Personal Loans in Merced, CA

Looking for the best personal loans in Merced, CA? Compare offers from trusted local lenders with quick approval and flexible terms that fit your budget. Whether it’s for home improvements or unexpected bills, you’ll find options designed for your needs.

Save time and money by exploring a variety of loan choices right here in Merced. Our friendly network of credit unions and banks makes it easy to find affordable rates and trustworthy service, so you can focus on what matters most.

Filters

Lender
APR
Term
Amount
Link
Info
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
providentfcu
8.75 %
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
noblecu
8.9 - 11.4 %
5 - 7 Yrs
$25,000
∞
ccu
8.99 %
1 - 10 Yrs
$50,000
∞
myconsumers
8.99 %
∞
wescom
8.99 %
6 Yrs
$100,000
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
∞
pacificservice
8.99 - 18.99 %
5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Provident's Personal loans have a fixed APR of 8.75% , which has stayed the same over the past 7 and 30 days. There are no changes in the rate during this period. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

Noble's Personal loan has an APR of 8.9% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months. California has a Personal loan with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Wescom Central's personal loan has an APR of 8.99% today, unchanged from it was 7 and 30 days ago. The rate has also stayed steady compared to 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Pacific Service has a Personal closed end loan with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Merced, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
EDUCATIONAL EMPLOYEES CREDIT UNION
755 E YOSEMITE AVE STE A MERCED CA 95340
ATM
P2P
E-Statements
E-Signature
Assets: $4,694,027,564
Deposits: $386,491,316
Net Worth: $637,040,985
Employees: 582
Members: 377,842
MERCO CREDIT UNION
1911 M ST MERCED CA 95340
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $195,281,522
Deposits: $22,668,400
Net Worth: $20,889,355
Employees: 43
Members: 15,328
MERCO CREDIT UNION
815 W 18TH ST MERCED CA 95340
P2P
E-Statements
E-Signature
Assets: $195,281,522
Deposits: $22,668,400
Net Worth: $20,889,355
Employees: 43
Members: 15,328
MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION
1935 M ST MERCED CA 95340
ATM
P2P
E-Statements
E-Signature
Assets: $784,986,177
Deposits: $94,946,671
Net Worth: $87,250,117
Employees: 133
Members: 49,435

🏘️ All the Lenders Available in Merced County, CA

✅MERCED SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅EDUCATIONAL EMPLOYEES CREDIT UNION
✅MERCO CREDIT UNION
✅TRAVIS CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION

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