Shell Western States Credit Union Martinez CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Shell Western States, your trusted financial partner located at 1700 Pacheco Blvd, Martinez, CA 94553. Since our establishment in 1947, we have proudly served our community with a commitment to providing personalized financial solutions that cater to your unique needs. With a growing membership of 2,383 and total assets reaching an impressive $72,255,223, we are dedicated to helping you achieve your financial goals. At Shell Western States, we understand the importance of community and strive to make a positive impact in the lives of our members. Our CEO, MJ Bacani, alongside Board President Michael Gonzalez, leads a team of 12 passionate employees who are here to assist you every step of the way. Whether you're looking for auto loans, savings accounts, or business banking services, we've got you covered with options tailored just for you. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 1700 Pacheco Blvd, Martinez, CA 94553-1976. We invite you to explore our wide range of services through our website at swsfcu.org, where you can also learn more about membership eligibility and how to open an account. With total deposits amounting to $2,701,342 and a net worth of $8,993,986, we stand ready as a solid financial institution committed to your success. Get in touch with us today by calling (925) 228-4545 our team is eager to help you navigate your financial journey!

Branch History & Mission

Join Us

As we look ahead, we remain committed to being a vital part of the Martinez community. With an ATM available for your convenience and no drive-thru service, we encourage you to come inside and experience the friendly atmosphere at our branch. If you're looking for a credit union that puts your needs first while supporting the local community, consider joining Shell Western States today! Visit us or call us at (925) 228-4545 to learn more about how we can help you thrive financially. Together, let's build a brighter future for all!

Our Evolution

Located at 1700 Pacheco Blvd, Martinez, CA 94553, our branch has always been more than just a financial institution; it's a place where relationships are built and dreams take flight. Over the years, we've embraced advancements that make banking easier for our members. We introduced online and mobile banking options to ensure that accessing your accounts is convenient and secure. Our commitment extends beyond transactions; we actively participate in community outreach initiatives aimed at fostering growth and support within Martinez. From partnerships with local organizations to educational programs about financial literacy, we strive to make a positive impact on those we serve.

Our Mission

The mission of Shell Western States is clear: We aim to provide exceptional financial services while making a difference in our community. We understand that banking is not just about numbers; it's about people. That's why we prioritize customer service and work tirelessly to offer tailored solutions from personal banking options like checking and savings accounts to auto loans and mortgages. While members can visit us at 1700 Pacheco Blvd Martinez Ca 94553, official correspondence should be sent to 1700 Pacheco Blvd, Martinez, CA 94553-1976. Our operating hours reflect our dedication to serving you: Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, with extended hours until 6:00 PM on Thursdays.

Branch Location & Accessibility

Welcome to the Shell Western States branch, your friendly financial partner located conveniently at 1700 Pacheco Blvd in Martinez, CA. This prime location is easy to find and is situated near popular landmarks like the Martinez Marina and the historic downtown area, making it a breeze for members and visitors alike to stop by. We strive to make your visit as pleasant as possible, offering ample parking right outside our doors along with accessible features that cater to all members of our community. Whether you're coming in for a quick banking transaction or to explore our range of services, you'll find our branch welcoming and easy to navigate. Our operating hours are designed with your schedule in mind: we're open from 8:30 AM to 5:00 PM on Monday, Tuesday, Wednesday, and Friday, while Thursday extends until 6:00 PM. If you prefer managing your finances on-the-go, we also provide ATM services for quick cash withdrawals and balance checks. At Shell Western States, we take pride in offering a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our team is ready to assist you with all your banking needs, ensuring you receive personalized service every time you visit. While members can visit us at 1700 Pacheco Blvd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 925-228-4545. We look forward to welcoming you soon!

Member Eligibility

Joining the family at Shell Western States means stepping into a community that genuinely cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. Residents of our local area, employees of certain companies, or even those related to existing members are warmly welcomed to apply. It's all about creating connections and supporting one another! If you want to dive deeper into the specifics of who can join us, feel free to visit our detailed membership page at https://www.swsfcu.org/membership. Opening an account with us is just as easy! All it takes is a few simple steps, and before you know it, you'll be enjoying the benefits of being part of Shell Western States. From personalized service to competitive rates on loans and savings products, we're here to help you thrive financially. Ready to get started? You can find all the information you need on how to open an account by visiting https://loans.itsme247.com/961/home/start. If you have any questions, don't hesitate to reach out at (925) 228-4545 we're always happy to assist!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine launching that new product line or upgrading your equipment our loans can make those dreams a reality. Each loan is designed to help you manage cash flow, invest in growth opportunities, and take your business to the next level.

Merchant Services

In addition to loans, we offer robust merchant services to simplify payment processing for your business. Whether you're running a local shop or an online store, our solutions provide quick and secure transactions. This means more time for you to focus on what you do best growing your business. If you're located in or around Martinez, CA, visit us at 1700 Pacheco Blvd Martinez Ca 94553 or call us at (925) 228-4545. Let's work together to build a successful future for your business!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, look no further than our competitive auto loans and vehicle financing options. We understand that purchasing a car is a significant investment, which is why we strive to provide flexible terms and rates that fit your budget. Picture yourself driving off in your dream car with manageable monthly payments that won't break the bank.

Business Banking Tailored for You

For entrepreneurs and small businesses, our business banking services include merchant services and business loans designed to help you thrive. Whether you're starting out or looking to expand, we understand the unique challenges faced by businesses today. Our team is ready to provide personalized support tailored specifically for your business needs.

Convenient Access Anytime

With our robust online and mobile banking platforms, managing your finances has never been easier. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly apps. Plus, enjoy convenient ATM access for cash withdrawals and balance checks whenever needed. To learn more about how Shell Western States can support your financial journey or if you have any questions about our services, feel free to reach out at (925) 228-4545 or visit us online at Corporate Office. We're excited to help you achieve your financial goals!

Home Financing Solutions

Buying a home is one of life's biggest milestones, and at Shell Western States, we're here to help make it happen with our mortgage loans and refinancing options. Whether you're a first-time homebuyer or looking to refinance your existing mortgage for better rates, our dedicated team will guide you through the process. We know how important it is to have a place to call home, and we aim to make that dream achievable.

Personal Banking Made Easy

For individuals seeking to manage their finances effectively, we offer various personal banking solutions. Our checking and savings accounts are designed with your needs in mind, ensuring easy access to your funds when you need them most. Imagine having a reliable account that not only helps you save but also provides peace of mind. With features like online and mobile banking, you can keep track of your finances anytime, anywhere.

Personal Loans for Life's Needs

Life can be unpredictable, which is why we offer personal loans and debt consolidation services. Whether you need funds for unexpected expenses or want to simplify your debt payments, our personal loans provide an effective solution. Our straightforward application process ensures you get the help you need without unnecessary delays.

Rewarding Credit Card Options

Looking for a credit card that gives back? Our credit cards with rewards allow you to earn points on purchases while enjoying competitive interest rates. This means every time you swipe your card for everyday expenses, you're earning rewards toward future benefits making spending work for you!

Digital & Online Banking

Key Features

We offer e-statements to help you keep track of your account activity without the clutter of paper statements. With e-statements, you can view and download your monthly account summaries securely and conveniently. Enjoy peace of mind knowing that your financial details are protected. For those on the go, our mobile application is a great companion for managing your finances directly from your smartphone. You can make mobile payments easily and enjoy person-to-person transfers to send money quickly to friends or family no need for cash or checks! Security is a top priority at Shell Western States. While we currently do not use electronic signature authorization, rest assured that all transactions through our online platform are safeguarded with advanced encryption technology. In short, whether you're using a computer or a mobile device, our digital banking services provide you with real-time account management that's user-friendly and secure. Join us at Shell Western States today and experience the future of banking!

Financial Strength

A Growing Community

We currently have 4,297 total share accounts, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $731,230, we remain dedicated to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Shell Western States is your trusted partner. Visit us at 1700 Pacheco Blvd Martinez Ca 94553 or call (925) 228-4545 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our operational efficiency is reflected in our $-1,065,909, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Focused on Member Savings

Members' savings are secured through $13,385,829 in share certificates and $4,792,644 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Investing in Your Future

With $9,939,319 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $121 in used auto loans and $45,907,155 in total loans and leases.

Solid Financial Health

With a net worth of $8,993,986, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,243 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Shell Western States, we understand that financial needs vary, whether you're buying a new car, purchasing a home, or managing everyday expenses. That's why we offer a diverse range of loan products tailored to meet your specific requirements. Located at 1700 Pacheco Blvd, Martinez, CA 94553, you can reach us at 925-228-4545 for more information. With over 2076 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are designed to get you on the road with confidence. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,697,898 in used vehicle loans and $3,901,657 in new vehicle loans already helping members make their purchases. If you're thinking about homeownership, our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $10,171,781, ensuring that your journey to owning a home is as smooth as possible. For those seeking additional financial flexibility, we also offer unsecured credit card loans with a total of $1,336,784 available. These flexible terms allow our members to manage their finances effectively without the burden of secured collateral. Additionally, if you're interested in expanding your business or need capital for operational expenses, our outstanding commercial loans can be an option for you. We invite you to explore our refinancing options and eligibility criteria at our website. Whether you're looking for personal loans or credit lines totaling $18,455,046, we're here to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out today and let us assist you in finding the right loan product that fits your needs!

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