Personal Loans in Merced, CA

Looking for the best personal loans in Merced, CA? Compare offers from trusted local lenders with quick approval and flexible terms that fit your budget. Whether it’s for home improvements or unexpected bills, you’ll find options designed for your needs.

Save time and money by exploring a variety of loan choices right here in Merced. Our friendly network of credit unions and banks makes it easy to find affordable rates and trustworthy service, so you can focus on what matters most.

Filters

Lender
APR
Term
Amount
Link
Info
redwoodcu
8.99 - 19.74 %
2 - 7 Yrs
500 - $10,000
∞
scefcu
9 - 18 %
2 - 5 Yrs
∞
valleystrong
9 - 26 %
1 - 5 Yrs
$20,000
∞
safecu
9.04 - 16.04 %
1 - 5 Yrs
1,000 - $20,000
∞
sffirecu
9.25 - 9.5 %
3 - 5 Yrs
$25,000
∞
chevronfcu
9.39 - 11.99 %
1 - 5 Yrs
∞
hfcu
9.49 %
$25,000
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
cefcu
9.5 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Merced, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATIONAL EMPLOYEES CREDIT UNION
755 E YOSEMITE AVE STE A MERCED CA 95340
ATM
P2P
E-Statements
E-Signature
Assets: $4,694,027,564
Deposits: $386,491,316
Net Worth: $637,040,985
Employees: 582
Members: 377,842
MERCO CREDIT UNION
1911 M ST MERCED CA 95340
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $195,281,522
Deposits: $22,668,400
Net Worth: $20,889,355
Employees: 43
Members: 15,328
MERCO CREDIT UNION
815 W 18TH ST MERCED CA 95340
P2P
E-Statements
E-Signature
Assets: $195,281,522
Deposits: $22,668,400
Net Worth: $20,889,355
Employees: 43
Members: 15,328
MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION
1935 M ST MERCED CA 95340
ATM
P2P
E-Statements
E-Signature
Assets: $784,986,177
Deposits: $94,946,671
Net Worth: $87,250,117
Employees: 133
Members: 49,435

🏘️ All the Lenders Available in Merced County, CA

✅MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅EDUCATIONAL EMPLOYEES CREDIT UNION
✅MERCO CREDIT UNION
✅TRAVIS CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION

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