Personal Loans in Richmond, CA

Looking for a next day personal loan in Richmond, CA? Compare offers from trusted local lenders to find quick cash with flexible repayment options tailored to your needs. Whether it’s an emergency or a planned expense, you can get the funds you need fast and hassle-free.

Richmond residents deserve loan options that are clear and fair. By comparing rates in your area, you’ll discover affordable solutions with friendly support from lenders who understand your community. Start comparing today and take control of your finances with confidence.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
sffcu
4.99 - 17.99 %
0.1 - 7 Yrs
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
patelco
6.99 - 17.9 %
0.5 - 7 Yrs
$100,000
∞
firstent
7.19 - 18 %
3 - 5 Yrs
$30,000
∞
bayfed
7.49 - 8.99 %
2 - 5 Yrs
$50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
safe1
7.9 - 25.49 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in Richmond, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
1ST NORTHERN CALIFORNIA CREDIT UNION
2500 NEVIN AVE RICHMOND CA 94804
P2P
E-Statements
E-Signature
Assets: $823,837,786
Deposits: $45,092,533
Net Worth: $89,703,902
Employees: 91
Members: 32,319

🏘️ All the Lenders Available in Contra Costa County, CA

✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅PATELCO CREDIT UNION
✅1ST NORTHERN CALIFORNIA CREDIT UNION
✅ANTIOCH COMMUNITY FEDERAL CREDIT UNION
✅DELTA SCHOOLS FEDERAL CREDIT UNION
✅TRAVIS CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅PACIFIC SERVICE CREDIT UNION
✅DIABLO VALLEY FEDERAL CREDIT UNION
✅POLAM 21502 CREDIT UNION
✅UNITED ASSOCIATION CREDIT UNION
✅DOW GREAT WESTERN CREDIT UNION
✅SELFHELP CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅KAIPERM FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅SUN PACIFIC FEDERAL CREDIT UNION
✅ATCHISON VILLAGE CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅SHELL WESTERN STATES FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅MCKESSON HEALTHCARE PROVIDERS CREDIT UNION

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