Founders Columbia SC Credit Union | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Founders, your trusted partner in financial growth and community support, located at 1400 Greene St Rm 227U, Columbia, SC 29225. Since our establishment in 1961, we have proudly served over 271,000 members, fostering a sense of belonging and trust that only a community-focused credit union can provide. Our commitment is reflected not only in the services we offer but also in our robust financial standing, with total assets reaching an impressive $4,817,730,099 and total deposits amounting to $576,628,054. At Founders, we understand that banking goes beyond transactions; it's about building lasting relationships with our members. Whether you're looking for a personal loan, auto financing, or business banking solutions, we are here to empower you every step of the way. Our dedicated team of 840 employees, led by CEO Bruce Brumfield and Board President Roy Hunt, works tirelessly to ensure you receive the best service possible. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. We invite you to explore our comprehensive range of services designed to help you achieve your financial goals be it through checking and savings accounts or credit card options with rewards. Join us today and experience the difference that comes from being part of a community-focused institution. For any inquiries or assistance, feel free to call us at 803-828-7000 during our lobby hours from 9:00 AM to 6:00 PM Monday through Friday. Visit us online at Founders and let's embark on this journey together!

Branch History & Mission

Commitment to Innovation

We recognize that the world is changing rapidly. That's why we've embraced digital advancements in banking services. Our online banking platform allows members to manage their accounts easily from anywhere. We also offer mobile payments and electronic signatures for added convenience. These innovations ensure that you can bank securely and efficiently whenever you need.

Join Us

As we continue to grow and evolve, we invite you to be part of this remarkable journey at Founders. Whether you're looking for personal banking solutions or ways to support your business, we're here for you every step of the way. Visit us during our operating hours from 9:00 am to 6:00 pm Monday through Friday, or call us at 803-828-7000 for more information about how we can help you thrive financially. Together, let's build a brighter future!

Our Mission

At the heart of Founders is a simple yet powerful mission: to provide excellent financial services while fostering strong community ties. We focus on personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards all designed with our members' needs in mind. We are dedicated to ensuring that everyone can access the tools they need for financial success. Our mission extends beyond traditional banking; we actively engage with our community through various outreach programs and partnerships. By supporting local initiatives and events, we strive to make a positive impact in Columbia and surrounding areas. While you can visit us at our branch address, official correspondence should be sent to 737 Plantation Rd, Lancaster, SC 29720. This dual approach helps us stay connected with our members while ensuring smooth communication.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or would like to learn more about what we offer, don't hesitate to give us a call at 803-828-7000. We invite you to visit us at Founders in Columbia and discover how we can help you achieve your financial goals!

Nearby Landmarks and Accessibility Features

Located near the vibrant University of South Carolina campus, our branch is surrounded by a lively community. Whether you're a student or a local resident, you'll find it easy to stop by during your day. We prioritize accessibility for everyone with ADA-compliant features and ramps for those who need them. Parking is available nearby, making your visit hassle-free.

Operating Hours and Services Offered

We're open Monday through Friday from 9:00 AM to 6:00 PM, giving you plenty of time to take care of your banking during the week. At Founders, we offer a range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our friendly team is ready to assist you with mortgage loans and business banking services too.

Member Eligibility

At Founders, we believe that everyone deserves a chance to be part of a caring community where financial goals can be reached together. Becoming a member is easy! If you live, work, worship, or attend school in the area, you're likely eligible to join us. We welcome individuals from all walks of life, and by becoming a member, you'll gain access to our range of services designed to support your financial journey, including checking accounts, loans, and more. To find out more about the specific eligibility criteria, check out our detailed guidelines at https://membership.foundersfcu.com/. Joining is just a few steps away! You can open an account conveniently online or visit us in person at our branch located at 1400 Greene St Rm 227U Columbia Sc 29225. If you have any questions along the way or need assistance, don't hesitate to give us a call at (803) 828-7000. We're here to help you every step of the way as you take this important step toward better financial health with Founders!

Business Banking & Commercial Services

Merchant Services That Work

Imagine a solution that makes transactions easier for your customers while providing you with valuable insights into your sales patterns. Our merchant services do just that. By accepting various payment methods and providing tools to track your sales, we help you focus on what matters most: growing your business. Located at 1400 Greene St Rm 227U, Columbia, SC 29225, our team is ready to assist you with personalized service tailored to your unique needs. Let us partner with you on your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to provide the financial backing you need to succeed.

Convenient Access Anytime

We know convenience matters. With our ATM & cash withdrawal services, accessing your funds is easy wherever you go. Plus, all these services are supported by robust online capabilities like e-statements, mobile payments, and person-to-person transfers that make managing your finances straightforward. At Founders, we strive to create an atmosphere where members feel valued and supported. If you're ready to explore how we can assist you further or if you have questions about any of our services, please don't hesitate to reach out at (803) 828-7000 or visit us online at https://www.foundersfcu.com. Join us today and let's work together towards achieving your financial aspirations!

Homeownership Assistance

Thinking about buying a home? Our mortgage loans and refinancing options are tailored to help you navigate the often complicated world of real estate. From first-time buyers to seasoned homeowners looking to refinance, we provide personalized support every step of the way.

Personal Banking Solutions

We understand that personal finance can sometimes feel overwhelming. That's why our personal banking services, including checking and savings accounts, provide an easy way to manage your money. You can effortlessly track your spending and save for those special moments in life. Plus, with our online and mobile banking options, accessing your accounts is as simple as a few taps on your phone.

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, we can help ease financial burdens by providing funds when you need them most. This service allows you to consolidate multiple debts into one manageable payment, simplifying your financial life.

Rewarding Credit Options

Looking for a credit card that gives back? Our credit cards with rewards offer points on purchases that you can redeem for travel, cash back, or other exciting perks. It's a smart way to spend while earning something in return.

Vehicle Financing Made Easy

If you're in the market for a new car, our auto loans and vehicle financing solutions are designed with you in mind. We offer competitive rates that make it easier than ever to drive away in the vehicle of your dreams. Whether you're buying new or used, we're here to help you secure the right loan that fits your budget.

Digital & Online Banking

Key Features

We're proud to provide features like e-statements, allowing you to view your account statements online instead of waiting for them in the mail. This not only saves paper but also helps you stay organized. Plus, with electronic signature authorization, signing documents has never been easier or more secure. For those on the go, our mobile application makes banking even more accessible. You can manage your accounts directly from your smartphone, making it simple to handle transactions while out and about. Our mobile payments feature allows you to make purchases quickly and securely using just your phone no cash or cards needed! Need to send money to friends or family? Our person-to-person transfers feature is here for you. It's a fast way to send money without needing cash on hand, making splitting bills or sharing expenses straightforward. At Founders, we prioritize security so you can feel confident when banking online. With robust security measures in place, you can rest easy knowing your information is safe while you're enjoying the convenience of our digital services. Explore all these options and more by visiting our website. Join us in experiencing a modern approach to banking that fits seamlessly into your lifestyle!

Financial Strength

At Founders, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust your financial institution, which is why we continually strive to demonstrate our strength and reliability. With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $45,790 in used auto loans and $3,749,714,385 in total loans and leases. Our impressive net income of $16,689,398 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 737,237, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $98,839,691, further enhancing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Founders is your trusted partner. Visit us at 1400 Greene St Rm 227U Columbia Sc 29225 or call (803) 828-7000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. Whether it's a brand-new ride or a reliable used car, we can assist you every step of the way.

Business Loans

For business owners seeking to expand their operations, we provide outstanding commercial loans totaling $2,850,365. These loans offer the capital needed for growth and development within your business. If you're considering refinancing any of your existing loans or would like more information about eligibility options for any of our products, don't hesitate to reach out. Our team is ready to guide you through the process and ensure you find the best solution for your financial situation. You can visit us at 1400 Greene St Rm 227U Columbia SC 29225, or give us a call at 803-828-7000 during our operating hours from 9:00 am to 6:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Founders support you on your path to financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085. With competitive rates and flexible terms, we aim to make your dream of owning a home a reality.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently have $219,138,006 in these loans available to help our members manage their finances effectively. Enjoy rewards while building your credit with our user-friendly credit card options.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several advantages that set it apart as a trusted loan comparison tool: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this platform in helping people secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each lender's information is vetted to guarantee accuracy, which builds trust in the comparison results.

FOUNDERS FEDERAL CREDIT UNION - Columbia, SC

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Columbia, SC (29225)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Mission

Branch Location & Accessibility

Contact Us Today!

Nearby Landmarks and Accessibility Features

Operating Hours and Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work

Tailored Loan Options

Comprehensive List Of Services

Business Banking Support

Convenient Access Anytime

Homeownership Assistance

Personal Banking Solutions

Personal Loans for Life’s Needs

Rewarding Credit Options

Vehicle Financing Made Easy

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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