1ST NORTHERN CALIFORNIA CREDIT UNION - Richmond, CA

Welcome to 1st Northern California in Richmond, where we believe that banking should be both personal and empowering. Since our establishment in 1949, we have been dedicated to serving our community with a focus on providing exceptional financial services tailored to meet your needs. Located at 2500 Nevin Ave, Richmond, CA 94804, our branch is more than just a place to manage your money; it's a hub for building relationships and fostering financial wellness. With a total membership of 32,319 and assets exceeding $823 million, we are proud to be a trusted partner in your financial journey. Our commitment to you is reflected in our robust offerings, which include everything from checking and savings accounts to auto loans, mortgages, personal loans, and business banking solutions. In fact, we currently manage $45,092,533 in deposits and have provided loans totaling 10,969, ensuring that we're here to support your aspirations. At the helm of our mission is CEO David Green, alongside Board President Stephen Ybarra. Together, they guide our team of 91 dedicated employees who strive every day to provide you with outstanding service. We understand that your time is valuable, which is why we offer convenient options such as online and mobile banking. While members can visit us at 2500 Nevin Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to reach out at 925-228-7550 during our lobby hours: Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, and Friday from 9:00 AM to 5:00 PM. Join us at 1st Northern California where your financial goals are our priority! Visit us today or explore more about our services on our website at 1stnorcalcu.org. We look forward to helping you achieve financial success!

Becoming a member of 1st Northern California is like joining a family that truly cares about your financial well-being. Located at 2500 Nevin Ave Richmond Ca 94804, we warmly welcome anyone who lives, works, or worships in our community. Whether you're looking for a friendly place to manage your savings, apply for loans, or simply want to be part of a supportive network, we are here for you. To find out more about the specific eligibility requirements, you can visit our detailed membership page at https://www.1stnorcalcu.org/membership/ . Joining us is simple and inclusive! You'll gain access to a range of personalized services designed to help you reach your financial goals. Plus, being a member means you'll enjoy competitive rates and benefits tailored just for you. If you're ready to take the next step or have questions, don't hesitate to give us a call at (925) 228-7550. We can't wait to welcome you into our 1st Northern California family!

At 1st Northern California, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial health, which is designed to reassure you that your money is in safe hands. With a net worth of $89,703,902, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $81,969,334 in share certificates and $165,594,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $88,716,033 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals across various sectors with $34,430,0531 in total loans and leases and 3,472 used auto loans available. Although our current net income is $0, this reflects our commitment to investing back into the community and providing value to our members rather than prioritizing profits alone. We also take pride in having 91 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Northern California is your trusted partner. Visit us at 2500 Nevin Ave Richmond Ca 94804 or call 925-228-7550 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*