Personal Loans in San Jose, CA

Looking for a personal loan in San Jose, CA? Compare customized loan offers tailored to your needs from trusted local lenders. Whether it’s for debt consolidation or a big purchase, finding the right loan is easier when you see all your options side by side.

San Jose residents deserve fast, clear, and friendly loan solutions. Explore flexible terms and competitive rates designed to fit your unique situation. Start comparing today and take control of your finances with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
redwoodcu
8.99 - 19.74 %
2 - 7 Yrs
500 - $10,000
∞
scefcu
9 - 18 %
2 - 5 Yrs
∞
valleystrong
9 - 26 %
1 - 5 Yrs
$20,000
∞
safecu
9.04 - 16.04 %
1 - 5 Yrs
1,000 - $20,000
∞
sffirecu
9.25 - 9.5 %
3 - 5 Yrs
$25,000
∞
chevronfcu
9.39 - 11.99 %
1 - 5 Yrs
∞
hfcu
9.49 %
$25,000
∞
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
∞
ngfcu
9.49 - 17.5 %
2 Yrs
∞
cefcu
9.5 %
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Redwood's Signature loan rates have an APR of 8.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months. Rize's credit builder loans have a fixed APR of 5.5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their lines of credit carry a 14% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Valley Strong's Personal loan has an APR of 11% , which is unchanged from 7, 30, 60, and 90 days ago. The Personal plus loan has a 9% APR, also steady compared to 7 and 30 days ago.

Safe has a Personal use loan with an APR of 9.04% today. The Quick access loan has a 12% APR, which is unchanged from 60 and 90 days ago. Both rates provide clear terms for borrowers. San Francisco Fire has a personal loan with an APR of 9.25% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of the loan's cost over time. Chevron has a personal loan with an APR of 9.39% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has an APR of 11.99% , also unchanged from 7, 30, and 60 days ago. Both rates have remained steady during these periods.

Hanscom has a Signature personal loan with an APR of 9.49% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Citizens Equity First has a Personal (unsecured) loan with an APR of 9.5% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in San Jose, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
PATELCO CREDIT UNION
1775 STORY RD STE 110 SAN JOSE CA 95122
ATM
P2P
E-Statements
Assets: $9,525,458,343
Deposits: $893,031,499
Net Worth: $995,432,723
Employees: 839
Members: 506,920

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