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There are four branches in Virginia Beach, VA 23462, served by Chartway Credit Union and Langley Credit Union. Both institutions appear in the personal loan rate table below, which includes lenders offering loans within Virginia Beach City.
A published rate is a starting point and not a final offer. The actual rate depends on your credit file and other factors specific to your application, so the rate shown here may differ from what you qualify for.
Today’s Personal Loan Rates & Analysis - Updated on 2026-OCT-04
Credit Union Loan Rates - Trends & Analysis:
Digital's Traditional signature loans have a fixed APR of 11.99% . This rate has not changed in the past 7 or 30 days. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. Newport News Shipbuilding Employees has a Personal loan with an APR of 12.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Flexline line of credit has a fixed APR of 13.99% , also unchanged during those periods.
America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods. Langley has a Credit builder loan with a 6.5% APR that has stayed steady over the past 90 days. Its Personal loan has a 15.24% APR today, unchanged from 7 and 30 days ago but slightly higher than 60 and 90 days ago. The Personal line of credit remains at 18% APR with no changes in the last 90 days.