Merco Credit Union | Auto Loans, Rewards Cards & ATM Access

Introduction

Welcome to merco, your trusted financial partner since 1966. Headquartered in the heart of Merced, CA, we pride ourselves on our commitment to serving our community with integrity and excellence. Under the leadership of CEO David Ness and Board President Kent Christensen, our mission is to empower our members through accessible financial solutions and exceptional service, ensuring that everyone has the opportunity to achieve their financial goals.

As an NCUA-insured institution since 12/9/1978 0:00, we prioritize your trust and security. Our modern banking tools, including comprehensive online banking, a user-friendly mobile application, person-to-person transfer capabilities, e-statements, and electronic signature authorization, make managing your finances easier than ever. At merco, we are dedicated to providing a member-first approach that fosters financial wellness and community growth. For more information, feel free to reach out via fax at (209) 723-6213 or visit us at our official website: https://www.merco.org .

Financial Services

At Merco, we are committed to providing a diverse range of financial services designed to meet the needs of our members and help them achieve their financial goals. From personal banking options like checking and savings accounts to specialized products such as auto loans, mortgage financing, and credit cards with rewards, we cater to various financial situations. Our business banking solutions also include merchant services and business loans, ensuring that small businesses can thrive. With our online banking platform and mobile application, managing your finances has never been easier. Members can enjoy seamless access to their accounts, make person-to-person transfers, and stay organized with e-statements and e-signatures.

Understanding that life can present various financial milestones—from purchasing a first home to expanding a business—we strive to provide the tools necessary for effective planning and management. Our digital access allows members to bank on their own terms, whether at home or on the go. Additionally, those interested in exploring loan options can easily compare rates through platforms like https://www.lendmesh.com/loans/personal_loans . For individuals considering membership or seeking more information about eligibility requirements, please visit . Should you have any questions or require personal support, feel free to reach out via fax at (209) 723-6213. At Merco, we're here to empower our members every step of the way in their financial journey.

Financial Highlights

At Merco, we pride ourselves on being a trusted financial partner within the community, with a total membership that stands at 15,328. Our commitment to serving our members is reflected in our robust financial health, boasting total assets of 195,281,522 and a net worth of 20,889,355. This solid foundation allows us to provide reliable services while ensuring the security of your funds. With a net income of 510,894, we continue to thrive, demonstrating our ability to generate value for our members.

Our dedication to member satisfaction is evident in the significant total deposits of 22,668,400, which showcases the trust our members place in us. We have also facilitated a variety of financial solutions, with a total loans and leases portfolio comprising 8,606 accounts, catering to diverse needs—from personal loans to auto financing. The strength of our organization is further underscored by our dedicated team of 43 employees who are committed to delivering exceptional service and support.

The net worth ratio of 1,105 highlights our strong capital position, reinforcing our ability to withstand economic fluctuations and provide peace of mind to our members. Additionally, our credit card loan volume stands at 979, while we proudly offer an auto loan volume reaching 9,800, making us a go-to choice for financing options. Although we do not currently engage in commercial lending, our focus remains on providing high-quality personal and consumer banking services.

As part of a larger network guided by transparency and accountability, we draw performance insights from reputable sources such as the National Credit Union Administration (NCUA) at: https://www.ncua.gov . This ensures that you can rely on us not just for today but as your long-term financial partner.

Experience the difference with Merco. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates tailored for your needs.

Merco CU

Introduction

Financial Services

Financial Highlights

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