FIRST FINANCIAL CREDIT UNION

Welcome to First Financial, your trusted partner in financial well-being, located at 901 E University Ave Ste Q, Las Cruces, NM 88001. Established in 1937, our commitment to serving the community has grown alongside our membership, now proudly encompassing over 93,434 members. With a robust asset base of $921,720,160, we stand ready to assist you with all your banking needs. At First Financial, we understand that financial decisions impact every aspect of your life. That's why we offer personalized services ranging from checking and savings accounts to auto loans and business financing. Our team is dedicated to ensuring that each member receives the support they need to thrive financially. Under the leadership of CEO Ronald Moorehead and Board President Loretta Montoya, our focus remains on empowering individuals and businesses within our community. While members can visit us at our Las Cruces location for their banking needs, official correspondence should be sent to our mailing address: PO Box 25587, Albuquerque, NM 87125-0587. With total deposits reaching $79,301,189 and a net worth of $81,542,101, we are proud to maintain a solid foundation for your financial security. Our team of 279 employees is here to provide friendly service and expert guidance tailored just for you. Whether you're looking for personal banking solutions or business services like merchant accounts and loans, we have the tools you need right at your fingertips. Plus, with convenient options such as online banking and mobile payments available through our website at www.ffnm.org, managing your finances has never been easier. We invite you to experience the First Financial difference today! Feel free to call us at 505-766-5600 or visit us in person to learn more about how we can help you achieve your financial goals. Your future starts here!

Welcome to First Financial, a cornerstone of financial support in the heart of Las Cruces, NM. Since our opening in 1937, we have proudly served our community with dedication and integrity. Our journey began with a simple mission: to provide accessible financial services that empower individuals and families to achieve their dreams. Located at 901 E University Ave Ste Q Las Cruces Nm 88001, our branch has grown alongside the vibrant community we serve. Over the years, we have expanded our offerings and adapted to meet the evolving needs of our members. Today, with a total membership of 93,434 and assets amounting to $921,720,160, we stand as a testament to what can be achieved when a credit union truly invests in its members. At First Financial, we believe that banking should be about more than just transactions; it should foster relationships and support local initiatives. Our mission is rooted in providing exceptional financial services while also giving back to our community through various outreach programs. Whether it's sponsoring local events or partnering with schools, we are committed to making a positive impact in every way possible. Our operating hours are designed to accommodate your busy lifestyle. You can visit us during lobby hours from Monday, Tuesday, Thursday, and Friday between 8:50 AM and 5:00 PM, and on Wednesdays from 10:00 AM to 5:00 PM. For those who prefer convenience, our drive-thru service is available during extended hours. We also offer ATM services for quick access to your funds. While members can visit us at 901 E University Ave Ste Q Las Cruces Nm 88001, official correspondence should be sent to PO Box 25587, Albuquerque, NM 87125-0587 for any postal needs. We pride ourselves on being ADA compliant, ensuring all members have equal access to our facilities and services. In an age where technology is ever-present, we've embraced digital advancements by offering online banking, mobile payments, and e-statements. This commitment ensures that managing your finances is easy and convenient. As we look forward to the future, we invite you to join us at First Financial. Experience firsthand the benefits of being part of a credit union that prioritizes its members' needs while actively contributing to the well-being of our community. Together, let's build a brighter financial future! For more information or inquiries, please reach out at (505) 766-5600 or visit us online at our website.

Becoming a member of First Financial is like joining a close-knit family that supports your financial journey. If you live, work, or attend school in the local area, you're likely eligible to join us! We welcome individuals who share our values and want to benefit from our range of personalized services. By choosing First Financial, you'll not only gain access to competitive rates on loans and savings but also enjoy the peace of mind that comes with being part of a community-focused credit union. To learn more about our specific eligibility criteria, feel free to visit this link. Once you're ready to take the next step toward membership, opening an account is simple! Just give us a call at (505) 766-5600, and our friendly team will guide you through the process. You can also stop by our branch located at 901 E University Ave Ste Q Las Cruces Nm 88001 to ask any questions you might have. We're excited to help you start your financial journey with us!

In today's fast-paced world, convenience and security are more important than ever when it comes to managing your finances. At First Financial, we offer a range of digital and online banking services designed to make your banking experience smooth and efficient, all from the comfort of your home or on the go. One of the standout features is our 24/7 online banking service. Whether it's day or night, you can access your accounts anytime through our website at https://www.ffnm.org/ . Need to check your balance? Want to transfer funds? You can do it all with just a few clicks. Plus, our mobile application enhances this experience further, allowing you to manage your finances right from your smartphone. We know that security is a top concern for our members. That's why we provide electronic signature authorization for quick and secure transactions. You can also enjoy the benefits of e-statements, giving you easy access to your financial records without the clutter of paper statements. For those who love making payments on the fly, our mobile payments feature lets you pay bills or send money to friends effortlessly. Speaking of sending money, our person-to-person transfers make it simple to share funds with just a few taps. At First Financial, we strive to make banking as user-friendly as possible while keeping your information safe. With real-time account management and easy accessibility, you're in control of your finances like never before. Join us in embracing a modern approach to banking that prioritizes both convenience and security!

At First Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, which allows us to deliver exceptional services while safeguarding your savings. With a net worth of $81,542,101, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $914 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $141,541,690 in share certificates and $80,309,616 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $68,695,002 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $8,207 in used auto loans and $669,977,443 in total loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 264 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 178,113, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Financial is your trusted partner. Visit us at 901 E University Ave Ste Q Las Cruces Nm 88001 or call (505) 766-5600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.