Personal Loans in Modesto, CA

Looking for a personal loan in Modesto, CA? Compare local offers easily to find competitive rates that fit your budget and goals. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’re just a few clicks away from smarter financing.

Our Modesto neighbors trust credit unions and banks that know the community well. Quick approvals and flexible terms mean you can get the support you need without the hassle. Start comparing today and take control of your financial future with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
providentfcu
8.75 %
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
noblecu
8.9 - 11.4 %
5 - 7 Yrs
$25,000
∞
ccu
8.99 %
1 - 10 Yrs
$50,000
∞
myconsumers
8.99 %
∞
wescom
8.99 %
6 Yrs
$100,000
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
pacificservice
8.99 - 18.99 %
5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Provident's Personal loans have a fixed APR of 8.75% , which has stayed the same over the past 7 and 30 days. There are no changes in the rate during this period. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

Noble's Personal loan has an APR of 8.9% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months. California has a Personal loan with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Wescom Central's personal loan has an APR of 8.99% today, unchanged from it was 7 and 30 days ago. The rate has also stayed steady compared to 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Pacific Service has a Personal closed end loan with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Modesto, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
MOCSE FEDERAL CREDIT UNION
1400 J ST MODESTO CA 95354
ATM
P2P
E-Statements
Assets: $410,506,581
Deposits: $33,106,388
Net Worth: $39,592,401
Employees: 68
Members: 28,790
MODESTO'S FIRST FEDERAL CREDIT UNION
430 12TH ST MODESTO CA 95354
P2P
E-Statements
Assets: $55,630,060
Deposits: $1,690,816
Net Worth: $5,648,959
Employees: 8
Members: 3,150
VALLEY FIRST CREDIT UNION
1419 J ST MODESTO CA 95354
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,035,821,856
Deposits: $140,377,170
Net Worth: $100,415,249
Employees: 171
Members: 74,150

🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION
✅SELFHELP CREDIT UNION
✅MOCSE FEDERAL CREDIT UNION
✅MODESTOS FIRST CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅ROLLING F CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅ORGANIZED LABOR CREDIT UNION

Compare other loan types in Modesto, CA

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