also down from 2.09% to 17.49% a week ago and 2.39% to 17.49% thirty days ago. Hanscom's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 30 days ago.

Safe's Private Student Loans with Cosigner have a fixed APR of 2.19% , unchanged from 7 and 30 days ago. The Outcomes–Based Loan has a variable APR of 3.64% today. Technology credit union's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago. Sandia Laboratory's Private Student Loans have a fixed rate of 2.09% today, down from 2.64% both 7 and 30 days ago. The variable rate loan is 3.46% now, slightly lower than 3.48% a week and a month ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago.

🏦 Local Lenders in Modesto, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION
✅SELFHELP CREDIT UNION
✅MOCSE FEDERAL CREDIT UNION
✅MODESTOS FIRST CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅ROLLING F CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

Why compare Student Loans in Modesto, CA on LendMesh

If you’re in Modesto, CA, looking for the lowest interest rates to refinance your student loans, keep exploring your options on LendMesh. Comparing multiple lenders can uncover better deals and save you money over time. Taking a little extra time to review offers helps ensure you find the most affordable and flexible terms tailored to your needs. Your ideal loan is out there, and LendMesh makes it easier to find.

Consider subscribing to LendMesh’s alert service to stay informed without the hassle. Simply set your target interest rate and receive timely notifications when rates fall below your goal. You’ll also get expert insights, market trends, and curated loan deals sent weekly or monthly—helping Modesto borrowers like you stay ahead and seize the best refinancing opportunities as they arise.

Customers are also interested in:

Lowest Interest Rate For Refinancing Student Loans