One Source Credit Union Las Cruces NM | Affordable Auto Loans & Business Banking

Introduction

Welcome to One Source, your trusted credit union located at 1375 E Boutz Rd, Las Cruces, NM 88001. Since our establishment in 1937, we have been dedicated to serving our community and empowering our members with the financial tools they need for a brighter future. With over 10,407 members and assets totaling $122,994,279, we pride ourselves on fostering relationships built on trust and reliability. At One Source, we believe in making banking accessible and straightforward. Whether you are looking for personal loans, auto financing, or business banking solutions, our team is here to help you navigate your options with confidence. We currently manage $5,715,482 in deposits and have provided a total of 4,124 loans and leases to support our members' dreams. Led by our dedicated CEO, Bruce Truman, and Board President, Robert Peterson, we strive to create a welcoming environment where every member feels valued. Our friendly staff of 34 employees is ready to assist you during our operating hours from Monday through Friday, 7:30 a.m. to 6:00 p.m. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1375 E Boutz Rd, Las Cruces, NM 88001-5305. Join us as we continue to grow and serve the Las Cruces community with passion and commitment. For more information about our services or to become a member today, please visit us online at One Source or give us a call at 915-592-0223. Your journey towards financial empowerment starts here!

Branch History & Mission

At One Source, located in the heart of Las Cruces, NM, we take pride in our rich history and unwavering commitment to our members. Established in 1937, our branch has grown alongside the community, evolving to meet the financial needs of over 10,400 members. Our journey began with a simple mission: to provide accessible and affordable financial services while fostering a sense of belonging within our community. Our branch is situated at 1375 E Boutz Rd, making it easily accessible for all members. This location has become a trusted space where families can come together to secure their financial futures. While members can visit us at this address, official correspondence should be sent to 1375 E Boutz Rd, Las Cruces, NM 88001-5305 if needed. One Source's mission goes beyond just banking. We strive to empower individuals through personal banking options like checking and savings accounts, auto loans, and mortgage refinancing. We believe that everyone deserves the opportunity for financial stability and growth. Our total assets have reached an impressive $122,994,279, which reflects our strength and reliability as a credit union. As we grew over the decades, we embraced change and innovation. Today, we offer modern conveniences like online banking, mobile payments, and electronic signatures to ensure that our services are not only effective but also user-friendly. We are proud to be ADA compliant and actively work towards creating an inclusive environment for all our members. Community outreach remains at the forefront of our mission. We partner with local organizations to support initiatives that uplift those around us. Whether it's sponsoring local events or providing educational resources on financial literacy, we aim to make a positive impact in Las Cruces and beyond. Our dedicated team operates from Monday through Friday from 7:30 a.m. to 6:00 p.m., ensuring that we are here when you need us most. With drive-thru banking available for quick transactions, we prioritize convenience without compromising service quality. We invite you to join One Source and experience firsthand the benefits of being part of a community-focused credit union. Together, let's build a brighter financial future! For more information or to become a member today, visit us at One Source. Your journey towards financial empowerment begins here!

Branch Location & Accessibility

Convenient Access and Features

At One Source, we prioritize your convenience. Our branch offers ample parking and is designed to be accessible for everyone, featuring ADA-compliant ramps for those who need them. If you're on the go, take advantage of our drive-thru banking service, where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. While members can visit us at the branch address mentioned above, please note that any official correspondence should be directed to our mailing address: 1375 E Boutz Rd, Las Cruces, NM 88001-5305.

Get in Touch!

We invite you to stop by and experience the community-focused service that sets One Source apart. If you have any questions or would like more information about our offerings, please don't hesitate to call us at 915-592-0223. We look forward to serving you!

Operating Hours and Services

We understand that life can get busy, which is why we are open Monday through Friday from 7:30 a.m. to 6:00 p.m., making it easier for you to fit banking into your schedule. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our dedicated staff is here to help. Although we do not have ATM services available at this location, we encourage you to explore our online and mobile banking options for managing your accounts anytime from anywhere.

Member Eligibility

Becoming a member of One Source is like joining a friendly family that truly cares about your financial well-being. Located at 1375 E Boutz Rd Las Cruces Nm 88001, we welcome individuals who live, work, worship, or attend school in our community. If you have a family member who's already part of our credit union, you can join too! This means that whether you're looking to save for the future or need a helping hand with loans, One Source is here to support you every step of the way. Opening an account is simple and straightforward. You can get started by visiting our website for more details on eligibility at http://www.onesourcefcu.org/about-us/join-now. If you're ready to take the next step in becoming a valued member, check out how to open your account at http://www.onesourcefcu.org/loans-credit. For any questions or assistance, feel free to give us a call at (915) 592-0223. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans issued, we are dedicated to exploring opportunities that will enable us to assist local enterprises in achieving their goals.

Merchant Services

In today's fast-paced environment, efficient payment processing can set your business apart. We offer merchant services that help streamline transactions, allowing you to focus on what matters most serving your customers. Whether you're a small café or a growing retail store in Las Cruces, our solutions can simplify your payment processes, making it easier for customers to shop with you. Join us at One Source located at 1375 E Boutz Rd Las Cruces Nm 88001 in Las Cruces, NM. Together, we can build a strong foundation for your business's future. For more information about how we can support your needs, call us at (915) 592-0223 or visit our website at One Source.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer tailored solutions including merchant services and business loans. Whether you're starting out or looking to expand, we're here to help your business thrive.

Convenient Access

At One Source, convenience is key. While we don't have ATMs available at this branch, our drive-thru service allows for quick transactions such as deposits and withdrawals without leaving your vehicle. Plus, our friendly staff are always ready to assist with any inquiries during our lobby hours from Monday through Friday between 7:30 a.m. and 6:00 p.m. With all these services available at our branch located at 1375 E Boutz Rd Las Cruces NM 88001, we aim to be more than just a place for transactions; we want to be your trusted partner in achieving financial success. If you're ready to experience the difference that comes with being a member of One Source, give us a call at 915-592-0223 or visit us online at One Source FCU. Let us help you take control of your financial future today!

Credit Card Benefits

For those who prefer using credit, our credit cards with rewards allow you to earn points on purchases that can be redeemed for various benefits. This is just one way we support you in making the most out of your spending while building your credit score.

Loans for Every Need

Looking to buy a car? Our auto loans and vehicle financing options make it easier for you to hit the road in style without breaking the bank. Perhaps you're thinking about purchasing your dream home? Our mortgage loans and refinancing options provide competitive rates and personalized service to guide you through the process. If you're facing unexpected expenses or planning a big project, consider our personal loans and debt consolidation services. We want to help you achieve peace of mind by making borrowing straightforward and manageable.

Personal Banking Solutions

We understand that every member has unique financial goals. That's why our personal banking offerings include checking and savings accounts that help you manage your money effectively. Imagine having the freedom to withdraw cash conveniently or deposit checks from the comfort of your home using our online and mobile banking services. You can check your balance, transfer funds, and even pay bills all at your fingertips.

Digital & Online Banking

E-Statements

Say goodbye to paper clutter! With e-statements available at One Source, you can receive your monthly statements electronically. This not only helps the environment but also gives you instant access to your financial information right from your device.

Mobile Banking

For those always on the go, our mobile application makes banking even easier. Available for download now, it includes features like mobile payments and person-to-person transfers, allowing you to send money quickly and securely to friends or family without needing cash or checks.

Security and Accessibility

Your security is our priority. At One Source, we implement strong measures to keep your information safe while providing easy access to your accounts. Whether you're using our online services or mobile app, rest assured that your data is protected with advanced security protocols. In a world where time is precious, our digital banking solutions give you the freedom to manage your finances from anywhere. With features like real-time account management and 24/7 access to your accounts, you'll have everything you need right at your fingertips. Join us at One Source today and experience the future of banking!

Financial Strength

Commitment to Growth

With $10,827,612 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,488 in used auto loans and $72,559,211 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 21,113, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further reflecting our capability to support our community's needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, One Source is your trusted partner. Visit us at 1375 E Boutz Rd Las Cruces Nm 88001 or call (915) 592-0223 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $19,084,292 in share certificates and $6,114,802 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,959,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$83,698 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $12,837,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.43% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $42,822,173 in used vehicle loans and $13,094,484 in new vehicle loans already helping members get on the road. We pride ourselves on providing flexible financing options that can make your next vehicle purchase easier than ever.

Contact Us

For more information about our loan offerings, feel free to visit us at our branch located at 1375 E Boutz Rd Las Cruces Nm 88001, Las Cruces, NM. You can also give us a call at (915) 592-0223 during our operating hours from Monday through Friday, 7:30 a.m. to 6:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Credit Lines and Unsecured Loans

For those needing extra flexibility, we also offer credit lines totaling $5,333,917. These lines can help you cover unexpected expenses or manage cash flow effectively. Additionally, while we currently do not have unsecured credit card loans available, we're dedicated to helping you find the best financial products for your situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, we have solutions tailored just for you.

Refinancing Options

If you're considering refinancing any of your existing loans, reach out to us! We can provide insights on how refinancing might save you money or help adjust your payments to better fit your budget.

Loan Aggregator

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ONE SOURCE FEDERAL CREDIT UNION - Las Cruces, NM

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