Personal Loans in Las Cruces, NM

Looking for the best loan rate in Las Cruces, NM? Compare personal loan offers from trusted local lenders to find a rate that fits your budget and timeline. Whether it’s for debt consolidation or unexpected expenses, we make it easy to explore your options.

Las Cruces neighbors trust credit unions and banks that offer fast approval and flexible terms. Start here to see personalized loan rates, so you can get the funds you need without the hassle or confusing jargon. Your next loan is just a few clicks away.

Filters

Lender
APR
Term
Amount
Link
Info
university-credit-union
8.99 - 14.69 %
2 - 5 Yrs
connexuscu
9.49 - 12.99 %
2 - 7 Yrs
$50,000
ngfcu
9.49 - 17.5 %
2 Yrs
cafcu
9.99 - 13.99 %
gosunward
10 - 10.5 %
4.1 - 5 Yrs
sandia
10.25 - 12.25 %
4.1 - 5 Yrs
$40,000
dncu
10.49 - 12.99 %
5 Yrs
5,000 - $30,000
ffnm
10.49 - 13.25 %
4 Yrs
nusenda
10.5 - 20 %
0.1 - 5 Yrs
$20,000
useagle
11 - 18 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's personal loans with an APR of 8.99% , which has not changed in the past 7, 30, 60, or 90 days. Their personal line of credit has a steady APR of 14.69% , remaining the same over the last 7, 30, and 60 days. Connexus has a personal loan with an APR of 9.49% today. This rate has not changed compared to 7 and 30 days ago. No other recent rate updates are available for this loan. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs. Sandia Laboratory has a Signature loan with an APR of 10% , which has stayed the same over the past 7, 30, 60, and 90 days. The Signature creditline 1 has a fixed APR of 10.5% , also unchanged during these periods. Sandia Area has a personal loan with an APR of 10.25% , which has stayed the same over the past 7 and 30 days. Their personal line of credit has a 12.25% APR, also unchanged from 7, 30, 60, and 90 days ago.

Del Norte's an unsecured personal loan with an APR of 10.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The unsecured revolving line of credit has a 12.99% APR and has also remained steady during that time. First Financial's personal loans with an APR of 10.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 13.25% , also unchanged during these periods. Nusenda has a Personal loan with an APR of 10.5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a 13% APR, also unchanged during these periods. The Personal assistance loan carries a 20% APR, with no change from a week to three months ago.

U.S. Eagle's the Signature–uncollateralized loan with an APR of 11% , which is up from 10.75% thirty days ago but unchanged from seven days ago. The Eagle success loan and Quickcash both have steady APRs at 18% and 14.9% , respectively, with no changes over the past 90 days.

🏦 All Local Lenders in Las Cruces, NM

Lender NameBranch AddressOffice ServicesLender Snapshot
ONE SOURCE FEDERAL CREDIT UNION
1375 E BOUTZ RD LAS CRUCES NM 88001
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $122,994,279
Deposits: $5,715,482
Net Worth: $12,837,559
Employees: 34
Members: 10,407
FIRST FINANCIAL CREDIT UNION
901 E UNIVERSITY AVE STE Q LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $921,720,160
Deposits: $79,301,189
Net Worth: $81,542,101
Employees: 279
Members: 93,434
WHITE SANDS FEDERAL CREDIT UNION
2755 N MAIN ST LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
Assets: $395,097,233
Deposits: $39,773,499
Net Worth: $46,757,061
Employees: 90
Members: 30,788
WHITE SANDS FEDERAL CREDIT UNION
2190 E LOHMAN AVE LAS CRUCES NM 88001
ATM
Drive-Thru
P2P
E-Statements
Assets: $395,097,233
Deposits: $39,773,499
Net Worth: $46,757,061
Employees: 90
Members: 30,788
NUSENDA FEDERAL CREDIT UNION
1715 E UNIVERSITY AVE LAS CRUCES NM 88001
ATM
P2P
E-Statements
E-Signature
Assets: $4,932,777,059
Deposits: $331,582,500
Net Worth: $420,567,157
Employees: 884
Members: 277,205

🏘️ All the Lenders Available in Dona Ana County, NM

Compare other loan types in Las Cruces, NM

Why compare Personal Loans in Las Cruces, NM on LendMesh

If you’re searching for the best loan rate in Las Cruces, NM, keep exploring your options on LendMesh. Comparing multiple lenders can help you uncover better deals and more affordable offers tailored to your needs. Taking the time to review different rates ensures you find flexible financing that fits your budget without feeling rushed.

Stay ahead by subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and receive instant notifications when rates fall below your goal. You’ll also get weekly or monthly updates packed with expert insights, trending rates, and hand-picked loan deals, making it easier for Las Cruces borrowers to seize the best opportunities as they arise.

Customers are also interested in:

Best Loan Rate