Whether you're looking for your first loan or seeking financial advice for your family's future, the Merced School Employees branch is here for you. With over 133 dedicated employees ready to assist you and an ATM available for your convenience, we're committed to making your experience positive. Come visit us today at our M St location or explore more about our services online at mercedschoolcu.org. Join us in celebrating our legacy of service while experiencing firsthand the benefits that come with being part of the Merced School Employees family!
At Merced School Employees Credit Union, our mission is simple yet impactful: we strive to provide exceptional financial services while fostering community support and growth. We understand that every member's story is unique; therefore, we offer personalized banking solutions including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. We pride ourselves on being more than just a bank. Our commitment extends beyond financial transactions; we actively engage in community outreach programs that make a difference in the lives of those around us. By partnering with local organizations and initiatives, we aim to uplift our community and promote financial literacy. As technology evolves, so do we. We offer modern conveniences like online banking, mobile payments, and e-statements all while ensuring accessibility for everyone. Our facilities are ADA compliant because we believe banking should be easy for all our members.
Our friendly staff is eager to help you achieve your financial goals. If you have any questions or need assistance, don't hesitate to call us at 209-385-3330. We invite you to visit us soon and discover how we can support your financial journey!
We're open during convenient hours to fit your busy schedule. Visit us Tuesday through Thursday from 8:30 AM to 5:00 PM, on Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM. Whether you're stopping by on your way to work or making a weekend trip, we aim to be here when you need us.
We understand how important accessibility is for our members. Our branch offers ample parking space, ensuring that you can easily find a spot when you arrive. We are also ADA compliant, with features like ramps and accessible entrances to accommodate all visitors.
At the Merced School Employees branch, we provide a variety of services tailored for our members' needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is ready to assist you every step of the way. Plus, with ATM availability right at the branch, you can quickly access your funds whenever you need them.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Imagine being able to accept payments quickly and efficiently, no matter where your customers are. Our merchant services provide the tools you need to simplify transactions. From credit card processing to online payment solutions, we help you keep your cash flow steady. Plus, our user-friendly systems mean less hassle for you and more convenience for your customers. Located at 1935 M St Merced Ca 95340 in Merced, CA, we're here to help your business thrive. Reach out today at (209) 385-3330 to learn more about how we can support your goals!
For business owners, Merced School Employees provides essential support through Business Banking options such as Merchant Services and Business Loans. We believe in helping local businesses thrive and grow by offering the necessary tools and resources.
To reward our loyal members, we offer Credit Cards with Rewards that let you earn points on everyday purchases. Whether it's groceries or gas, every swipe gets you closer to exciting rewards.
In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features which allow you to manage your accounts anytime, anywhere. With easy access to ATM & Cash Withdrawal Services, you can withdraw cash or check balances on the go without any fuss. Whether it's through our website or mobile app, features like e-statements and person-to-person payments enhance your banking experience by making it simpler and more efficient.
We understand that managing your finances can be challenging. That's why our personal banking offerings include Checking & Savings Accounts designed to help you save while enjoying easy access to your funds. Imagine having a checking account that fits perfectly with your lifestyle, allowing you to make daily transactions without hassle. For those considering a new vehicle, our Auto Loans & Vehicle Financing make the process straightforward and affordable. Picture yourself driving off in that new car you've always wanted, with a loan that suits your budget. If you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options provide competitive rates and personalized service. We aim to make home ownership dreams come true while offering guidance every step of the way. In addition, our Personal Loans & Debt Consolidation services can help simplify your financial life by consolidating debts into one manageable payment. This means more peace of mind as you work towards financial freedom.
With all these services available at Merced School Employees, there's no better time to take charge of your financial journey. If you have any questions or need assistance, don't hesitate to call us at (209) 385-3330 or visit us at our branch located at 1935 M St Merced Ca 95340 in Merced, CA. Join us today and discover how we can help you achieve financial success!
Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that quickly and easily. Plus, if you prefer using your phone for payments, our mobile payments option allows you to make purchases right from your device. We strive to make banking as easy as possible for our members. With all these features combined, you can manage your finances in real-time without any hassle. Experience the ease of digital banking today with Merced School Employees your trusted partner in financial management!
Our online banking service provides 24/7 access, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You no longer need to wait for branch hours; everything is at your fingertips! Plus, with our mobile application, managing your accounts on the go has never been easier. Security is a top priority for us. We offer electronic signature authorization, making it simple and safe to sign documents without needing to visit a branch. You can also enjoy peace of mind with e-statements, which allow you to view your account statements online instead of relying on paper helping protect both your information and the environment.
Our $3,107,984 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 111 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 100,696, showing a strong and growing member base that trusts us with their finances.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merced School Employees is your trusted partner. Visit us at 1935 M St Merced Ca 95340 or call (209) 385-3330 to learn more about how we can help you achieve your financial goals.
With $83,451,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,789 in used auto loans and $315,012,251 in total loans and leases.
Members' savings are secured through $143,044,212 in share certificates and $80,863,800 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $87,250,117, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,313,562 in used vehicle loans and $50,843,942 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, we have financing options tailored to fit your needs.
In addition to traditional loans, we provide credit lines totaling $68,569,931. This option allows you to borrow only what you need when you need it, giving you greater flexibility for managing unexpected expenses. At Merced School Employees, we are committed to making financial products accessible and beneficial for our members. If you're considering refinancing or want to learn more about eligibility options, feel free to reach out. You can contact us at (209) 385-3330 for more information or visit our website at https://www.mercedschoolcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan product to meet your needs!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $13,179,515, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand your options for securing the perfect financing for your new home.
We also offer flexible terms on unsecured credit card loans, with a total of $19,044,590 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday spending while keeping your finances under control.
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