Personal Loans in Las Cruces, NM

Looking for the best loan rate in Las Cruces, NM? Compare personal loan offers from trusted local lenders to find a rate that fits your budget and timeline. Whether it’s for debt consolidation or unexpected expenses, we make it easy to explore your options.

Las Cruces neighbors trust credit unions and banks that offer fast approval and flexible terms. Start here to see personalized loan rates, so you can get the funds you need without the hassle or confusing jargon. Your next loan is just a few clicks away.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞
myconsumers
8.99 %
∞
alliantcreditunion
8.99 - 11.99 %
1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Las Cruces, NM

Lender NameBranch AddressOffice ServicesLender Snapshot
ONE SOURCE FEDERAL CREDIT UNION
1375 E BOUTZ RD LAS CRUCES NM 88001
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $122,994,279
Deposits: $5,715,482
Net Worth: $12,837,559
Employees: 34
Members: 10,407
FIRST FINANCIAL CREDIT UNION
901 E UNIVERSITY AVE STE Q LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $921,720,160
Deposits: $79,301,189
Net Worth: $81,542,101
Employees: 279
Members: 93,434
WHITE SANDS FEDERAL CREDIT UNION
2755 N MAIN ST LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
Assets: $395,097,233
Deposits: $39,773,499
Net Worth: $46,757,061
Employees: 90
Members: 30,788
WHITE SANDS FEDERAL CREDIT UNION
2190 E LOHMAN AVE LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
Assets: $395,097,233
Deposits: $39,773,499
Net Worth: $46,757,061
Employees: 90
Members: 30,788
NUSENDA FEDERAL CREDIT UNION
1715 E UNIVERSITY AVE LAS CRUCES NM 88001
ATM
P2P
E-Statements
E-Signature
Assets: $4,932,777,059
Deposits: $331,582,500
Net Worth: $420,567,157
Employees: 884
Members: 277,205

🏘️ All the Lenders Available in Dona Ana County, NM

✅FIRSTLIGHT FEDERAL CREDIT UNION
✅NUSENDA FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅GECU FEDERAL CREDIT UNION
✅ONE SOURCE FEDERAL CREDIT UNION
✅FIRST FINANCIAL 68244 CREDIT UNION
✅WHITE SANDS FEDERAL CREDIT UNION

Compare other loan types in Las Cruces, NM

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