Personal Loans in San Jose, CA

Looking for a personal loan in San Jose, CA? Compare customized loan offers tailored to your needs from trusted local lenders. Whether it’s for debt consolidation or a big purchase, finding the right loan is easier when you see all your options side by side.

San Jose residents deserve fast, clear, and friendly loan solutions. Explore flexible terms and competitive rates designed to fit your unique situation. Start comparing today and take control of your finances with confidence and ease.

Filters

Lender
APR
Term
Amount
Link
Info
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
providentfcu
8.75 %
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
noblecu
8.9 - 11.4 %
5 - 7 Yrs
$25,000
ccu
8.99 %
1 - 10 Yrs
$50,000
myconsumers
8.99 %
wescom
8.99 %
6 Yrs
$100,000
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
pacificservice
8.99 - 18.99 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Provident's Personal loans have a fixed APR of 8.75% , which has stayed the same over the past 7 and 30 days. There are no changes in the rate during this period. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

Noble's Personal loan has an APR of 8.9% today, unchanged from it was 7, 30, 60, and 90 days ago. The rate has stayed steady over the past three months. California has a Personal loan with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Wescom Central's personal loan has an APR of 8.99% today, unchanged from it was 7 and 30 days ago. The rate has also stayed steady compared to 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days.

Pacific Service has a Personal closed end loan with an APR of 8.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in San Jose, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
PATELCO CREDIT UNION
1775 STORY RD STE 110 SAN JOSE CA 95122
ATM
P2P
E-Statements
Assets: $9,525,458,343
Deposits: $893,031,499
Net Worth: $995,432,723
Employees: 839
Members: 506,920

🏘️ All the Lenders Available in Santa Clara County, CA

Compare other loan types in San Jose, CA

Why compare Personal Loans in San Jose, CA on LendMesh

If you’re searching for personalized loans in San Jose, CA, it pays to keep exploring your options. LendMesh makes it easy to compare lenders side-by-side, helping you uncover better deals and more affordable rates without any pressure. Take your time, check back often, and find the loan that truly fits your needs and budget.

For even more convenience, consider subscribing to LendMesh alerts. Set your target interest rate—say 4% or 5%—and get notified as soon as offers fall below that threshold. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly, straight to your inbox. Join thousands of San Jose borrowers who trust LendMesh to stay informed and ahead of the curve.

Customers are also interested in:

Personalized Loans