MERCO CREDIT UNION - Mariposa, CA

Welcome to Merco, your trusted financial partner located at 5011 Coakley Cir, Mariposa, CA 95338. Since our establishment in 1966, we have been dedicated to serving our community with integrity and care. With a robust membership of 15,328 individuals and total assets amounting to $195,281,522, we pride ourselves on being a reliable source for all your banking needs. At Merco, we understand that every member's financial journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions tailored to fit your lifestyle. As a member-focused credit union, our goal is to empower you with the financial tools you need to succeed. Our leadership team, led by CEO David Ness and Board President Kent Christensen, brings a wealth of experience and commitment to ensuring that our services remain accessible and beneficial for all members. We currently employ 43 dedicated staff members who are always ready to assist you with any questions or concerns. While members can visit us at our branch in Mariposa, official correspondence should be sent to our mailing address: PO Box 2955, Merced, CA 95344. If you need assistance or have inquiries about our services, don't hesitate to reach out at 209-966-3999. Join us today and experience the difference of being part of a community-driven credit union that genuinely cares about your financial well-being. For more information about our offerings and how we can help you achieve your financial goals, visit us online at merco.org.

Becoming a member of Merco means joining a warm and welcoming community that values your financial well-being. If you live, work, or worship in Mariposa County, you're likely eligible to join us! We believe in making banking accessible for everyone, so even if you don't meet those specific criteria, there might still be ways for you to become part of our family. For the most up-to-date details about eligibility, feel free to visit our website at . Joining is simple! Once you find out that you qualify, the process to open an account is straightforward and user-friendly. You can get started by checking out our account opening information here: https://www.financial-net.com/merco/lending/internetloans . If you have any questions along the way, don't hesitate to reach out to us at (209) 966-3999. We're here to help you every step of the way as you take this important step toward better financial health at Merco, located at 5011 Coakley Cir Mariposa Ca 95338.

At Merco, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is earned through transparency and performance, which is why we're proud to share our financial strength with you. With a net worth of $20,889,355, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,105 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $38,029,127 in share certificates and $8,853,392 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,537,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in the community is reflected in our $16,679,668 in undivided earnings. This enables us to enhance innovative banking tools, provide stronger lending options, and implement better security measures to serve you even more effectively. With $4,900 in used auto loans and $135,895,072 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a net income of $510,894, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 1 part-time employees who are dedicated to serving you with expertise and care. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 26,101, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merco is your trusted partner. Visit us at 5011 Coakley Cir Mariposa Ca 95338 or call (209) 966-3999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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