Personal Loans in Columbia, SC

Looking for the best personal loan in Columbia, SC? Compare offers from trusted local lenders to find flexible terms and rates that suit your budget. Whether it’s for debt consolidation or a special purchase, you deserve a loan that’s simple and affordable.

Take control of your finances with a personal loan tailored to your needs right here in Columbia. Comparing options helps you secure fast approvals and better repayment plans, making it easier to handle life’s surprises without stress.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
penfed
6.09 - 17.99 %
5 Yrs
$50,000
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
peachstatefcu
7.4 - 9.9 %
5 Yrs
truliantfcu
7.49 - 18 %
0.5 - 7 Yrs
15,000 - $50,000
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
safefed
7.99 - 9.99 %
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
corningcu
8.74 - 12.24 %
1 - 5 Yrs
$10,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Peach State's Personal loan has an APR of 7.4% today, which is unchanged from 7 and 30 days ago but lower than 60 days ago when it was 9.9% . The rate has stayed steady compared to 90 days ago as well. Truliant has a Debt180 debt consolidation loan and a Preferred line of credit with APRs of 7.49% and 12.99% , respectively. Both rates have stayed the same over the past 7, 30, and 60 days. The Debt180 loan's rate is lower than it was 90 days ago, while the line of credit rate has not changed in that time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

Corning has a fixed–rate personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 12.24% , also unchanged during these time frames.

🏦 All Local Lenders in Columbia, SC

Lender NameBranch AddressOffice ServicesLender Snapshot
FOUNDERS FEDERAL CREDIT UNION
1400 GREENE ST RM 227U COLUMBIA SC 29225
P2P
E-Statements
E-Signature
Assets: $4,817,730,099
Deposits: $576,628,054
Net Worth: $599,878,397
Employees: 840
Members: 271,061

🏘️ All the Lenders Available in Richland County, SC

Compare other loan types in Columbia, SC

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If you’re searching for the best personal loan in Columbia, SC, it pays to explore multiple lenders before deciding. LendMesh makes it easy to compare offers side-by-side, helping you spot better rates and terms that fit your budget. Taking a little extra time to shop around can lead to significant savings and more flexible options tailored to your needs.

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