Shell Western States Credit Union | Auto Loans & 24/7 ATM Access

Introduction

Welcome to shell-western-states, a trusted financial institution dedicated to serving our community since 1947. Located in the heart of Martinez, CA, we take pride in our commitment to providing exceptional financial services tailored to meet the needs of our members, including military personnel and their families. Under the leadership of CEO MJ Bacani and Board President Michael Gonzalez, we strive for financial empowerment and inclusivity, ensuring that everyone has access to the resources they need to achieve their financial goals.

As an NCUA-insured credit union since 1/4/1971 0:00, we prioritize the safety and security of your deposits while embracing modern banking technologies. Our members benefit from convenient online banking, a user-friendly mobile application, and features like person-to-person transfers, e-statements, mobile payments, and more—all designed to make managing your finances easier than ever. At shell-western-states, we believe in a member-first approach, fostering trust and accessibility in every interaction. Discover more about us at https://swsfcu.org/ or reach us via fax at (925) 228-0770. We look forward to being your partner on your financial journey.

Financial Services

At shell-western-states, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to specialized services such as auto loans, vehicle financing, mortgage loans, and credit cards with rewards, we are dedicated to supporting your financial journey. Our business banking solutions, which include merchant services and business loans, are tailored to help small businesses thrive. With our focus on accessibility and convenience, we also provide essential tools like ATM and cash withdrawal services that make everyday banking a breeze.

In today's fast-paced world, digital access is key to managing your finances effectively. That's why we offer robust online banking capabilities alongside a user-friendly mobile application that allows you to conduct transactions from anywhere at any time. Whether you need to transfer money through person-to-person services or stay organized with e-statements, our digital tools empower you to take control of your financial life. Additionally, those looking for competitive loan rates can explore options via https://www.lendmesh.com/loans/vehicle_loans to find the best fit for their needs. Becoming a member is simple—discover your eligibility at https://www.swsfcu.org/membership and join our community today. If you have questions or need personalized assistance, don’t hesitate to reach out at (925) 228-0770; we’re here to help you every step of the way.

Financial Highlights

In an ever-evolving financial landscape, shell-western-states stands out as a trusted and valuable partner for individuals and businesses alike. With a robust Total Membership of 2,383, we have cultivated a community that prioritizes collaboration and support. Our commitment to our members is reflected in our impressive Total Assets of 72,255,223, demonstrating our stability and reliability.

As a member-focused institution, we understand the importance of transparency and performance. Our Net Worth currently stands at 8,993,986, which is a testament to our solid financial foundation, even as we navigate challenges, as indicated by our Net Income of -1,065,909. This transparency allows us to foster trust among our members, ensuring they feel secure in their financial decisions with us.

Our strength lies not just in numbers but also in the services we offer. With Total Deposits reaching 2,701,342 and Total Loans and Leases amounting to 2,076, we are dedicated to providing competitive options tailored to meet diverse financial needs. Our experienced team comprises Total Employees of 12, each committed to delivering personalized service that enhances the member experience.

The impressive Net Worth Ratio of 1,243 reflects our sound management practices, ensuring that we are well-positioned to support our members’ aspirations. We take pride in facilitating access to financing through various avenues, evidenced by our Credit Card Loan Volume of 89 and an active engagement in vehicle financing with an Auto Loan Volume of 242. Additionally, we offer commercial lending solutions, with our current portfolio showing Commercial Loans numbering 1.

At shell-western-states, we believe that every member deserves financial empowerment and access to resources that can help them achieve their goals. Our commitment extends beyond mere transactions; it is about building lasting relationships grounded in trust and mutual success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov.

Ready to explore your options? Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Shell Western States CU

Introduction

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Financial Highlights

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