Nusenda Credit Union Las Cruces NM | Affordable Auto Loans & Business Banking

Introduction

Welcome to Nusenda, your trusted partner in financial growth and community support, located at 1715 E University Ave, Las Cruces, NM 88001. Established in 1936, we have built a strong foundation of over 277,205 members who rely on us for their banking needs. With total assets exceeding $4.9 billion, we are committed to providing competitive rates and personalized service that truly makes a difference in our members' lives. At Nusenda, we believe in the power of community. Our dedicated team of 884 employees is here to assist you with a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our CEO, Joe Christian, along with Board President Ralph Wallace, lead our mission to empower every member with financial tools tailored to their unique goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 8530, Albuquerque, NM 87198. We understand that convenience is key our lobby hours are from 9 AM to 5 PM, Monday through Friday. With total deposits reaching $331 million and a net worth of $420 million, Nusenda is not just a credit union; we are a reliable financial institution where your money works harder for you. We offer a variety of products designed to fit your lifestyle whether you're looking for an auto loan or want to open a savings account. Join us today and become part of a community-focused credit union that prioritizes your financial well-being. For more information or assistance, feel free to call us at 505-889-7755 or explore our website at nusenda.org. Let's build a brighter financial future together!

Branch History & Mission

Embracing Innovation

As times change, so do we. Nusenda embraces digital advancements to ensure all members have access to modern banking tools while maintaining ADA compliance for accessibility. Our focus on customer-centric initiatives ensures that every member feels valued and understood. With operating hours from 9 am to 5 pm Monday through Friday and ATM availability for quick transactions, we're here when you need us most. Though we currently do not offer drive-thru banking or shared service centers at this location, we're always looking for ways to improve your experience. As we continue to grow together with our community, we invite you to join us at Nusenda. Experience a credit union where you're more than just a number; you are part of a family that cares about your financial well-being. Visit us today or learn more about becoming a member here. Together, let's build a brighter future!

Our Mission

At Nusenda, our mission is clear: to enrich the lives of our members and strengthen our communities. We offer a wide range of services from checking and savings accounts to auto loans and business banking designed to meet the diverse needs of those we serve. We believe in making banking accessible, which is why we provide online and mobile banking options along with basic ATM access for your convenience. While members can visit us at 1715 E University Ave Las Cruces Nm 88001, official correspondence should be sent to P O Box 8530, Albuquerque, NM 87198 if needed. Our commitment extends beyond just financial services; we actively engage in community outreach initiatives that support local causes and foster partnerships with organizations dedicated to improving lives in Las Cruces and beyond.

Branch Location & Accessibility

Easy Access and Local Landmarks

Nestled near local landmarks, such as New Mexico State University, our branch is ideally positioned for residents and students alike. We offer ample parking for your convenience, ensuring you can pop in without any hassle. Plus, our facility is designed to be accessible for everyone, featuring ADA-compliant entrances and pathways. While members can visit us at 1715 E University Ave, official correspondence should be sent to P O Box 8530, Albuquerque, NM 87198. This way, you can reach us by mail without confusion.

Get in Touch!

We invite you to stop by and see how we can help you achieve your financial goals. If you have any questions or would like more information about our services before your visit, feel free to give us a call at 505-889-7755. At Nusenda in Las Cruces, we're here for you!

Operating Hours and Services

Our lobby hours are designed with your schedule in mind. We're open from 9 AM to 5 PM Monday through Friday, making it easy for you to drop by before or after work or during your lunch break. At Nusenda, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need some quick cash? Our ATM is available for withdrawals and balance checks. Please note that while we currently do not have drive-thru service or shared service center availability, our dedicated staff is here to assist you inside the branch.

Member Eligibility

At Nusenda, we believe that becoming a member means joining a warm, supportive community where your financial needs truly matter. If you're wondering about eligibility, it's simple! Anyone who lives, works, worships, or attends school in our local area is welcome to join us. We also invite immediate family members of current members to become part of our friendly family. This inclusivity allows us to better serve our community and help you achieve your financial goals with personalized services and products designed just for you. Getting started is easy! You can find all the details on how to become a member at Nusenda by visiting this link. When you're ready to open an account, just head over to this page for a smooth account opening experience. If you have any questions or need assistance along the way, feel free to give us a call at (505) 889-7755. We can't wait to welcome you to our 1715 E University Ave Las Cruces Nm 88001 location in Las Cruces!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,287 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,113,325,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services provide practical benefits that can make everyday operations smoother. Imagine having a reliable partner that helps you accept payments easily, manage cash flow effectively, and streamline transactions allowing you to focus on what you do best: running your business. Whether you're looking for financing or efficient payment solutions, Nusenda is here to support you every step of the way. Connect with us today and discover how we can help your business grow!

Comprehensive List Of Services

Business Banking

At Nusenda, we also cater to business owners with our business banking services, which include merchant services and business loans. We understand that running a business comes with unique challenges, and we're here to help streamline your banking experience.

Convenient Access

We know that convenience matters in today's fast-paced world. That's why we provide ATM and cash withdrawal services for easy access to your money whenever you need it. With basic ATM access available for withdrawals and balance checks, you can manage your funds on-the-go without hassle.

Embrace Digital Solutions

In addition to traditional banking methods, we encourage all our members to take advantage of our digital features. Our online and mobile banking platforms allow you to track transactions, pay bills, and even send money to friends with just a few taps on your device. It's all about making banking more accessible for you! We invite you to visit us at 1715 E University Ave Las Cruces Nm 88001 or call us at (505) 889-7755 if you have any questions about these services or if you're ready to open an account. Join us at Nusenda where your financial well-being is our priority! For more information about becoming a member or opening an account, please check out our website.

Loans and Financing

If you're looking to purchase a vehicle, our auto loans and vehicle financing options can help make that dream a reality. We understand how important reliable transportation is for our members, so we offer competitive rates and terms that fit your budget. Additionally, if you're considering buying a home, our mortgage loans and refinancing solutions provide the support you need during one of life's biggest investments. For those unexpected expenses or projects around the house, our personal loans and debt consolidation options can give you the flexibility you need without breaking the bank. Plus, if you're looking for a card that rewards your spending, check out our credit cards with rewards, designed to add value back into your everyday purchases.

Personal Banking

When it comes to personal banking, we offer flexible checking and savings accounts that help you manage your finances efficiently. Our accounts come with features that make everyday banking simple and accessible. Imagine having the ability to check your balance or transfer funds right from your phone this is all possible with our online and mobile banking services.

Digital & Online Banking

Key Services

Our online banking services are available 24/7 at https://www.nusenda.org:443/, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can even send money easily through person-to-person transfers, making it simple to split expenses or send gifts to family and friends. For those who prefer managing their accounts on the go, our mobile application is ready to help. It features mobile payments, so you can make transactions right from your smartphone without the need for cash or cards. Plus, you can sign documents electronically thanks to our electronic signature authorization feature, speeding up processes like loan applications and account openings. We also provide e-statements that help keep your financial records organized and accessible. Instead of waiting for paper statements in the mail, you'll receive timely updates about your account directly in your inbox. This not only helps the environment but also ensures that you have easy access to important information whenever you need it.

Security and Accessibility

Your security is our top priority. Our digital banking platform employs robust security measures to protect your personal information while providing a seamless banking experience. This means you can confidently manage your finances online without worrying about unauthorized access. With all these features at your fingertips, managing your finances has never been easier. Whether you're at home or on the go, Nusenda ensures that you have the tools necessary for real-time account management. Discover how simple banking can be today!

Financial Strength

Commitment to Growth

With $379,754,076 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity as well; with $13,832 in used auto loans and $3,262,235,626 in total loans and leases, we support members' financial goals across various sectors.

Growing Member Trust

Total Share and Deposit Accounts: 599,519, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations at Nusenda, ensuring that we remain dedicated to meeting your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nusenda is your trusted partner. Visit us at 1715 E University Ave Las Cruces Nm 88001 or call (505) 889-7755 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Operational Efficiency

Our $29,533,556 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 850 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $858,302,863 in share certificates and $519,924,212 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $21,119, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $420,567,157, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $869 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,346,146 in used vehicle loans and $998,051,296 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms are designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,113,325,233 provide the capital needed to grow and expand. We know how vital it is for businesses to have access to funds when they need them most. At Nusenda, we prioritize your financial well-being and strive to offer products that suit your unique needs. If you're interested in refinancing options or would like more information on eligibility criteria, please don't hesitate to reach out. You can contact us at (505) 889-7755 or visit us at 1715 E University Ave Las Cruces Nm 88001, Las Cruces, NM. For more details about our offerings and services, feel free to explore our website at https://www.nusenda.org:443/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $119,039,028 in loans helping members manage their finances effectively. Whether you need to cover unexpected expenses or want to consolidate debt, our credit cards come with competitive rates and rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $198,242,510, make buying or refinancing simple. We know that securing a mortgage can be daunting, but our team is here to guide you through every step of the process.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, allowing potential borrowers to see what is truly available to them.

Nusenda

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans